Payday Loans in Anniston, Alabama

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Payday Loan Companies in Anniston, AL

Company nameAddressZip codePhone number
Advance America 9 Bill Robison Pkwy 36206
Advance America 723 S Quintard Ave 36201
Advance Cash Loans 501 S Quintard Ave Ste 5 36201
Advance Cash Loans 501 Quintard Ave 5 36201 +1 (256) 235 - 2222
Alabama Title Loans, Inc. 1200 Snow St 36203 +1 (256) 835 - 7050
Anniston Finance 1025 Noble St 36201 +1 (256) 238 - 4333
Approved Cash 1928 Quintard Ave 36201
Calhoun Finance Company 1025 Noble St 36201 +1 (256) 236 - 8885
Cash Today 1228 Noble St 36201 +1 (256) 237 - 0071
Check 'n Go 2491 US Highway 431 N 36206
Check Into Cash 720 Quintard Ave a 36201
Check Into Cash 720 Quintard Ave Ste A 36201 +1 (256) 238 - 1209
Check Mate 501 Quintard Ave suite 9 & 10 36201 +1 (256) 237 - 8755
Check n Go 2491 US-431 N 36206 +1 (256) 847 - 8889
Checkmate Cash Advance Center 3006 McClellan Blvd 36201
Complete Cash 601 S Quintard Ave 36201
Covington Credit 309 Quintard Ave 36201
Easy Money 2008 Quintard Ave 36201
Family Loan Co 1115 Noble St 36201 +1 (256) 237 - 7527
Fast Cash-Title Pawn! Fast,Friendly,Easy 233 S Quintard Ave 36201 +1 (256) 237 - 9994
Liberty Tax and Loans 1928 Quintard Ave 36201 +1 (256) 237 - 4735
Money Mart 1228 Noble St 36201
Money Outlet Inc 2363 AL-202 36201
Money Outlet Inc 2363 AL-202 Suite A 36201 +1 (256) 238 - 0777
Title Cash 3006 McClellan Blvd 36201 +1 (256) 238 - 1182
TitleBucks Title Loans South, 300 S Quintard Ave 36201
Tower Loan 3210 McClellan Blvd 36206 +1 (256) 241 - 7010
Woodforest National Bank 5560 McClellan Blvd 36206 +1 (256) 847 - 1311
World Finance 3216 McClellan Blvd 36201 +1 (256) 235 - 9099

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Anniston, AL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Athens, AL, Same Day Loans in Atmore, AL, Same Day Loans in Auburn, AL, Payday Loans in Bessemer, AL, Emergency Loan in Birmingham, AL, Payday Loan Without a Credit Check in Cullman, AL, Quick Loan in Daphne, AL and No Credit Check Loans in Decatur, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Anniston, AL.

Payday Loans Available in Anniston, AL By The Following ZIP Codes:

36203, 36202, 36201, 36205, 36204, 36207, 36206

Are Payday Loans Legal In Anniston, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Anniston, AL payday loan calculator

If you are in a financial jam, chances are you are looking for a quick solution. Payday loans seem like the ideal solution as they can offer you bank-level approval and fast approval with fast cash, but there is more to this form of lending than just short-term relief.

Read our blog post to learn all about payday loans in Anniston, Alabama, and what they can do for your finances. You’ll also find some alternatives that might be better solutions if payday doesn’t work out for you (spoiler: it probably won’t).

How to Find a Good Direct Lender in Anniston, Alabama Online

Finding a direct lender that can provide you with payday cash in Anniston, AL, is more daunting than you might think. At first glance, there are plenty of places that look trustworthy, but unless you do your homework, there is no way to know if they are safe and offer competitive rates. Knowing the characteristics of a lender or direct lender can help keep you from getting stuck with an interest rate that does not fit your budget or fees that could have been avoided by doing some research.

Direct lenders in Anniston, Alabama, offer the benefits of direct lending with no middlemen to interact with. They can provide cash advances and other short-term loan financing solutions from their facilities rather than from a bank or different lender.

With a direct payday lender, you can find the most competitive rates online and have money in your bank account directly within two business days at minimal hassle. These companies also have established reputations over time as government agencies regulate them.

Cash Advance Online in Anniston, Alabama

If you need cash now, whether it’s to put food on the table, pay an emergency hospital bill, or cover a necessary car repair expense, you’re probably not thinking about future problems. But depending on where you get your cash advance from and how much of a loan you take out, paying back the loan might be more difficult than expected.

Payday loan companies exist to help people in financial distress, but there are risks associated with using their services. Not all payday lenders operate responsibly and look out for their customer’s best interests. If you’re short on cash, you might have no other choice. But it’s important to understand that payday loans in Anniston, AL, can put you into a trap if they are not managed appropriately.

