Payday Loans in Birmingham, Alabama

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

Payday Loan Companies in Birmingham, AL

Company nameAddressZip codePhone number
AAA Between Pay 406 By Williams Sr Dr 35228 +1 (205) 925 - 8729
Advance America 7825-D Crestwood Blvd. 35210
Advance America 2245-B Bessemer Road 35208
Advance America 5363 Hwy. 280 #103-B 35242
Advance America 1445 Forestdale Blvd Ste. 109 35214
Advance America 9784 Parkway E 35215
Alabama Auto Finance 2100 Southbridge Pkwy 650 35209 +1 (205) 578 - 6208
Alabama Title Loans 1637 Pinson Valley Pkwy 35217 +1 (205) 849 - 4477
Always Money 1189 Center Point Pkwy 35215
Always Money 873 Dennison Ave SW #127 35211
Avadian Credit Union 3439 Colonnade Pkwy 100 35243 +1 (205) 967 - 2993
Cash America Pawn 1441 Forestdale Blvd 35214 +1 (205) 798 - 2274
Cash Choice 1109 Forestdale Blvd 35214 +1 (205) 798 - 7297
Cash Connection 1206 3rd Ave W 35208 +1 (205) 781 - 4652
Cash Flow 3137 Lorna Rd 1 35216 +1 (205) 978 - 8889
Cash Max IV 602 Springville Rd 35215
Cash Monster 9129 Parkway E 35206
CashMax 1496 Forestdale Blvd 35214
Check 'n Go 137 Bessemer Super Hwy 35228
Check Depot 1751 Pinson Valley Pkwy 35217
Check Exchange of Tarrant LLC 1415 Pinson Valley Pkwy 35217 +1 (205) 841 - 1785
Check Into Cash 9166 Parkway E 35206
Check Into Cash 9921 Parkway E 35215 +1 (205) 854 - 3307
Check n Go 1109 Forestdale Blvd 35214 +1 (205) 798 - 7430
Chesterfield Loans 9628 Parkway E 35215 +1 (205) 251 - 0187
Covington Credit 1671 Center Point Pkwy 35215 +1 (205) 377 - 4760
Credit Corp Payday Loans 5415 Beacon Dr #129 35210
Easy Money 9420 Parkway E 35215
Easy Money East, 4673 US-280 35243
Easy Money 2168 Green Springs Hwy Ste 35205
Easy Money 1001 Bankhead Hwy W 35204 +1 (205) 397 - 1200
Express Loans Co 1477 Center Point Pkwy 35215 +1 (205) 853 - 3339
EZ Money 1220 Bankhead Hwy W 35204 +1 (205) 324 - 1339
EZ Money Payday & Title Loans 6816 1st Ave N 35206
First City Mortgage Co 1804 3rd Ave N 35203 +1 (205) 328 - 8000
First Finance Company 2018 2nd Ave N 35203 +1 (205) 251 - 1891
First Lenders Mortgage Corporation 85 Bagby Dr 204 35209 +1 (205) 942 - 9696
Great American Loans 9921 Parkway E 35215
Lendmark Financial Services LLC 1934 Hwy 31 South, Suite 340 35244 +1 (205) 558 - 5850
Money Store 1501 Forestdale Blvd 35214 +1 (205) 798 - 7555
National Finance & Discount Co 2012 2nd Ave N 35203 +1 (205) 323 - 1691
Parkway Finance Company 1545 Center Point Pkwy 35215 +1 (205) 853 - 3339
Professional Financial Services 4851 Cahaba River Rd 109 35243 +1 (205) 262 - 1761
Quik Pawn Shop 1649 Center Point Pkwy 35215 +1 (205) 856 - 1659
Regional Finance 1930 Edwards Lake Rd Suite 120 35235 +1 (205) 655 - 5414
Security Finance 1671 Center Point Pkwy Suite 105 35215 +1 (205) 853 - 3790
Signature Finance Llc 1713 3rd Ave N 35203 +1 (205) 251 - 0121
Southeastern Commercial Finance 1500 1st Ave N 5 35203 +1 (205) 250 - 8026
Speedy Cash 321 Palisades Blvd 35209
SunTrust Mortgage 2100 Southbridge Pkwy 250 35209 +1 (205) 874 - 8940
Superior Loan Service 1808 3rd Ave N 35203 +1 (205) 252 - 9303
Tarrant Check Cashing former Mr Payroll 1113 Pinson St 35217 +1 (205) 849 - 3335
The Check Depot 22 Phillips Drive 35228 +1 (205) 308 - 1804
TitleMax Title Loans 1808 Gadsden Hwy Suite 100 35235 +1 (205) 655 - 0811
Tower Loan 1800 Tin Valley Cir E 35235 +1 (205) 228 - 7911

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Birmingham, AL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Cullman, AL, Payday Loan Companies in Daphne, AL, Online Loans in Decatur, AL, Payday Loans in Dothan, AL, Same Day Loans in Enterprise, AL, Payday Loans in Eufaula, AL, Payday Loan Without a Credit Check in Florence, AL and No Credit Check Loans in Foley, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Birmingham, AL.

