Payday Loans in Bynum, Alabama

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Bynum, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
Covington Credit 817 Hwy 78 W, Jasper, AL 35501 +1 (205) 387 - 1212
Liberty Finance 1949 Gault Ave N STE 103, Fort Payne, AL 35967 +1 (256) 844 - 2208
Advance America 547 US-80 W, Demopolis, AL 36732 +1 (334) 289 - 0892
Liberty Tax and Loans 1204 Shelton Beach Road 2 Ste 2, Saraland, AL 36571 +1 (251) 675 - 4787
Samson Banking Co 2 W Main St, Samson, AL 36477 +1 (334) 898 - 7107
TitleMax Title Loans 2110 11th Ave, Haleyville, AL 35565
Quick Credit 935 US Hwy 72 E Suite E, Athens, AL 35611 +1 (256) 262 - 6858
Regional Finance 8144 U.S. Hwy 431, Albertville, AL 35950
AFC Automotive Finance Corp. 3600 S Oates St Suite 8, Dothan, AL 36301 +1 (334) 671 - 8136
Car Title Loans 715 Skyland Blvd E Suite 1, Tuscaloosa, AL 35405 +1 (205) 391 - 9858

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bynum, AL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Prichard, AL, Payday Loans in Sylacauga, AL, Payday Loans in Talladega, AL, Online Loans in Troy, AL, Bad Credit Loans in Trussville, AL, Payday Loans in Tuscaloosa, AL, Short-term Loans in Valley, AL and Online Loans in Vestavia Hills, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bynum, AL.

Are Payday Loans Legal In Bynum, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Bynum, AL payday loan calculator

Payday Loans in Bynum, Alabama: Everything You Need to Know

If you’re short on cash, it can be stressful and overwhelming. Especially if you have unexpected bills or emergencies to pay for. Fortunately, payday loans are available in Bynum, Alabama, to help you handle these situations. In this article, we’ll dive into everything you need to know about payday loans in Bynum, Alabama.

What Are Payday Loans?

A payday loan is a short-term loan that you can get to cover unexpected expenses or when you’re short on cash before your next payday. The loan is usually due on your next payday, which is why it’s called a payday loan. In Alabama, payday loans are legal, so you can apply for one if you need to.

How Do Payday Loans Work in Bynum, Alabama?

In Bynum, Alabama, payday loans work like this: you go to a payday lender, fill out an application, and provide proof of income. The lender will give you a loan based on how much you make. The loan amount is usually between $100 and $500. The lender will then give you the money, and you’ll agree to pay it back on your next payday, plus interest and fees.

The fees for payday loans in Alabama are regulated by the state. Lenders can charge up to 17.5% of the loan amount as a fee. For example, if you get a $100 loan, the lender can charge you up to $17.50 in fees. The interest rate for payday loans is not regulated in Alabama, so it’s essential to read the fine print before agreeing to a loan.

Benefits of Payday Loans in Bynum, Alabama

The main benefit of payday loans is that they’re quick and easy to get. You can typically get a payday loan within a day, and you don’t need good credit to qualify. In fact, many payday lenders don’t even run a credit check. Other benefits of payday loans in Alabama include:

  • Flexible repayment options.
  • No collateral is required.
  • You can use the loan for any purpose.

Important Considerations Before Getting a Payday Loan in Bynum, Alabama

Before you apply for a payday loan in Bynum, Alabama, there are some important things to consider:

  • Payday loans can be expensive. The fees and interest rates can add up quickly, so make sure you understand the total cost of the loan before you agree to it.
  • Payday loans can be addictive. Because they’re so easy to get, it can be tempting to rely on payday loans instead of finding a long-term solution to your financial problems.
  • If you don’t pay back the loan on time, you can get into trouble. The lender can charge you late fees and interest, and they can even take legal action against you if you don’t pay back the loan.

Interesting Facts and Statistics About Payday Loans in Bynum, Alabama

Here are some interesting facts and statistics about payday loans in Bynum, Alabama:

  • There are over 1,000 payday lenders in Alabama.
  • The average payday loan in Alabama is $322.
  • Alabama has some of the highest payday loan fees in the country.
  • Most payday borrowers in Alabama have low credit scores and low incomes.

Apply Now with TheGuaranteedLoans

If you need a payday loan in Bynum, Alabama, TheGuaranteedLoans can help. We are a connector service that can connect you with potential lenders who can provide you with the loan you need. To apply, simply fill out our online application, and we’ll match you with a lender who can help. Just remember, we are not a direct lender, and your loan will be subject to the lender’s terms and conditions.

Don’t let a financial emergency stress you out. Apply now with TheGuaranteedLoans and get the cash you need to take care of your bills and other expenses.

F.A.Q.

What is a payday loan in Bynum, Alabama?

A payday loan in Bynum, Alabama is a short-term loan that is designed to provide borrowers with quick access to cash. These loans are typically small in size, with most ranging from $100 to $500, and are meant to be repaid within a few weeks, usually on the borrower's next payday.

Are payday loans legal in Bynum, Alabama?

Yes, payday loans are legal in the state of Alabama. However, the state has strict regulations in place to protect borrowers from predatory lending practices.