Payday Loans in Deatsville, Alabama

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No payday loan companies in Deatsville, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
Southern Independent Bank 503 N Main St, Opp, AL 36467 +1 (334) 493 - 2265
Great American Loans 934 Hwy 80 East, Demopolis, AL 36732
Cash Station 1101 Geneva St 101, Opelika, AL 36801 +1 (334) 745 - 2274
Shabana Motors 9811 Southwest Fwy, Houston, Texas +1 (713) 270 - 9005
Kwik Cash 9097 Bellingrath Rd, Theodore, AL 36582 +1 (251) 653 - 1563
SB&T Bank 401 S Commerce St, Geneva, AL 36340 +1 (334) 684 - 2247
TitleMax Title Loans 315-C, Hwy 43 S, Saraland, AL 36571 +1 (251) 675 - 7973
Easy Money 2925 McFarland Blvd E, Tuscaloosa, AL 35404
Republic Finance 655 Fieldstown Rd #101, Gardendale, AL 35071
Republic Finance 946 Gilbert Ferry Rd SE, Attalla, AL 35954 +1 (256) 538 - 1390

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Deatsville, AL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Prichard, AL, Payday Loans in Sylacauga, AL, No Credit Check Loans in Talladega, AL, Emergency Loan in Troy, AL, Online Loans in Trussville, AL, Short-term Loans in Tuscaloosa, AL, Payday Loans in Valley, AL and Payday Loans in Vestavia Hills, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Deatsville, AL.

Payday Loans Available in Deatsville, AL By The Following ZIP Codes:

36022

Are Payday Loans Legal In Deatsville, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Deatsville, AL payday loan calculator

Payday Loans in Deatsville, Alabama: What You Need to Know

For many people in Deatsville, Alabama, payday loans can be a vital source of emergency funds to help cover unexpected expenses. Whether you’re dealing with a medical bill, a car repair, or any other unforeseen expense, a payday loan can help you bridge the gap until your next paycheck arrives. But what exactly are payday loans, and how do they work?

The Basics of Payday Loans

A payday loan is a short-term loan that typically has to be repaid within two weeks or by your next payday. To take out a payday loan, you typically have to provide proof of income and employment, a valid ID, and a post-dated check or authorization for an electronic debit for the full loan amount, including fees and interest. When your loan is due, the lender will cash your check or initiate the electronic debit.

Payday loans are legal in Alabama, but there are limits to the amount you can borrow and the fees that can be charged. Alabama law limits the maximum loan amount to $500, and lenders can charge up to 17.5% in fees for a two-week loan. These fees can add up quickly, so it’s essential to be mindful of the total cost of borrowing.

The Pros and Cons of Payday Loans

While payday loans can be an effective means of getting emergency funds quickly, they do come with some risks and drawbacks. Here are some of the pros and cons to consider when deciding whether to take out a payday loan:

Pros

  • Fast and convenient application process
  • No credit check required
  • Can be a lifesaver in an emergency

Cons

  • High interest rates and fees
  • Short repayment term can lead to a debt cycle
  • Risks of predatory lending

It’s crucial to carefully consider the pros and cons of payday loans before deciding whether to take one out. If you do choose to take out a payday loan, it’s essential to do your research and choose a reputable lender who complies with state and federal regulations.

Interesting Facts and Statistics About Payday Loans in Deatsville, Alabama

Here are some facts and statistics about payday loans in Deatsville, Alabama:

  • Payday loans are legal in Alabama, but the state has some of the highest interest rates and fees in the country.
  • The average payday loan in Alabama is $343, and borrowers typically take out eight loans per year.
  • In 2019, Alabama lawmakers proposed a bill to cap payday loan interest rates at 36%, but the bill did not pass.

Apply Now for a Payday Loan in Deatsville

If you need emergency funds in Deatsville, Alabama, a payday loan can help you get the cash you need quickly. At TheGuaranteedLoans, we’re here to help connect you with potential lenders who may be able to provide a payday loan that meets your needs. We’re a connector service, not a direct lender, so we work with a network of lenders to help you find the best loan options. To apply now, simply fill out our online application and get started today.

F.A.Q.

What are the eligibility requirements for payday loans in Deatsville, Alabama?

To be eligible for a payday loan in Deatsville, Alabama, a borrower must have a regular source of income and an active checking account. In addition, the borrower must be at least 18 years old and a resident of Alabama.

How much can I borrow with a payday loan in Deatsville, Alabama?

The maximum amount that can be borrowed with a payday loan in Deatsville, Alabama is $500.