Payday Loans in Florence, Alabama

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Payday Loan Companies in Florence, AL

Company nameAddressZip codePhone number
1st Franklin Financial 2701 Mall Dr Suite 3 35630
Advance Alabama 2926 Florence Blvd 35630
Advance Alabama 713 E Tennessee St 35630 +1 (256) 767 - 9000
Advance America 209 Cox Creek Pkwy 35630
Alabama Title Loans, Inc. 225 Cox Creek Pkwy 35630
Always Money 219 Cox Creek Pkwy 35630
Always Money 885-B Florence Blvd 35630
B & B Check Cashing 887 Cox Creek Pkwy 35630 +1 (256) 766 - 1211
Cash Express 1587 Darby Dr 35630
Cash Mart 1557 Florence Blvd 35630
Check 'n Go 962 Cox Creek Pkwy 35633
Check Into Cash 143 S Cox Creek Pkwy 35630
Covington Credit 2701 Mall Rd #11 35630
Covington Credit 2701 Mall Rd 35630 +1 (256) 765 - 3771
Credit Central 3115 Florence Blvd 35634 +1 (256) 765 - 0675
First Cash Express LLC 263 W Spring St 35630 +1 (256) 760 - 9951
Gold Guns and Guitars 902 Florence Blvd 35630 +1 (256) 648 - 4407
Johnston Motor Co +1 (541) 997 - 3475
Lendmark Financial Services LLC 2701 Mall Rd Suite 14 35630 +1 (256) 275 - 4052
Liberty Finance 881 Florence Blvd 35630 +1 (256) 766 - 6066
Loan Master 2922 Florence Blvd 35630 +1 (256) 718 - 3147
North American Title Loans 205 Cox Creek Pkwy 35630 +1 (256) 760 - 1833
Regional Finance 2801 Mall Rd Suite 9 35630 +1 (256) 740 - 0611
Republic Finance 127 Ana Dr 35630 +1 (256) 765 - 3748
Security Finance 2085 Florence Blvd 35630 +1 (256) 764 - 3802
Select Title Loans 1203 N Wood Ave 35630
Sun Loan Company 2701 Mall Rd Ste 9 35630
Sun Loan Company 2701 Mall Rd 9 35630 +1 (256) 263 - 5434
SunTrust 402 Cox Creek Pkwy 35630 +1 (256) 712 - 3744
Swift Title and Payday Loans Inc. 930 Florence Blvd 35630
Synergy Loan Solutions Inc 1328 N Pine St B 35630 +1 (256) 718 - 1640
Title Cash 3658 Cloverdale Rd 35633 +1 (256) 764 - 2682
Title Cash of Jasper Inc 204 Cox Creek Pkwy 35630
TitleMax Title Loans 233 Cox Creek Pkwy 35630 +1 (256) 764 - 9091
Tower Loan 202 S Pine St 35630
Western Finance 2542 Mall Rd 35630
World Finance 215 Cox Creek Pkwy 35630 +1 (256) 766 - 1888

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Florence, AL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Foley, AL, Payday Loans in Gadsden, AL, Payday Loans in Homewood, AL, Payday Loans in Hoover, AL, Online Loans in Huntsville, AL, Same Day Loans in Jasper, AL, Payday Loans in Madison, AL and Payday Loans in Mobile, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Florence, AL.

Payday Loans Available in Florence, AL By The Following ZIP Codes:

35632, 35630, 35633, 35634, 35631

Are Payday Loans Legal In Florence, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Florence, AL payday loan calculator

Sometimes, we just need a little help. That’s where payday loans in Florence, Alabama, come in handy. Payday loans are short-term lending options for people who lack the required credit for other ways of borrowing and can’t afford to wait before they receive their next paycheck. Payday loans are usually small, and sometimes people obtain these loans multiple times. However, it is also possible to have a regular payday loan that you pay back over time. There are many benefits to payday loans in Florence, Alabama.

