Payday Loans in Decatur, Alabama

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Payday Loan Companies in Decatur, AL

Company nameAddressZip codePhone number
1st Franklin Financial 2218 6th Ave SE 35601
1st Franklin Financial 725 Beltline Rd SW 35601 +1 (256) 355 - 0361
A1 Title Pawn 2109 Danville Rd SW 35601 +1 (256) 355 - 9694
Advance America 1622 Beltline Rd SW 35601
Alabama Title Loans, Inc. 1315 6th Ave SE 35601
Always Money 1716 6th Ave SE 35601
Approved Cash 901 Wimberly Dr SW Suite A 35603
Cash Exchange 1029 6th Ave SE 35601 +1 (256) 353 - 1111
Cash Express 1814 Beltline Rd SW 35601
Cash USA 2312 Beltline Rd SW #1 35601
CashMaster 2312 Beltline Rd SW 35601 +1 (256) 353 - 5655
Check 'n Go 2019 6th Ave SE STE 10 35601
Check Into Cash 1000 Beltline Hwy, Suite N 35601
Check n Go 1820 6th Ave SE Ste. 10 35601 +1 (256) 353 - 7577
Covington Credit 1605 Beltline Rd SW D-10 35601
Covington Credit 1605 Beltline Rd SW Ste D-10 35601 +1 (256) 355 - 0224
E-Z Cash 1402 6th Ave SE 35601
Eagle Title Loans 1423 6th Ave SE 35601 +1 (256) 350 - 7272
Easy Money 1402 Beltline Rd SW 35601
First Alabama Loans, Inc 925 6th Ave SE 35601 +1 (256) 301 - 5521
First Choice Cash Advance 2215 Danville Rd SW 35601 +1 (256) 686 - 3278
Frazier Loans 1820 6th Ave SE Unit W 35601
LoanMax Title Loans 1010 6th Ave SE 35601 +1 (256) 274 - 4350
Payday Loans Decatur 326 Horse Center Rd 35603
Sun Loan Company 1638 Beltline Rd SW 35601
Tax Advance Solutions +1 (404) 563 - 1588
Title Cash 1112 6th Avenue Southeast 35601
Title Cash 1112 6th Ave SE 35601 +1 (256) 353 - 7841
TitleBucks Title Loans 2204 6th Ave SE 35601
Tower Loan 2418 Danville Rd SW 35603
Valley Loan Co Inc 1819 6th Ave SE 2 35601 +1 (256) 353 - 5139
Western Finance 2215 Danville Rd SW Ste E 35601

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Decatur, AL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Dothan, AL, Payday Loans in Enterprise, AL, Payday Loans in Eufaula, AL, Payday Loans in Florence, AL, Payday Loans in Foley, AL, Payday Loans in Gadsden, AL, Short-term Loans in Homewood, AL and Bad Credit Loans in Hoover, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Decatur, AL.

Payday Loans Available in Decatur, AL By The Following ZIP Codes:

35603, 35601, 35609, 35602, 35699

Are Payday Loans Legal In Decatur, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Decatur, AL payday loan calculator

If you are looking for a payday loan in Decatur, Alabama, you will have found the right information.

To find out more about payday loans in Decatur, Alabama, and how they work, I called a local company that could help me with my financial needs. The staff member was very informative about how the loans worked and helped me understand everything I needed to know. From what is made clear to me, there are no hidden fees or obligations after the loan has been acquired. This makes it so much easier for someone who has poor credit or cannot afford large payments due to the high-interest rates with their current debt like credit cards.

To obtain a payday loan in Decatur, Alabama, you must be at least eighteen years old and earn a minimum of $1000 per month before taxes. To pay back the loan, the borrower is expected to have a steady job that pays at least 1000 dollars per month and will have a direct deposit or check-writing abilities to be paid back as soon as possible. There are also certain restrictions concerning the nature of your job. It would help if you were not employed in an industry dealing with alcohol or tobacco. Obtaining a payday loan in Decatur, Alabama, is fast and easy if you meet the eligibility criteria above. The approval process is simple and only takes about fifteen minutes to complete.

I have found out a lot about payday loans in Decatur, Alabama, and now I have a better insight into what they are and how they work. For this reason, I will be able to understand my financial situation better and see that I can improve my financial situation with the money that I earn through a job.

How to Find a Good Direct Lender in Decatur, Alabama Online 

Try and avoid direct lenders that have a lot of complaints. You can find these online quite easily. If they have a lot of complaints, it means they are a bad company and will only do the same thing repeatedly. So try to avoid these loans because you know you will never get more than what you wanted to borrow. Just because they had good reviews doesn’t mean there isn’t any wrong with them, but if they are well known, this shouldn’t worry you as there is no reason to think that they will do something wrong with your money.

