Payday Loans in East Tallassee, Alabama

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No payday loan companies in East Tallassee, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance 2717 John Hawkins Pkwy Ste 101, Hoover, AL 35244
Security Finance 654 11th Ave NW, Arab, AL 35016 +1 (256) 586 - 5035
Coosa Pines Federal Credit Union 42828 AL-25, Vincent, AL 35178 +1 (205) 672 - 7169
Emergi Cash 1147 N McKenzie St, Foley, AL 36535
First Alabama Loans, Inc 925 6th Ave SE, Decatur, AL 35601 +1 (256) 301 - 5521
Quic!oans 150 Industrial Blvd, Leesburg, AL 35983
Local Finance 112 N 3 Notch St, Troy, AL 36081
Check Mate Cash Advance Center 1507 Martin St S 4, Pell City, AL 35128 +1 (205) 338 - 3780
Local Finance 1253 Rucker Blvd B, Enterprise, AL 36330 +1 (334) 347 - 4183
Avadian Credit Union 309 W Maple Ave, Geneva, AL 36340

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in East Tallassee, AL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Alabaster, AL, Payday Loans in Albertville, AL, No Credit Check Loans in Anniston, AL, Payday Loans in Athens, AL, Payday Loans in Atmore, AL, 24-Hour Loan in Auburn, AL, Payday Loans in Bessemer, AL and Payday Loans in Birmingham, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in East Tallassee, AL.

Are Payday Loans Legal In East Tallassee, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

East Tallassee, AL payday loan calculator

Payday Loans: A Comprehensive Guide for East Tallassee, Alabama Residents

Payday loans can be a valuable financial tool for those who need quick cash to cover unexpected expenses. In East Tallassee, Alabama, payday loans are a popular option for many residents. However, it’s important to understand the laws and regulations surrounding payday loans in Alabama to ensure you’re making an informed decision.

What are Payday Loans?

A payday loan is a short-term loan designed to help individuals cover unexpected expenses or emergencies. These loans typically range from $100 to $1000 and are meant to be paid back in full within a few weeks, usually by the borrower’s next payday.

Payday loans are known for their high-interest rates and fees, which can make them expensive if not managed properly. It’s important to borrow only what you need and to have a plan in place to repay the loan in full.

Are Payday Loans Legal in Alabama?

Yes, payday loans are legal in Alabama. The Alabama State Banking Department regulates payday lending in the state.

Under Alabama law, payday lenders can charge a maximum interest rate of 17.5% on loans up to $500, and 15% on loans over $500. The maximum loan amount is $500, and borrowers can only have one outstanding payday loan at a time. The repayment term must be between 10 and 31 days.

How to Get a Payday Loan in East Tallassee, Alabama

To get a payday loan in East Tallassee, Alabama, you must be at least 18 years old and have a steady source of income. You’ll need to provide proof of income, such as a pay stub, and a valid photo ID.

Most payday lenders in East Tallassee require borrowers to apply in person at a brick-and-mortar storefront. However, some lenders may offer online applications as well.

Benefits of Getting a Payday Loan in East Tallassee, Alabama

  • Quick and easy to obtain
  • No credit check required
  • Can help cover unexpected expenses

Drawbacks of Getting a Payday Loan in East Tallassee, Alabama

  • High-interest rates and fees
  • Short repayment term
  • Can lead to a cycle of debt

It’s important to carefully weigh the benefits and drawbacks of getting a payday loan before making a decision. If you’re unsure whether a payday loan is right for you, consider exploring other options such as personal loans, credit cards, or borrowing from friends or family.

Interesting Facts and Statistics about Payday Loans in East Tallassee, Alabama

  • As of 2021, there are over 1,000 payday lenders operating in Alabama.
  • The average payday loan in Alabama is $326.
  • According to a 2019 report by Alabama Appleseed, the average APR for payday loans in Alabama is 456%.

Apply Now for a Payday Loan

If you’re in need of a payday loan in East Tallassee, Alabama, TheGuaranteedLoans can help connect you with potential lenders. Simply fill out our online application form, and we’ll search our network of lenders to find one that meets your needs. Remember, TheGuaranteedLoans is a connector service and not a direct lender. We cannot guarantee approval or loan amounts, but we’ll do our best to facilitate your connection with a lender.

Don’t let unexpected expenses catch you off guard. Apply for a payday loan today and get the cash you need to cover your expenses.

F.A.Q.

Is there a limit on the amount of fees and interest that a payday lender can charge in East Tallassee, Alabama?

Yes, there is a limit on the amount of fees and interest that a payday lender can charge in East Tallassee, Alabama. The state has specific regulations in place that limit the amount of fees and interest that can be charged on payday loans. Lenders are required to disclose the fees and interest charges associated with the loan upfront, and borrowers should carefully review these charges before agreeing to the loan.

Can a payday lender garnish my wages if I default on my loan in East Tallassee, Alabama?

Yes, a payday lender can garnish your wages if you default on your loan in East Tallassee, Alabama. If you are unable to repay your payday loan, the lender may be able to take legal action to collect the debt, including garnishing your wages. It is important to avoid defaulting on your loan if at all possible, as this can have serious consequences.