Unlike other typical lending options such as credit cards or personal loans, payday lending is a short-term option that grants borrowers the money for emergencies. If you suddenly need to pay bills or buy groceries, you can always go to your local store that provides payday loans and get money before your next paycheck arrives. Many people find payday loans quite helpful when faced with an emergency or an unexpected expense.

Payday loans in Florence, Alabama, also help you avoid long waiting periods between applying and receiving money. You can usually apply for a payday loan and receive your money within 24 hours of your application being approved. It’s conveniently fast, and you can go right to the store and buy what you need before you have even received your paycheck.

Payday borrowers sometimes find that they need quick cash just to get by until they receive their next paycheck, and they are happy with the speed provided by payday lending stores. You can typically get a payday loan in Florence, Alabama, by simply going to your local storefront, filling out an application, and providing proof of your income. This makes payday lending a very easy choice for those who want to borrow money quickly and without too much hassle.

Certain people choose not to use payday loans because they don’t want the responsibility of borrowing money regularly. However, suppose you are in an emergency or unexpectedly find yourself needing cash immediately. In that case, we recommend that you go ahead and take out a payday loan in Florence, Alabama. The time saved due to the ease of applying for and receiving these funds is priceless. You can also get a low-rate payday loan by quickly checking the best payday lending companies in Florence, Alabama, and their rates.

How to Find a Good Direct Lender in Florence, AL Online?

Some people prefer to apply for payday loans in Florence, Alabama, rather than getting them from a store. It is an effective way to ensure that the direct lender you choose has a good reputation and experience. Your first step in finding the best payday lender in Florence, Alabama, is to do online research.

Many sites make it easy for one to compare rates and lenders without leaving their home or hotel room. Some reviews even let borrowers compare direct lenders side by side to narrow down their options even more effectively. You can also check credit scores when applying for a direct loan through the websites of Payday Loan Companies, Credit Card Company, or Credit reporting agencies.

You can go to the direct lender’s website to fill out the application. After submitting your application, you typically have to wait only a few minutes for the lender to review your information and verify that you are, in fact, qualified for a payday loan in Florence, Alabama.

Here are the requirements for obtaining a loan in Florence, Alabama:

  1. Must be at least 18 years of age.
  2. Must have an active checking account.
  3. Must have a job or source of income. 
  4. Must have a valid ID.
  5. Must be able to pass the credit check process. 
  6. An approved lender must be located in Florence, Alabama.

With these requirements for obtaining a loan in Florence, Alabama, lenders can safely and conveniently allow customers to get money according to their needs and budget. When you receive approval on your payday loan, you will often be able to get your money within 24 hours. Some Direct Lenders even give their customers loans with an APR as low as 36%, although this rate can vary depending on which state you are borrowing from. It is recommended that you do some research before obtaining a loan from a direct lender in Florence, Alabama, to know what it is like to work with one of these companies and how they operate.

Cash Advance Online in Florence, AL

To get a cash advance online in Florence, Alabama, you have to submit your application details through the company’s website and then wait for approval. Filling out the application only takes a short while, and after you’ve submitted the information, all you will have to do is wait to hear back from the lender. 

Once you get the approval, you will typically have your money within 24 hours. Getting a cash advance online in Florence, Alabama, is almost as quick as going to a store’s ATM and withdrawing money. The time saved by going online is usually much appreciated by people in an emergency who need money immediately.

Cash advance online companies have proven to provide excellent customer service when they need it the most. These companies are geared up and ready to help you with any financial emergency that may arise, so you can feel safe knowing that they will be able to help you out when you need it the most and get your life back on track again.

Can I Get a Payday Loan for Bad Credit in Florence, AL?

Payday loans for bad credit in Florence, AL, can be obtained with a steady income. If you cannot get credit from a bank or other traditional lending institution, consider getting a payday loan for bad credit in Florence, AL. If you’re denied by other loan providers due to your low credit score and have not been able to improve it significantly, then this may be your only option. 

