Payday Loans in Alton, Alabama

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No payday loan companies in Alton, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
Covington Credit 2411 College Ave, Jackson, AL 36545
Title Cash 700 US-31, Hartselle, AL 35640
Regional Finance 3186 AL-157, Cullman, AL 35058
Southeastern Commercial Finance 1500 1st Ave N 5, Birmingham, AL 35203 +1 (205) 250 - 8026
Woodforest Bank 1415 7th St S, Clanton, AL 35045 +1 (205) 755 - 9696
Title Cash 32363 US-280, Childersburg, AL 35044
Alexandria Title Loans 111 Big Valley Dr, Alexandria, AL 36250 +1 (256) 770 - 4507
24 Hours Check Cashing Services Shell 47720 US-78 c, Lincoln, AL 35096 +1 (205) 763 - 1666
Service Loans & Tax 577 McQueen Smith Rd S, Prattville, AL 36066
Regional Finance 631 Willow Ln k, Greenville, AL 36037

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Alton, AL, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Mountain Brook, AL, Guaranteed Loans in Northport, AL, Guaranteed Loans in Opelika, AL, Payday Loans in Oxford, AL, Quick Loan in Pelham, AL, Payday Loans in Pell City, AL, Payday Loan for Phenix City, AL and Quick Loan in Prattville, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Alton, AL.

Are Payday Loans Legal In Alton, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Alton, AL payday loan calculator

Payday Loans in Alton, Alabama

Payday loans in Alabama are a common and legal option for people who find themselves in need of extra money to pay their bills or deal with unexpected expenses. In Alton, Alabama, residents have access to payday loan services that can assist them in their financial struggles.

What is a Payday Loan?

A payday loan is a short-term loan designed to provide temporary financial assistance to individuals who need it. This type of loan is usually due on the borrower’s next payday, hence the name.

To qualify for a payday loan in Alabama, borrowers need to be at least 18 years old, have a steady source of income, and provide proof of identification and a checking account.

How Do Payday Loans Work in Alton, Alabama?

In Alton, Alabama, payday loans are available at physical stores or online. Borrowers can apply for loans of up to $500, depending on their income and other qualifications. The amount borrowed plus fees and interest are due on the borrower’s next payday, usually within 14 days.

Interest rates for payday loans in Alabama are typically higher than other types of loans due to the short-term nature of the loan and the higher risk involved for the lender. The annual percentage rate (APR) for payday loans in Alabama can be as high as 456%.

Benefits and Risks of Payday Loans in Alton, Alabama

Payday loans can be a helpful tool for individuals who need quick access to money and don’t have other options. However, there are risks associated with payday loans that borrowers should be aware of before taking out a loan.

One major benefit of payday loans is that they are easily accessible. In Alton, Alabama, borrowers can apply for payday loans in person or online, making the process convenient.

However, the high interest rates and fees associated with payday loans can put borrowers at risk of falling into a cycle of debt. If a borrower is unable to repay the loan on time, they may be subject to additional fees and interest charges. This can make it difficult for borrowers to pay off the loan in full and may result in them taking out additional loans to cover the initial loan.

Interesting Facts About Payday Loans in Alton, Alabama

  • In 2018, there were over 1,200 payday loan stores in Alabama.
  • The average payday loan amount in Alabama is $349.
  • Payday loans are legal in Alabama, but the state has established regulations to protect borrowers from excessive fees and interest rates.
  • The maximum amount a borrower can take out in payday loans in Alabama is $500.

Apply Now

If you are in need of a payday loan in Alton, Alabama, TheGuaranteedLoans is here to help. We are a connector service that can link you with potential lenders who may be able to provide the cash you need. Our application process is fast and simple, and our service is free.

Please note that TheGuaranteedLoans is not a direct lender and does not make lending decisions. We are a connector service that facilitates the connection between borrowers and potential lenders.

Apply for a payday loan in Alton, Alabama today and take the first step towards financial stability.

F.A.Q.

What are the requirements for taking out a payday loan in Alton, Alabama?

To take out a payday loan in Alton, Alabama, you must be at least 18 years old, have a regular source of income, and have a valid checking or savings account.

How do I apply for a payday loan in Alton, Alabama?

To apply for a payday loan in Alton, Alabama, you can either visit a payday lender in person or apply online. In either case, you will need to provide some basic information, such as your personal details, employment information, and bank account information.