Payday Loans in Cullman, Alabama

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Payday Loan Companies in Cullman, AL

Company nameAddressZip codePhone number
1st Franklin Financial 2015 Cherokee Ave SW Suite D 35055
Advance America 1616 Town Sq SW 35055
Advance America Town Square Shopping Center, 1616 35055 +1 (256) 739 - 9190
Always Money 1602 2nd Ave SW 35055
Approved Cash 803 2nd Ave NW 35055
Barri Agent 2016 2nd Ave NW 35058
Cash Mart Inc 1405 2nd Ave SW C 35055
Cash USA Cullman Inc 313 3rd Ave SW 35055
CashMaster 1422 4th St SW 35055 +1 (256) 737 - 9033
Check Advance 1616 Town Sq SW 35055
Check Into Cash 1726 Cherokee Ave SW b 35055
Covington Credit 1400 2nd Ave NW 35055
Credit Central 1612 2nd Ave SW 35055 +1 (256) 775 - 7382
Cullman Loans 3182 AL-157, Cullman, AL 35058 35055 +1 (256) 775 - 0008
Custom Financial Services, Inc. 1638 Town Sq SW 35055 +1 (256) 734 - 4988
Easy Money 309 2nd Ave NW 35055
First Southern Financial Services 1622 2nd Ave SW 35055 +1 (256) 737 - 5120
Lendmark Financial Services LLC 1924 Marktplatz Center SW 35055 +1 (256) 297 - 2680
Liberty Finance 219 Compass Way SW 35055
Liberty Finance 1728 2nd Ave SW 29 35055 +1 (256) 734 - 4220
LoanMaster 1212 2nd Ave NW 35055 +1 (256) 739 - 8782
Peoples Bank of Alabama 801 2nd Ave SW 35055 +1 (877) 788 - 0288
Regional Finance 3186 AL-157 35058
Regional Finance 1710 2nd Ave SW Suite 5 35055 +1 (256) 734 - 5108
Republic Finance 1730 2nd Ave SW 35055 +1 (256) 735 - 2010
Security Finance 1718 2nd Ave SW 35055 +1 (256) 739 - 3677
Sun Loan Company 1722 2nd Ave SW Ste 11 35055
TitleMax Title Loans 1402 2nd Ave SW 35055
Tower Loan 2132 2nd Ave NW 35058
Western Finance 1608 2nd Ave SW 35055
World Finance 1850 Cherokee Ave SW Ste G 35055 +1 (256) 739 - 1881

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cullman, AL, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Daphne, AL, Payday Loans in Decatur, AL, Quick Loan in Dothan, AL, Payday Loans in Enterprise, AL, Payday Loans in Eufaula, AL, Payday Loan Without a Credit Check in Florence, AL, Short-term Loans in Foley, AL and Payday Loans in Gadsden, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cullman, AL.

Payday Loans Available in Cullman, AL By The Following ZIP Codes:

35055, 35058, 35056, 35057

Are Payday Loans Legal In Cullman, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Cullman, AL payday loan calculator

Payday Loans in Cullman, Alabama: What You Should Know

Payday loans, also known as cash advances, are short-term loans that are available to cover unexpected expenses or other short-term financial needs. Payday loans are legal in Alabama, and they are becoming increasingly popular in Cullman as an alternative to traditional loans.

What Are Payday Loans?

Payday loans are short-term, high-interest loans that are generally repaid within two weeks, but can go up to 30 days depending on the lender. Payday loans are often around $500 or less, and the borrower must provide evidence of income to qualify. Borrowers often pay a fee for taking out these loans, which can range from $20 to $30 for every $100 borrowed.

Are Payday Loans Legal in Alabama?

Yes, payday loans are legal in Alabama. The state does have regulations in place that limit the amount that can be borrowed, the amount of interest that can be charged, and the length of the loan. In Alabama, payday loan lenders must abide by a $500 maximum loan amount, and the interest rate cannot exceed 17.5%. Additionally, loan terms must be equal to or less than 31 days.

How Do You Get a Payday Loan in Cullman, Alabama?

Getting a payday loan in Cullman is fairly simple. You will need to provide a few documents, such as a valid ID, proof of income, proof of address, and other documents depending on the lender. Once you have provided these documents, the lender will typically approve your loan within minutes.

How Can You Use Payday Loans in Cullman, Alabama?

Payday loans in Cullman, Alabama can be used for almost anything. Many people use them to cover unexpected expenses or to cover short-term financial needs like medical bills, auto repairs, and other bills.

Are There Any Alternatives to Payday Loans in Cullman, Alabama?

Yes, there are other short-term loan options available in Cullman, Alabama. These options include:

  • Personal Loans
  • Credit Cards
  • Home Equity Loans
  • Title Loans
  • Pawnshop Loans
  • Rent-To-Own Loans

It’s important to note that these types of loans may have higher interest rates than payday loans, so it’s important to compare the interest rates and repayment terms before committing to a loan.

FAQ

Q: What is the maximum loan amount I can borrow in Cullman, Alabama?

A: The maximum loan amount permitted in Cullman, Alabama is $500.

Q: What is the maximum interest rate that can be charged for a payday loan in Cullman, Alabama?

A: The maximum interest rate permitted in Cullman, Alabama is 17.5%.

Q: How long is the repayment period for a payday loan in Cullman, Alabama?

A: The repayment period for a payday loan in Cullman, Alabama is 31 days or less.

Q: What documents do I need to provide in order to get a payday loan in Cullman, Alabama?

A: You will need to provide a valid ID, proof of income, proof of address, and other documents depending on the lender.

Apply Now

If you’re looking for payday loans in Cullman, Alabama, TheGuaranteedLoans can help you get connected with lenders who can provide you with a loan. We are not a lender, so you’ll still need to find a lender and apply for the loan, but we can help you get started. Simply fill out the online application and we will connect you with a lender who can provide you with the loan you need.

More F.A.Q.

What is the maximum number of payday loans I can have at one time in Cullman, Alabama?

There is no specific limit on the number of payday loans you can have at one time in Cullman, Alabama. However, it is important to consider your ability to repay multiple loans and avoid taking out more than you can handle.

Is there a cooling-off period between payday loans in Cullman, Alabama?

There is no specific cooling-off period between payday loans in Cullman, Alabama. However, it is important to take the time to assess your financial situation and consider whether you truly need another loan before taking out another payday loan.

How Many Cash Advance Companies are in Cullman, AL?

With the help of our service, you will be able to find 31 cash advance companies in Cullman, AL

What Cash Advance Companies in Cullman, AL are the most popular?

You should check Advance America, Liberty Finance, and Regional Finance. Also, you can start your application online on our website.