Providing unsecured lending services, some payday lenders do business in a very irresponsible way. They offer cash advance loans to borrowers who cannot pay them back on time. This business model may sound like a smart one, but it is dangerous when borrowers don’t have the means to pay back the loan as agreed. Not all payday lenders in Anniston, AL, are run by reputable companies. Rogue lenders can and often invent high costs for customers, including late fees and overdraft charges. Payday lenders should be able to provide a service to their customers that are very reliable and meets their requirements. If they don’t have the resources to do so, they are not offering a good service.

Most borrowers agree on terms with payday loan companies before getting their cash advance loan. Their agreement ensures that the lender has the right to charge whatever interest rates they want or any fee they wish if the borrower doesn’t repay on time. If you live in the Anniston, Alabama area and are looking for someone to lend you some cash, then these are the requirements:

  • You must be at least 18 years old.
  • You cannot have an outstanding loan through a payday lender. 
  • Your income must be more than $1000 per month. 
  • You need to have a bank account. 
  • You will need to provide your name, address, and date of birth. 

Finally, you need to understand that this loan is not for spending frivolously but for emergencies only or as a means of getting by until your next paycheck comes in.

Can I Get a Payday Loan for Bad Credit in Anniston, Alabama? 

If you have bad credit in Anniston, Alabama, it can make getting approved for any loan much more difficult. Getting a payday loan is no exception. If you need cash and your credit score is not perfect, you may still be able to get a cash advance in Anniston. To qualify for a payday loan in Anniston, AL, with bad credit, the lender will want to verify that you have a steady income. You will also need to show that you can repay the loan without issues by providing the lender with pay stubs and bank statements.

The lender will also likely require that you have an active checking account so they can access the funds from your account easily after issuing the loan. Other payday loans in Anniston, Alabama, will require that you have a job. Still, bad credit payday loan lenders might be more open to borrowers with less than perfect credit histories.

Because the lender is taking a risk on you with a payday loan in Alabama with bad credit, they may also charge a higher interest rate for these loans to make up for their higher risk. If you have an excellent loan payment history, it might be possible to find a lender who offers lower interest rates, but this may not be the case for those who need cash now and are willing to pay more. You may want to consider applying for a personal loan instead of searching for a traditional payday advance in Anniston.

24 Hour Payday Loans in Anniston, Alabama

You can get a payday loan in Anniston quickly with a fast cash advance at the quickest payday loan store in Anniston. You will be able to have your loan approved and receive the money you need in 2 days most of the time without any hassle. This is your best option if you have bad credit because you will have instant approval.

From our experience, most people looking for payday loans can find an instant cash advance at a low-interest rate when they use one of the services we offer. The only challenge that some may face is finding which company can provide them with the quickest service for their needs.

Our company offers fast service, and we have over eight years of experience in this area. All cash advance loans are guaranteed to be paid back on time in Anniston, and you can get your money quickly with a cash advance loan.

All of the services we offer, online payday advance in Anniston and payday loan stores, are licensed by the state. We are one of the best companies to use if you need an instant cash advance, no fax payday loan at low-interest rates when you need a payday loan today in Alabama! You want to find out if someone is licensed before using their services yourself.

Can you get a payday loan in Anniston, Alabama without a bank account?

Yes, you can get a payday loan in Anniston, Alabama, and it is much more likely that you will be able to find one if your bank account is not in good standing. Online payday advance lenders often accept people with bad credit and let them borrow money against their bank account in Anniston, AL when they have bad credit.

If you have bad credit, getting a loan from a traditional payday loan store may seem like the best option because of the interest rates. The problem with using these services is that it often takes several days to get approved by traditional lenders, and during this time, you do not have access to your money.

FAQ

Can I get a No Credit Check Loan in Anniston, Alabama?

Without a bank account, you can get a payday loan in Anniston, Alabama. The best place to get a cash advance loan is if your bank account is not in good standing, but sometimes you may have to have one first or have some other collateral that they can use.
If you do not have a bank account and are trying to get a cash advance loan, you can contact some of the lenders we offer services through to see if they will forego the bank account requirement when you apply for the money. Many other companies provide instant cash advances with less strict conditions, so if you are looking for one of these alternatives, please click on one of our links above to research them further.

How can I get a Quick Loan in Anniston, Alabama?

Most of the payday loan stores in Anniston, AL will offer you a quick loan with no hassle. It’s quick to get approved. You can get your money quickly and use the funds for any reason. If you have bad credit, you may want to consider getting your loan from a company that offers instant cash advances to avoid using a direct lender instead.

What is the Payday Loan Interest rate for Anniston?

The payday loan interest rates in Anniston, Alabama range from 30-40% annually, and we don’t offer any fixed-rate loans or reduced rates because we do not do this type of lending.

What is the Easiest Online Loan in Anniston, Alabama to Get?

The easiest way to get a payday loan in Anniston, AL, is if you have a checking account. If you do not have one, you will need to get one first, either through your bank or through our many services for checking accounts.
The easiest payday loan to get depends on what kind of quick cash advance you need and how quickly you can receive it. You might need a short-term or long-term advance, so both options are available depending on what works best for your situation.