Payday Loans in Duncanville, Alabama

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No payday loan companies in Duncanville, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
Express Check Advance 1347 S Eufaula Ave B, Eufaula, AL 36027
Munford Pawn & Loan 29 Byrd St, Munford, AL 36268 +1 (256) 358 - 1716
Peoples Bank of Alabama 801 2nd Ave SW, Cullman, AL 35055 +1 (877) 788 - 0288
Money Matters Title Loans 1110 15th St, Tuscaloosa, AL 35401 +1 (205) 366 - 1188
Emergi Cash Inc 3525 AL-14, Millbrook, AL 36054
1st Franklin Financial 1911 Skyland Blvd E, Suite B3, Tuscaloosa, AL 35405
Check Into Cash 7930 Moffett Rd, Semmes, AL 36575
Select Title Loans 1203 N Wood Ave, Florence, AL 35630
Alabama Ag Credit 1001 Forest Dr, Dothan, AL 36303 +1 (334) 793 - 9811
Columbus Finance Co & Tax Services 996 Ross St, Heflin, AL 36264

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Duncanville, AL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Mountain Brook, AL, Payday Loans in Northport, AL, No Credit Check Loans in Opelika, AL, Payday Loans in Oxford, AL, 24-Hour Loan in Pelham, AL, Payday Loans in Pell City, AL, Online Loans in Phenix City, AL and Payday Loan Without a Credit Check in Prattville, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Duncanville, AL.

Payday Loans Available in Duncanville, AL By The Following ZIP Codes:

35456

Are Payday Loans Legal In Duncanville, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Duncanville, AL payday loan calculator

Payday Loans in Duncanville, Alabama – A Comprehensive Guide

Payday loans are a type of short-term loan that allows individuals to borrow money quickly, often in small amounts, to cover unexpected expenses. While payday loans can be a helpful financial tool in emergency situations, they also come with high interest rates and fees, making them a potential financial burden if not managed properly.

If you are a resident of Duncanville, Alabama, and are considering a payday loan, it’s important to know the regulations and laws surrounding these loans in your state.

Are Payday Loans Legal in Alabama?

Yes, payday loans are legal in Alabama, and there are specific laws governing their use. The Alabama State Banking Department oversees the regulation of payday loans in the state. The maximum amount you can borrow through a payday loan in Alabama is $500, and the maximum loan term is 31 days. The maximum interest rate that lenders can charge is 17.5%.

How to Apply for a Payday Loan in Duncanville, Alabama

If you need a payday loan in Duncanville, Alabama, you can apply online or in-store. Most lenders require a government-issued ID, proof of income, and an active checking account.

Before signing up for a payday loan, make sure to read the terms and conditions thoroughly. Understand the interest rates, fees, and repayment terms. Consider if you will be able to repay the loan on time or will require an extension.

The Pros and Cons of Payday Loans

Payday loans can provide quick access to cash in emergency situations, but they also have several drawbacks to be aware of.

Pros

  • Quick and easy access to funds in emergency situations
  • No credit check required
  • Flexible eligibility requirements

Cons

  • High interest rates and fees
  • Short repayment terms
  • Potentially predatory lending practices

Keep in mind that payday loans are meant to be a short-term solution to unexpected expenses. They should not be relied upon as a long-term source of funding.

Interesting Facts and Statistics about Payday Loans in Duncanville, Alabama

  • As of June 2021, there were 1,177 licensed payday lenders in Alabama.
  • In 2020, over $508 million in payday loans were taken out in Alabama.
  • The average APR for payday loans in Alabama is 300-400%.
  • Alabama has some of the least restrictive payday loan laws in the country.

Apply Now with TheGuaranteedLoans

If you are in need of a payday loan in Duncanville, Alabama, consider applying with TheGuaranteedLoans. We are a connector service that can help you find a lender who meets your financial needs.

Our simple and secure online application process can connect you with potential lenders quickly. Keep in mind that we are not a direct lender, and we do not make loan decisions. We are simply a connector service that partners with reputable lenders to provide you with financial options you may not have otherwise had access to.

Apply now with TheGuaranteedLoans and take control of your financial future.

F.A.Q.

What should I do if I can't repay my payday loan in Duncanville, Alabama?

If you are unable to repay your payday loan in Duncanville, Alabama, it is important to contact your lender as soon as possible to discuss your options. Depending on the lender and your individual circumstances, you may be able to negotiate a repayment plan or extend the due date of your loan. It is important to avoid defaulting on your loan, as this can have serious consequences, including damage to your credit score and potential legal action.

Are there any restrictions on the number of payday loans I can take out in Duncanville, Alabama?

Yes, there are restrictions on the number of payday loans that a borrower can take out in Duncanville, Alabama. Borrowers are only allowed to take out one payday loan at a time, and they must wait at least seven days before taking out another loan.