Payday Loans in Fruithurst, Alabama

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No payday loan companies in Fruithurst, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
Regions Bank 22070 AL-59, Robertsdale, AL 36567 +1 (251) 213 - 2180
Florida Title 32600 US-90, Seminole, AL 36574 +1 (850) 456 - 2274
Regional Finance 1019 Martin St S, Pell City, AL 35128 +1 (205) 227 - 0090
TitleMax Title Loans 1127 W Meighan Blvd, Gadsden, AL 35901 +1 (256) 543 - 3330
Money Store 201 Chamber Dr, Bay Minette, AL 36507
Woodforest Bank 145 Kelley Blvd, Millbrook, AL 36054 +1 (334) 285 - 4886
Check 'n Go 2414 Kimble Rd f, Selma, AL 36703
Advance America 41226 US-280, Sylacauga, AL 35150
Barri Agent 104 N Ripley St DRIVE, Samson, AL 36477
Bank Trust 1411 Gilmer Ave, Tallassee, AL 36078 +1 (334) 252 - 0462

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fruithurst, AL, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Alabaster, AL, Payday Loans in Albertville, AL, Payday Loan for Anniston, AL, Payday Loan Companies in Athens, AL, Payday Loans in Atmore, AL, Payday Loans in Auburn, AL, Payday Loans in Bessemer, AL and Payday Loans in Birmingham, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fruithurst, AL.

Payday Loans Available in Fruithurst, AL By The Following ZIP Codes:

36262

Are Payday Loans Legal In Fruithurst, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Fruithurst, AL payday loan calculator

Payday Loans in Fruithurst, Alabama: Everything You Need to Know

Payday loans are a popular type of short-term loan option that people can use when they have financial emergencies. These loans are quick and easy to obtain, but they come with high interest rates and fees. In Fruithurst, Alabama, payday loans are legal, and many people turn to them when they need to cover unexpected expenses.

How Do Payday Loans Work?

Payday loans are typically small loans ranging from $100 to $1,000, and they come with high interest rates and fees. These loans are usually due on the borrower’s next payday, and they are meant to be a short-term solution for emergency expenses.

The process of getting a payday loan in Fruithurst, Alabama, is simple and fast. All you need is a valid ID, proof of income, and an active checking account. You will need to fill out an application form and provide the necessary documentation. Once you are approved, you will receive the funds within 24 hours.

Payday Loan Regulations in Alabama

Payday loans are legal in Alabama, but there are regulations in place to protect consumers from predatory lending practices. The Alabama State Banking Department regulates and oversees payday lenders to ensure they comply with the law.

According to Alabama law, payday lenders cannot charge more than 17.5% interest per $100 borrowed and a maximum loan term of 31 days. Additionally, payday lenders must disclose the total amount of the loan, interest rates, and fees in writing before the borrower signs the loan agreement.

The Pros and Cons of Payday Loans

While payday loans can provide quick cash when you need it, they come with several disadvantages. Here are some pros and cons of payday loans to help you decide if they are right for you.

Pros:

  • Quick and easy to obtain
  • No credit check required
  • Can be used for any purpose

Cons:

  • High interest rates and fees
  • Short repayment periods
  • Potentially predatory lending practices
  • Can lead to a cycle of debt

It’s important to consider all the pros and cons before deciding to take out a payday loan. If you find yourself in a cycle of debt, payday loans may not be the best solution for your financial needs.

Interesting Facts About Payday Loans in Fruithurst, Alabama

  • The average payday loan amount in Alabama is $350.
  • Most payday borrowers in Alabama make less than $30,000 per year.
  • Alabama has one of the highest concentration of payday lenders in the United States.

Apply Now

If you need a payday loan in Fruithurst, Alabama, TheGuaranteedLoans can help. We connect borrowers to potential lenders and provide a hassle-free application process. Fill out our online application form today and get the cash you need to cover your emergency expenses.

Note: TheGuaranteedLoans is not a direct lender, but a connector service that can facilitate your connection with potential lenders. We work with a network of reputable lenders and follow all lending laws and regulations.

F.A.Q.

What is a payday loan in Fruithurst, Alabama?

A payday loan in Fruithurst, Alabama is a short-term loan that is designed to provide borrowers with quick access to cash. These loans are typically small in size, with most ranging from $100 to $500, and are meant to be repaid within a few weeks, usually on the borrower's next payday.

Are payday loans legal in Fruithurst, Alabama?

Yes, payday loans are legal in the state of Alabama. However, the state has strict regulations in place to protect borrowers from predatory lending practices.