Payday Loans in Kinston, Alabama

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No payday loan companies in Kinston, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance Alabama 5022 Vaughn Rd, Montgomery, AL 36116 +1 (334) 277 - 0960
Regions Bank 110 W Main St, Centre, AL 35960 +1 (256) 927 - 5521
Meridianville Cash Avdance 11041 US-231, Meridianville, AL 35759
Marc's Paint And Body 21741 Mobile Rd, McKenzie, AL 36456 +1 (334) 374 - 2044
Golling Chrysler Dodge Jeep Ram of Chelsea 1500 S Main St, Chelsea, Michigan +1 (734) 475 - 8661
Regional Finance 2206 Village Dr, Moody, AL 35004
Republic Finance 2652 S McKenzie St, Foley, AL 36535 +1 (251) 970 - 7111
Advance America 131 Gateway Plaza, Greenville, AL 36037
Regions Bank 1805 S Alabama Ave, Monroeville, AL 36460 +1 (251) 575 - 4169
Covington Credit 786 Commerce Dr, Alexander City, AL 35010

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kinston, AL, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Prichard, AL, Payday Loans in Sylacauga, AL, Payday Loans in Talladega, AL, Payday Loans in Troy, AL, Short-term Loans in Trussville, AL, Payday Loans in Tuscaloosa, AL, Payday Loans in Valley, AL and Payday Loan for Vestavia Hills, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kinston, AL.

Payday Loans Available in Kinston, AL By The Following ZIP Codes:

36453

Are Payday Loans Legal In Kinston, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Kinston, AL payday loan calculator

Payday loans can be a critical source of funds, especially when you have an emergency expense. If you’re based in Kinston, Alabama, and are in dire need of funds, payday loans can give you the relief you need. In this article, we will take a closer look at payday loans in Kinston, Alabama, and what you need to know to make an informed decision.

What Are Payday Loans?

Payday loans are designed to be a short-term financial solution to help people pay for unforeseen expenses. These loans are unsecured and typically have high-interest rates and fees. They are usually due on your next payday and can range from $50 to $1,000.

How Do Payday Loans Work in Kinston, Alabama?

Payday loans in Kinston, Alabama, are legal as long as they comply with the state’s regulations. Under Alabama law, payday lenders can charge up to 17.5% interest per $100 borrowed and a maximum loan amount of $500. The loan term can be from 10 to 31 days, and borrowers can have only one payday loan at a time.

To apply for a payday loan in Kinston, Alabama, you will need to provide proof of income, a government-issued ID, and a checking account. The lender will then deposit the borrowed funds into your checking account if your application is approved.

The Pros and Cons of Payday Loans in Kinston, Alabama

While payday loans can be a lifesaver in times of need, they come with certain drawbacks that you should consider. Here are some of the pros and cons of payday loans in Kinston, Alabama:

Pros

  • Payday loans are readily available, even for people with poor credit scores.
  • You can get your funds quickly once your application is approved – often the same day.
  • Payday loans are easy to apply for, with just a few basic requirements.

Cons

  • Payday loans have high-interest rates and fees, making them an expensive option.
  • The loan term is short, so you only have a few weeks to repay the borrowed amount.
  • If you fail to repay the loan on time, you can incur additional fees and damage your credit score.

Interesting Facts About Payday Loans in Kinston, Alabama

According to a report by the Alabama Appleseed Center for Law and Justice, payday lending is a lucrative industry in Alabama, with more than 1,000 licensed lenders in the state. In 2015, Alabama residents took out more than 2 million payday loans, with an average loan amount of $326. The report also found that the average payday loan borrower in Alabama takes out 10 payday loans per year, with a total of $2,020 paid in fees for an average loan of $325.

Apply Now

If you need funds urgently, TheGuaranteedLoans can be the solution to your financial problems. We are not a direct lender but a connector service that works with a network of potential lenders who can help you get the cash you need. Our online application process is quick and straightforward, and you will receive a decision in minutes. Don’t let unexpected expenses stress you out – apply now for a payday loan in Kinston, Alabama.

The Bottom Line

Payday loans can be a lifeline when you need quick cash, but they come with risks. Make sure you understand the terms and conditions of the loan before applying, and only borrow what you can afford to repay. Also, keep in mind that payday loans in Kinston, Alabama, are legal, but you need to take care not to incur more debt than you can handle.

F.A.Q.

What are the requirements for taking out a payday loan in Kinston, Alabama?

To take out a payday loan in Kinston, Alabama, you must be at least 18 years old, have a regular source of income, and have a valid checking or savings account.

How do I apply for a payday loan in Kinston, Alabama?

To apply for a payday loan in Kinston, Alabama, you can either visit a payday lender in person or apply online. In either case, you will need to provide some basic information, such as your personal details, employment information, and bank account information.