However, keep in mind that because many financial institutions don’t want to lend money to people with low credit scores, payday loans for bad credit in Florence, AL, could carry a heftier interest rate than other types of loans, and they are usually smaller amounts of money.

The interest rate is not the only thing that will determine your ability to get a payday loan for bad credit in Florence, AL. The amount that you can borrow is also important. The most common payday loans for bad credit in Florence, AL, go from $100 to $1500, but lenders out there offer larger amounts. However, if you have a steady source of income, then the amount on the other end of your loan could be just as much as you need.

Many online payday lenders offer unsecured loans for poor credit and bad credit score borrowers. The best part about payday loans online in Florence, AL, is that you can apply and get approved easily online. You need to fill out a few forms online and wait a few minutes while they verify your identity. Once they have verified your identity, they will approve or deny your request.

24 Hour Payday Loans in Florence, Alabama

If you find yourself in a tough financial situation and need to get a loan right away, you can turn to a payday lender in Florence, Alabama. They provide you with money on the spot if they believe that you will be able to pay them back. There is no point in waiting around weeks or months for your funds; getting a payday advance means having your cash within 24 hours. Some lenders are even known to provide their customers with money in one business day. Payday advance lenders in Florence, AL, do not perform credit checks or verify your financial history, meaning that you can get the money you need within 24 hours if you are approved.

There are many benefits to choosing a payday lender in Florence, AL, over other financial institutions. There are a few things that they require of their clients, but there is no denying that they will help those who find themselves in a difficult situation with cash on hand. When you need money to get through until your next paycheck arrives and cannot get approved for any traditional loans, a payday lender may be able to help by providing cash immediately.

Can You Get a Payday Loan in Florence, Alabama, Without a Bank Account? 

Getting a payday loan in Florence, Alabama, without a bank account is possible, but it will depend on the lender you are applying to. If you are planning on applying for a cash advance online company, you will most likely not be required to have an account before getting the loan. However, if you choose to go through a payday loan store (also known as an offline lender), then there is a good chance that you will have to have an account set up beforehand with them. When it comes down to it, having your checking account makes your financial situation look more presentable and favorable; however, there are options available for those who do not have one.

Some online lenders do not require you to have an account to get a payday loan. The best part about these types of loans is that the interest rate is usually much lower than other companies’ rates, and they are willing to accept applications from those with bad credit. If you do not have accounts at the bank, it would be in your best interest to look into one of these lenders.

Most companies will find that you have a bank account if they know it already. If this is the case, there is no point in applying for a loan if you already have an account; however, you can still look into this option if your bank account is not listed on any finance application forms.

FAQ

Can I Borrow $1000 with a 24-Hour Loan in Florence, Alabama?

Some payday loans will let you borrow $1000 with a 24-hour loan. It’s typically something that the bigger companies do because they can charge a higher interest rate on this amount and still make a profit. You can always apply for a lower amount, but as long as you are approved for the amount you originally asked for, there is no reason to change your request.

How Much Is Your Payday Loan Interest Rate?

The interest rate you are presented with on your loan will depend on the company you choose to get the loan from. The interest rates will typically range from 10% to 35%. The higher the percentage, the higher your monthly payments will be and the more interest charges you will have to pay back. If you want to find out which companies will charge less, then it would be best for you to check out a few different payday advance companies in Florence, Alabama. The good news is that most lenders do not charge over 30%, so it is possible for you to get a lower interest rate than that if you are willing to shop around.

What is The Easiest Loan in Florence, AL, to Get Approved For?

If you are looking for the easiest loan to get approved for in Florence, Alabama, you should consider getting a payday loan. This type of loan is easy to get approved for and is not nearly as complicated as other loans. A payday loan approval can be processed in a day or two, giving you the money you need to pay your bills or purchase something that you may have been needing.