Payday Loans in Eldridge, Alabama

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No payday loan companies in Eldridge, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
Pay Day Cash Advance & Title Loans 910 Fort Dale Rd, Greenville, AL 36037
Always Money 1516 9th Ave N #116, Bessemer, AL 35020
Cash Connection 1716 Hamric Dr E 2, Oxford, AL 36203 +1 (256) 835 - 8161
1st Franklin Financial 1200 Dekalb Plaza Blvd., SW, Fort Payne, AL 35967
Woodforest Bank 2578 Douglas Ave, Brewton, AL 36426 +1 (251) 867 - 7002
Emergi-Cash 3909-D, Pepperell Pkwy, Opelika, AL 36801 +1 (334) 737 - 3770
Check Into Cash 104 Green Springs Hwy #110, Homewood, AL 35209
Express Cash Inc 175 Daleville Ave G, Daleville, AL 36322 +1 (334) 598 - 3459
Commercial Loans of Texas 26611 Weir Way, Magnolia, Texas +1 (281) 259 - 8651
Regions Bank 910 Main St, Montevallo, AL 35115 +1 (205) 626 - 7770

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Eldridge, AL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Mountain Brook, AL, Payday Loans in Northport, AL, 24-Hour Loan in Opelika, AL, No Credit Check Loans in Oxford, AL, Payday Loan for Pelham, AL, Payday Loans in Pell City, AL, Payday Loans in Phenix City, AL and Payday Loans in Prattville, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Eldridge, AL.

Payday Loans Available in Eldridge, AL By The Following ZIP Codes:

35554

Are Payday Loans Legal In Eldridge, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Eldridge, AL payday loan calculator

Payday Loans in Eldridge, Alabama: What You Need to Know

Are you struggling to make ends meet in Eldridge, Alabama? If you’re facing an unexpected expense or an emergency situation, a payday loan might be the solution you need. Payday loans are short-term loans that are typically taken out to cover unexpected expenses and are usually paid back on your next payday. In this guide, we’ll explain everything you need to know about payday loans in Eldridge, Alabama, and help you determine if they’re the right choice for your financial needs.

How Payday Loans Work

Payday loans are a type of short-term loan that are designed to be repaid quickly. In most cases, you’re expected to pay back the loan within two weeks, or when you receive your next paycheck. The amount you can borrow will vary based on your income and other factors, and typically ranges from $100 to $500.

To apply for a payday loan in Eldridge, Alabama, you’ll need to provide proof of your income and a valid ID. You’ll also need to have an active checking account in good standing, as this is where the lender will deposit your loan funds and where they’ll withdraw the repayment amount.

Once you’re approved for a payday loan, you’ll receive your funds within 24 to 48 hours. You’ll be expected to repay the loan on the due date, which will be determined by your lender. If you can’t repay the loan in full on the due date, you can typically roll over the loan by paying a fee. However, this can lead to a cycle of debt that’s difficult to escape.

Pros and Cons of Payday Loans

While payday loans can be a lifesaver in some situations, they’re not the best option for everyone. Here are some of the pros and cons to consider:

Pros

  • Easy to qualify for, even with bad credit
  • Fast application and approval process
  • No collateral required

Cons

  • High interest rates and fees
  • Short repayment terms can lead to a cycle of debt
  • Not a long-term financial solution

Interesting Facts and Statistics about Payday Loans in Eldridge, Alabama

  • Alabama is one of 27 states that have legalized payday loans.
  • The average borrower in Alabama takes out about nine payday loans per year.
  • The maximum amount you can borrow in Alabama is $500.
  • The average interest rate on a payday loan in Alabama is 456%.

Remember, it’s important to fully understand the terms and conditions of a payday loan before you apply. While they can be a helpful tool in some situations, they’re not the right financial solution for everyone.

Apply Now

If you’re interested in applying for a payday loan in Eldridge, Alabama, TheGuaranteedLoans can help. We’re a connector service that can connect you with potential lenders who offer payday loans. It’s quick and easy to apply – simply fill out our online application form and we’ll do the rest. Keep in mind that we’re not a direct lender, but we’ll connect you with lenders who meet your needs.

Don’t let unexpected expenses stand in the way of your financial goals. Apply for a payday loan today and get the funds you need to take control of your finances.

F.A.Q.

What happens if I can't repay a payday loan in Eldridge, Alabama?

If you are unable to repay a payday loan in Eldridge, Alabama, the lender may attempt to collect the outstanding balance through a variety of methods, including contacting you by phone, mail, or email, or by using a collections agency. In some cases, the lender may also take legal action against you.

Can I be arrested for not paying back a payday loan in Eldridge, Alabama?

No, you cannot be arrested for not paying back a payday loan in Eldridge, Alabama.