Payday Loans Available in Birmingham, AL By The Following ZIP Codes:

35283, 35259, 35288, 35214, 35287, 35242, 35206, 35279, 35238, 35249, 35255, 35220, 35289, 35253, 35261, 35215, 35232, 35210, 35204, 35212, 35219, 35254, 35213, 35201, 35221, 35240, 35207, 35244, 35236, 35231, 35286, 35245, 35263, 35246, 35285, 35294, 35233

Are Payday Loans Legal In Birmingham, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Birmingham, AL payday loan calculator

Introduction to Payday Loans in Birmingham, Alabama

Payday loans can provide financial relief if people in Birmingham, Alabama find themselves in a bind. This type of short-term loan allows borrowers to access their paycheck for a short period of time, providing the cash they need when they need it. Payday loans are legal in Alabama, providing access to those who may not currently have access to other sources of credit.

Who Uses Payday Loans in Birmingham?

Payday loans are generally used by those who are unable to access other sources of credit. This includes those who may have poor credit, or those who lack the proper collateral to secure a loan. Some people with fixed incomes may find payday loans to be a convenient source of emergency funds. The convenience of payday loans can make them a preferable option to cash advances or credit cards.

What Are the Terms of Payday Loans in Birmingham?

Payday loans in Birmingham typically have a repayment term of between two and four weeks. The amount one can borrow depends on their income, and the terms of the loan may vary based on the lender. Borrowers should always be sure to read the full loan agreement before signing, as the terms may change depending on the lender. Generally, the borrower is expected to provide proof of income, proof of age, and a valid checking account when taking out a payday loan.

The Cost of Payday Loans in Birmingham

Payday loans in Birmingham can be costly. The interest rates on these loans are often high, and may reach up to 400% annually. The fees associated with payday loans also vary by lender, so borrowers should be mindful of this when comparing lenders. It is important to read through the loan agreement and weigh the cost of the loan against the benefit that it provides before signing.

Alternatives to Payday Loans in Birmingham

Borrowers in Birmingham may consider other options before taking out a payday loan. For those with steady income, a personal loan may be an alternative. Personal loans typically have lower interest rates, but may require a credit check. For those with poor credit, a secured loan may be an option. These loans are backed by collateral, such as a car or house, and can provide a longer repayment term.

Apply Now

If you are in Birmingham and need a payday loan, TheGuaranteedLoans can connect you with lenders that provide these services. Our online application process is quick and easy, and we strive to help you find the right loan option for your needs. We are not a lender, but we can help you find the right lender for your needs.

FAQ about Payday Loans in Birmingham, Alabama

  • What kind of payday loan is available in Birmingham? – Payday loans in Birmingham are short-term loans that allow borrowers to access their paycheck for a short period of time. Loan amounts and repayment terms vary depending on the lender.
  • Are payday loans legal in Alabama? – Yes, payday loans are legal in Alabama.
  • Do I need to provide proof of income to get a payday loan? – Yes, you may need to provide proof of income to obtain a payday loan.
  • Are payday loans expensive? – The interest rate on payday loans can be high, with annual rates reaching up to 400%. Fees also vary by lender.
  • Is there an alternative to payday loans? – Depending on your situation, you may be able to find an alternative such as personal loans or secured loans.

More F.A.Q.

Can I be charged a fee for taking out a payday loan in Birmingham, Alabama?

in Birmingham, Alabama, payday lenders are allowed to charge fees for their services. This may include an origination fee, a finance charge, and any other fees associated with the loan. It is important to carefully read and understand your loan agreement before taking out a payday loan to ensure you are aware of all the fees you will be responsible for paying.

Can a payday lender sue me in court in Birmingham, Alabama?

in Birmingham, Alabama, a payday lender may sue you in court if you default on your loan. If the lender is successful in obtaining a judgment against you, they may be able to garnish your wages or seize your assets in order to recover the debt. It is important to repay your loan as agreed to avoid this situation.

How Many Cash Advance Companies are in Birmingham, AL?

With the help of our service, you will be able to find 55 cash advance companies in Birmingham, AL

What Cash Advance Companies in Birmingham, AL are the most popular?

You should check Advance America, Easy Money, and Always Money. Also, you can start your application online on our website.