Payday Loans in Emelle, Alabama

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No payday loan companies in Emelle, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
Haleyville Loan Co 901 19th St, Haleyville, AL 35565 +1 (205) 486 - 7429
Cash Express 610 S Broad St, Scottsboro, AL 35768
Cash Mart 1557 Florence Blvd, Florence, AL 35630
Credit Central 114 Covington Mall Dr, Andalusia, AL 36420 +1 (334) 222 - 5611
Alabama Title Loans, Inc. 1001 Woodward Ave, Muscle Shoals, AL 35661
Money Tree 2022 Jordan Ln NW B, Huntsville, AL 35816 +1 (256) 430 - 9687
Prime Auto Sales 12823 Cleveland Ave NW, Uniontown, Ohio +1 (330) 818 - 6421
1st Franklin Financial 445 Main St Suite 113 & 117, Trussville, AL 35173 +1 (205) 508 - 2250
Tower Loan 714 Hwy 78, Jasper, AL 35501 +1 (205) 385 - 7799
C&R Title Pawn 2615 N Memorial Pkwy A&B, Huntsville, AL 35810 +1 (256) 852 - 8748

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Emelle, AL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Gadsden, AL, Payday Loans in Homewood, AL, Bad Credit Loans in Hoover, AL, Payday Loans in Huntsville, AL, Emergency Loan in Jasper, AL, Bad Credit Loans in Madison, AL, Short-term Loans in Mobile, AL and Short-term Loans in Montgomery, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Emelle, AL.

Payday Loans Available in Emelle, AL By The Following ZIP Codes:

35459

Are Payday Loans Legal In Emelle, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Emelle, AL payday loan calculator

Payday Loans in Emelle, Alabama: What You Need to Know

Payday loans are a popular form of short-term lending that can help you bridge the gap between paychecks when you need cash fast. If you live in Emelle, Alabama, you have several options when it comes to getting a payday loan. However, it’s important to understand the regulations that govern these loans in the state so that you can make an informed decision. In this article, we’ll explore everything you need to know about payday loans in Emelle, Alabama.

What Are Payday Loans?

Payday loans are meant to provide quick cash when you need it most. They are typically small loans that are due on your next payday. Many people use payday loans to cover unexpected expenses, like car repairs, medical bills, or utilities.

Payday Loan Regulations in Alabama

Payday loans are legal in Alabama, but there are regulations in place to protect borrowers. According to the Alabama State Banking Department, lenders can charge up to 17.5% of the loan amount in fees. For a $100 loan, that means you could be required to pay up to $17.50 in fees. Additionally, lenders are not allowed to rollover or extend your loan, and they can only charge one NSF fee of up to $30 if your payment bounces.

Where to Get Payday Loans in Emelle

If you’re looking for a payday loan in Emelle, you have options. There are several lenders in the area that offer payday loans, including:

  • Advance America
  • Cash Express
  • Check Into Cash
  • Speedy Cash

These lenders offer a variety of loan amounts and repayment terms, so it’s important to shop around to find the best deal for your needs. You can also apply for a payday loan online through TheGuaranteedLoans, a lending connector service that can help match you with lenders in your area.

How to Apply for a Payday Loan in Emelle

The application process for a payday loan typically involves filling out a short form with your personal information, employment details, and bank account information. You’ll also need to provide proof of income, such as a pay stub or bank statement. Once your application is approved, you’ll receive your loan funds either through direct deposit or a check.

Benefits of Payday Loans

Payday loans offer several benefits to borrowers, including:

  • Quick cash when you need it most
  • No credit check required
  • Flexible repayment terms
  • Easy application process

However, it’s important to consider the risks of payday loans as well, including high fees and the potential for debt traps if you’re unable to repay the loan on time.

Interesting Facts and Statistics about Payday Loans in Emelle

  • Emelle, Alabama has a population of just over 50 people, but there are several payday lenders in the area.
  • Alabama has one of the highest concentrations of payday lenders in the country, with over 1,000 locations statewide.
  • In 2019, the average payday loan borrower in Alabama took out 10 loans, with an average loan amount of $387.
  • The total fees paid by Alabama payday loan borrowers in 2019 was over $150 million.

Apply Now

If you need a payday loan in Emelle, Alabama, TheGuaranteedLoans can help. We connect borrowers with lenders in their area, making it easy to get the cash you need when you need it most. Fill out our online application now to get started. Remember, TheGuaranteedLoans is a connector service, not a direct lender, and we will facilitate your connection with potential lenders who may be able to provide you with a payday loan.

F.A.Q.

Can I renew or extend my payday loan in Emelle, Alabama?

Some lenders may allow borrowers to renew or extend their payday loans in Emelle, Alabama, but this option is not available in all cases. It is important to carefully read the terms of your loan agreement before deciding whether to renew or extend your loan.

What are payday loans in Emelle, Alabama?

Payday loans in Emelle, Alabama are short-term loans that are designed to provide borrowers with quick access to cash to cover unexpected expenses or urgent financial needs. These loans typically range from $100 to $500 and are due on the borrower's next payday, hence the name.