Payday Loans in Fort Mitchell, Alabama

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No payday loan companies in Fort Mitchell, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
PeoplesSouth Bank 519 Kirkland St, Abbeville, AL 36310 +1 (334) 585 - 2237
Cash Express 922 Main St NE, Hanceville, AL 35077 +1 (256) 352 - 4415
Alabama Cash 1558 W Main St B, Centre, AL 35960 +1 (256) 927 - 2274
Fast Bucks LLC 311 Tucker St, Andalusia, AL 36420
Check 'n Go 2509 McFarland Blvd, Northport, AL 35476
Advance America 1445 Forestdale Blvd Ste. 109, Birmingham, AL 35214
Listerhill Credit Union 15365 AL-74, Double Springs, AL 35553 +1 (205) 489 - 8761
TitleMax Title Loans 935 1st St N, Alabaster, AL 35007
Advance America 410 2nd Ave E D, Oneonta, AL 35121
World Finance 873 E Battle St E, Talladega, AL 35160 +1 (256) 362 - 0950

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fort Mitchell, AL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Gadsden, AL, Payday Loans in Homewood, AL, Payday Loans in Hoover, AL, Payday Loan for Huntsville, AL, Payday Loans in Jasper, AL, Guaranteed Loans in Madison, AL, Payday Loan for Mobile, AL and Short-term Loans in Montgomery, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fort Mitchell, AL.

Payday Loans Available in Fort Mitchell, AL By The Following ZIP Codes:

36856

Are Payday Loans Legal In Fort Mitchell, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Fort Mitchell, AL payday loan calculator

If you find yourself short on cash and needing a quick solution, payday loans may be an option that you’ve considered. In Fort Mitchell, Alabama, payday loans are a legal option for those who need quick cash. But what exactly are payday loans, and how do they work?

What are payday loans?

Payday loans are short-term loans that are designed to provide immediate cash for those who need it. They are typically used for unexpected expenses, such as medical bills, car repairs, or other emergencies. Payday loans are typically smaller loans, with most lenders offering loans up to $500 or $1000.

One thing to note about payday loans is that they typically come with higher interest rates and fees than other types of loans. It’s important to fully understand the terms of the loan before accepting any offers.

How do payday loans work in Fort Mitchell, Alabama?

In Fort Mitchell, Alabama, payday loans are legal and regulated by state law. The Alabama Deferred Presentment Services Act governs payday loans in the state, including Fort Mitchell.

To be eligible for a payday loan in Fort Mitchell, you must be at least 18 years old and have a steady source of income. You’ll also need a valid ID, proof of income, and an active checking account.

When you apply for a payday loan, you’ll typically provide the lender with a postdated check or authorize the lender to withdraw the funds directly from your bank account on the due date. The due date is usually your next payday.

If you’re unable to repay the loan on the due date, you may be able to extend the loan by paying an additional fee. However, it’s important to note that the interest and fees on payday loans can add up quickly, so it’s best to repay the loan as soon as possible.

Interesting Facts and Statistics

  • In Alabama, the maximum amount a borrower can take out is $500 per loan
  • A borrower can’t have more than one outstanding payday loan at a time in Alabama
  • In 2019, Alabama lawmakers considered legislation to cap payday loan interest rates at 36%, but the bill did not pass
  • In 2018, the average payday loan borrower in Alabama took out 8 loans and paid $563 in fees

Apply Now

If you’re interested in applying for a payday loan in Fort Mitchell, Alabama, TheGuaranteedLoans can help. We are a connector service that can help you connect with potential lenders.

It’s important to note that we are not a direct lender. Instead, we facilitate connections between borrowers and lenders. This means that we can help you find the loan that’s right for you, but we don’t make lending decisions or provide funds directly.

If you’re interested in learning more or applying for a payday loan in Fort Mitchell, Alabama, click the apply now button below. We’ll walk you through the process and help you find the loan that’s right for you.

F.A.Q.

What are payday loans in Fort Mitchell, Alabama?

Payday loans in Fort Mitchell, Alabama are short-term, high-interest loans that are designed to be repaid on the borrower's next payday. These loans are often used to cover unexpected expenses or to bridge the gap between paychecks.

How do payday loans in Fort Mitchell, Alabama work?

To take out a payday loan in Fort Mitchell, Alabama, a borrower typically writes a check for the amount of the loan plus a fee, which the lender holds until the borrower's next payday. On that date, the borrower has the option to either repay the loan in full, including the fee, or roll the loan over for another term by paying only the fee.