Payday Loans in Bessemer, Alabama

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Payday Loan Companies in Bessemer, AL

Company nameAddressZip codePhone number
1st Franklin Financial 718 Academy Dr Suite 108 35022
Advance America 725 9th Ave N 35020
Always Money 1516 9th Ave N #116 35020
Bessemer Finance Company 1819 3rd Ave N 35020 +1 (205) 428 - 6361
Cash Country USA Title Loans 1913 26th Ave N B 35023
Cash Express 615 9th Ave N 35020 +1 (205) 426 - 2890
Cash Max 918 Allison-Bonnett Memorial Dr 35023
Check 'n Go 501 W Town Plaza 35020
Check 'n Go 833 Allison-Bonnett Memorial Dr STE 101 35023
Check Into Cash 700 Academy Drive SW, Suite 136 35022
Check Into Cash 700 Academy Dr Suite 136 35022 +1 (205) 425 - 9123
Covington Credit 1400 9th Ave N #124 35020
Covington Credit 1400 9th Ave N 35020 +1 (205) 733 - 4228
Credit Central 536 W Town Plz 35020 +1 (205) 424 - 0714
E & C Finance Co Inc 901 19th St N 35020 +1 (205) 424 - 0565
EZ Finance 1825 13th Ave N 35020 +1 (205) 426 - 8794
Ezmoney 614 9th Ave N 35020
Mutual Finance 5031 Ford Pkwy 101 35022 +1 (205) 428 - 5626
Regional Finance 5031 Ford Pkwy Suite 104 35022 +1 (205) 432 - 7800
Security Finance 532 W Town Plaza 35020 +1 (205) 424 - 5057
Title Cash 1305 Hearn Ave 35020
TitleBucks Title Loans 1000 9th Ave N 35020 +1 (205) 426 - 2009
TitleMax Title Loans 912 9th Ave N 35020
Tower Loan 5031 Ford Pkwy 102 35022 +1 (205) 432 - 1093
US Title Loans 823 9th Ave N 35020
World Finance 5031 Ford Pkwy Ste 108 35022 +1 (205) 424 - 1717

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bessemer, AL, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Birmingham, AL, Payday Loans in Cullman, AL, Payday Loans in Daphne, AL, No Credit Check Loans in Decatur, AL, Guaranteed Loans in Dothan, AL, Payday Loans in Enterprise, AL, Guaranteed Loans in Eufaula, AL and Payday Loans in Florence, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bessemer, AL.

Payday Loans Available in Bessemer, AL By The Following ZIP Codes:

35021, 35020, 35022, 35023

Are Payday Loans Legal In Bessemer, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Bessemer, AL payday loan calculator

What You Should Know About Payday Loans in Bessemer, Alabama

Payday loans are short-term financing options that can help individuals in need of quick cash in a pinch. Payday loans are legal in the state of Alabama, and those residing in Bessemer, Alabama have access to the same payday loan services as most other parts of the state. This article will cover some important information about payday loans in Bessemer, Alabama, including their availability, how to get one, and repayment.

Are Payday Loans Legal in Alabama?

Yes, payday loans are legal in the state of Alabama, as long as lenders follow the rules and regulations that apply. This includes a $500 maximum loan amount and a finance charge of no more than 17.5% per $100 borrowed. Therefore, a typical payday loan in Alabama cannot exceed $500 and the total finance charge should not exceed $87.50. The loan should be repaid in 14 days or less, and borrowers can have no more than two outstanding payday loans at one time.

Where Can I Get a Payday Loan in Bessemer, Alabama?

Payday loans in Bessemer, Alabama can be obtained from payday loan lenders either in-person or online. There are several payday loan lenders in the Bessemer area, including Advance America and Check ‘n Go. Advance America is located near the Walmart at 508 Academy Drive, while Check ‘n Go is located on 9th Avenue near the Bessemer Public Library. If you prefer to apply for a payday loan online, there are several lenders who offer this service as well. To apply, visit TheGuaranteedLoans website and fill out the online application to be connected with a lender.

How Do I Qualify for a Payday Loan in Bessemer, Alabama?

In order to qualify for a payday loan in Bessemer, Alabama, you must meet certain criteria. First, you must be at least 18 years of age and a legal resident of the United States. Second, you must have a valid checking account and a steady income. Finally, you must provide proof of your identity, such as a state-issued ID. Once you meet the eligibility requirements, you can apply for a payday loan with any lender of your choice.

When Is My Payday Loan Due?

The repayment due date for your payday loan will typically depend on the lender and when you apply for the loan. Most payday loans come with a 14-day repayment period, and the loan must be repaid in full by that date. If you are unable to repay your loan in full, you may be able to roll it over or extend the due date with some lenders. However, it’s important to note that this will usually come with added fees and an increase in the interest rate. It’s best to repay the loan in full and on time to avoid additional fees and interest.

Frequently Asked Questions About Payday Loans in Bessemer, Alabama

Do I need to have good credit to qualify for a payday loan?

No, you do not need to have good credit to qualify for a payday loan. Payday loans are based on your income and ability to repay the loan, not your credit history. As such, most payday loan lenders do not perform a credit check when approving applications.

Are there any fees associated with payday loans?

Yes, payday loans typically come with finance charges that range from 15-30% of the loan amount. Additionally, some lenders may also charge loan origination fees or processing fees.

What if I can’t repay my payday loan on time?

If you are unable to repay your payday loan on time, contact your lender as soon as possible to discuss your repayment options. Some lenders may be willing to extend your repayment date or roll over your loan, but this typically comes with extra fees and interest. It’s best to repay your loan in full and on time to avoid any additional charges.

Apply Now for Payday Loans in Bessemer, Alabama

If you’re in need of a payday loan in Bessemer, Alabama, visit TheGuaranteedLoans website and fill out the payday loan application. We will connect you with a lender who can provide you the financing you need. Please remember that TheGuaranteedLoans is not a lender and does not provide loans directly. All loans will be provided by one of our lending partners. Apply now and get the help you need today!

More F.A.Q.

Can a payday lender garnish my wages in Bessemer, Alabama?

in Bessemer, Alabama, a payday lender may be able to garnish your wages if they obtain a court order to do so. However, the lender must first sue you and obtain a judgment against you in court before they can garnish your wages.

Can a payday lender repossess my property in Bessemer, Alabama?

in Bessemer, Alabama, a payday lender cannot repossess your property in order to recover a debt. However, if you used personal property (such as a car or jewelry) as collateral for the loan, the lender may be able to repossess that property if you default on the loan.

How Many Cash Advance Companies are in Bessemer, AL?

With the help of our service, you will be able to find 26 cash advance companies in Bessemer, AL

What Cash Advance Companies in Bessemer, AL are the most popular?

You should check Check 'n Go, Check Into Cash, and Covington Credit. Also, you can start your application online on our website.