Payday Loans in Kellyton, Alabama

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No payday loan companies in Kellyton, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
Listerhill Credit Union 13400 US-43, Russellville, AL 35654 +1 (256) 332 - 7755
Fastcash 1425 Sunset Dr, Guntersville, AL 35976
Advance America 121 Lindberg Ave Suite B, Atmore, AL 36502
World Finance 8140 US Hwy 431, Albertville, AL 35950 +1 (256) 878 - 3373
World Finance Corporation 3702 US-280, Alexander City, AL 35010
Regional Finance 1710 2nd Ave SW Suite 5, Cullman, AL 35055 +1 (256) 734 - 5108
Advance America 5980 Old Greensboro Rd b, Tuscaloosa, AL 35405
Always Money 1909 Pepperell Pkwy, Opelika, AL 36801
Advance America 300 Springville Station #600, Springville, AL 35146
LoanMaster 450 Broad St, York, AL 36925 +1 (205) 392 - 1361

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kellyton, AL, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Prichard, AL, Payday Loans in Sylacauga, AL, Payday Loans in Talladega, AL, Same Day Loans in Troy, AL, Payday Loans in Trussville, AL, Payday Loans in Tuscaloosa, AL, Payday Loans in Valley, AL and Emergency Loan in Vestavia Hills, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kellyton, AL.

Payday Loans Available in Kellyton, AL By The Following ZIP Codes:

35089

Are Payday Loans Legal In Kellyton, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Kellyton, AL payday loan calculator

Payday Loans in Kellyton, Alabama: What You Need to Know

If you’re in need of fast cash in Kellyton, Alabama, a payday loan may be an option worth considering. Payday loans are a type of short-term loan that provide borrowers with quick access to cash when they need it most. While these loans can be helpful in an emergency, they should be used responsibly. Keep reading to learn more about payday loans in Kellyton, including the regulations surrounding them, and how to apply for one.

How Do Payday Loans Work?

Payday loans are designed to be a short-term financial solution. They are typically available in smaller amounts, ranging from $100 to $1,000, and are repaid on or before the borrower’s next payday. These loans are often used to cover unexpected expenses, such as a car repair or medical bill, when cash is tight.

To apply for a payday loan, borrowers typically need to provide proof of income, such as a pay stub, and a valid ID. Once approved, the loan amount is deposited directly into the borrower’s bank account, usually within one to two business days.

Payday Loan Regulations in Kellyton, Alabama

In Alabama, payday loans are legal and regulated by the state’s Small Loan Act. This act allows lenders to charge up to 17.5% in interest on loans up to $50,000. For payday loans specifically, the act permits lenders to charge up to 456% APR on a 14-day loan of $100.

Despite being legal, payday loans can still be risky for borrowers. The high interest rates and short repayment terms can make it difficult to pay back the loan on time, leading to a cycle of debt. For this reason, it’s essential to only use payday loans for emergencies and to have a repayment plan in place before taking out the loan.

How to Apply for a Payday Loan in Kellyton

If you’re considering a payday loan in Kellyton, it’s important to do your research and choose a reputable lender. TheGuaranteedLoans can help connect you with potential lenders in your area and guide you through the application process.

To apply for a payday loan through TheGuaranteedLoans, simply fill out our online form with your personal and financial information. We’ll then connect you with a lender who may offer you a loan. Remember that TheGuaranteedLoans is not a direct lender and is not responsible for the loan itself. We’re simply a connecting service that helps you find potential lenders.

Why TheGuaranteedLoans is the Right Choice

When considering a payday loan in Kellyton, it’s important to choose a lender you can trust. TheGuaranteedLoans has a network of trusted lenders who are dedicated to providing transparent and fair lending practices to their customers.

  • We only work with verified lenders who have passed our strict vetting process.
  • We provide a secure and easy-to-use online application process.
  • We offer 24/7 customer support to answer any questions or concerns you may have.

Interesting Facts and Statistics About Payday Loans in Kellyton, Alabama

  • According to a report by the Center for Responsible Lending, Alabama payday lenders took in more than $100 million in fees in 2018.
  • A 2019 study by the Alabama Appleseed Center for Law and Justice found that the average payday loan in Alabama has an APR of 300%, and the average borrower takes out 12 loans per year.
  • Alabama is one of 27 states that allow payday lending. However, some states have stricter regulations surrounding these loans, such as limiting interest rates or loan amounts.

Apply Now

If you’re in need of a payday loan in Kellyton, Alabama, fill out our online form to get connected with potential lenders today. Remember to only use payday loans for emergencies and to have a repayment plan in place before taking out the loan. TheGuaranteedLoans is here to help you find a lender you can trust.

F.A.Q.

What are the eligibility requirements for payday loans in Kellyton, Alabama?

To be eligible for a payday loan in Kellyton, Alabama, a borrower must have a regular source of income and an active checking account. In addition, the borrower must be at least 18 years old and a resident of Alabama.

How much can I borrow with a payday loan in Kellyton, Alabama?

The maximum amount that can be borrowed with a payday loan in Kellyton, Alabama is $500.