Paying back your loan should not be an issue, especially if you pay it back on time. As long as you are paying the loan back on time and responsible for your payments, this shouldn’t be an issue. It is good to know you can get a loan from a direct lender no matter your credit score. Many people have ruined their credit scores, but if you are someone who does not have a good one, you should still be able to get a loan. If your score changes or improves to where it is not as bad, then try again and see if you can’t get a better loan deal in the future.

Direct lenders can serve all kinds of people even though they may be unskilled at making money or have poor credit scores. Requirements:

  • Must be a US resident.
  • Must be at least 18 years of age.
  • Must have an active checking account and a verifiable source of income.
  • No outstanding debt to other lenders.
  • A steady employment history or the ability to document current regular monthly income.

Take into consideration that this can only be obtained in Alabama. One must also be at least 18 years old, have a verifiable source of income, and have no outstanding debt to other lenders. One’s employment history or current regular monthly payment needs to remain steady so as not to risk obtaining this type of loan. The repayment process for these types of loans also is fairly simple, but the amount that can be obtained will depend on personal circumstances.

Cash Advance Online in Decatur, Alabama

The cash advance in Decatur, Alabama, will allow you to borrow up to $500 with a simple check or credit card. These are quick loans that can be obtained in as little as one hour, but they are available only through an online loan approval process. Most of these lenders have a fast approval feature so that the lender can place funds into your account right away, and you can use them immediately. With this type of loan, there are no fees or interest rates associated with it, and it does not count toward any debt limit that one may have. This is simply money for any other expense one might face and want to purchase quickly. The best part about this type of loan is that there are no fees for the purchase. To know more about it, you will need to find an online direct lender that has been around for a long time. This can be the only way to ensure that you will be getting a good loan from a reliable company.

How Much Money Can I Borrow with a Payday Loan in Decatur, Alabama? 

There can be a huge amount of money borrowed with a payday loan in Decatur, Alabama. These loans can give you the cash you need to quickly pay your bills and other needs. Borrowers who cannot get credit at all or applied for denied loans often find these cash advances to be an easy way for them to acquire the money needed to pay their bills and still have enough left over for other expenses. All required is an active checking account and proof of income from payment, such as employment or another source of earnings.

The lender will need you to pay the loan back on your next paycheck, usually what payday loans are due. This is normally when they are coming out of your account. Many of these lenders will take a percentage off the principal every time you have a payment made. This can be any amount stated in the loan documents, which can change. Some lenders will require a certain percentage of interest to be paid every time you make payment. Some may only charge interest on the principal balance when it is added up at certain times, such as expiration dates or just before they are due each month.

It is very important to check the terms of any loan before you sign any documents. This is especially true when considering a payday loan in Decatur, Alabama because these loans can be quite high and not easily be paid, and the terms will most likely change if not paid back in time. The lender may decide to increase the interest rate or even raise the limit for what can be borrowed. There is nothing more frustrating than having a payday loan that does not have the promised kind of money, so it’s important to check every contract line before accepting it carefully.

Without a bank account, can you get a payday loan in Decatur, Alabama? 

Generally, payday loans in Decatur, Alabama, are not a good option to use if you need quick cash. Banks typically have a much better interest rate and have more opportunities to get the money you need. These days, some payday loans may be available online, making it much easier for you to get your loan and pay it back. You can check out a payday loan calculator to see what interest rate or amount of money you could borrow if you decide to go this route. Another reason this is not a great idea is that you may be charged with double taxation, meaning your state will tax you on the loan’s interest, and when you pay it back, you will also be taxed on that. If you are careful when getting a loan, you can avoid issues like this one and make sure that you pay back your loans quickly.

FAQ

What is the Easiest Loan in Decatur, Alabama, to Get Approved For?

The easiest loan to get approved and the one that will give you the money you need quickly would be a payday loan. These are the easiest to get approved for because the process is much faster than other loans, and there will not be any fees. The only cost for this type of loan is for people who have bad credit scores, but there will be no fee added to it if you do not. There are very good options available online that can help borrowers obtain quick cash and still have it paid back to them on time.

How can I get a Quick Loan in Decatur, Alabama?

Payday loans are one of the quickest and easiest loans to get approved for, and this can be because no credit check needs to be done. Usually, the amount you can get will be sufficient enough, and you may only have to make a few small payments for it to be paid back to you along with interest. There are some states where these are not allowed, but these are generally very few states. This can also depend on what type of loan it is, so if it is a payday loan, it should not even take this long as they tend to get approved quickly.

Can I Borrow $1000 with a 24-Hour Loan in Decatur, Alabama?

One of the easiest ways to get a $1000 loan is a bank loan. This is seen as a typical way to borrow this amount, but the interest rates on these loans can be fairly high. The longer you have to pay it back, the more you will have to pay in interest, so make sure that you are paying it back within six months or less. This does not mean that this loan will be included in your debt limit because this depends on what type of loan it is and what your state has set up for them. However, with these kinds of loans, there are fees associated with them, and these can vary from one lender to another.