Payday Loans in Loachapoka, Alabama

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No payday loan companies in Loachapoka, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
Approved Cash 201 Veterans Dr 104, Scottsboro, AL 35768 +1 (256) 575 - 0007
EasyMoney 884 US-80, Demopolis, AL 36732 +1 (334) 289 - 4200
Alabama One Credit Union 313 N Main St, Gordo, AL 35466
Advance Cash Loans 501 Quintard Ave 5, Anniston, AL 36201 +1 (256) 235 - 2222
Check Into Cash 1500 Government St, Mobile, AL 36604 +1 (877) 262 - 2274
First-Sun Finance 3209 Atlanta Hwy, Montgomery, AL 36109 +1 (334) 263 - 1081
Freeman Jewelry & Pawn 209 W Martin Luther King Hwy, Tuskegee, AL 36083
Speedy Cash 321 Palisades Blvd, Birmingham, AL 35209
TitleBucks Title Loans 539 S Quintard Ave, Oxford, AL 36203 +1 (256) 831 - 8894
Money Store 4876 US-231 1, Wetumpka, AL 36092 +1 (334) 567 - 3218

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Loachapoka, AL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Gadsden, AL, Payday Loans in Homewood, AL, Payday Loans in Hoover, AL, Payday Loans in Huntsville, AL, Payday Loan Companies in Jasper, AL, Guaranteed Loans in Madison, AL, Payday Loans in Mobile, AL and 24-Hour Loan in Montgomery, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Loachapoka, AL.

Payday Loans Available in Loachapoka, AL By The Following ZIP Codes:

36865

Are Payday Loans Legal In Loachapoka, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Loachapoka, AL payday loan calculator

Understanding Payday Loans in Loachapoka, Alabama

When it comes to unexpected expenses, payday loans can be a convenient solution for many in Loachapoka, Alabama. These types of loans are available to individuals who need quick cash for short periods, typically until their next payday.

The Legality of Payday Loans in Alabama

Before we dive into the specifics of payday loans in Loachapoka, Alabama, let’s first clarify that payday loans are legal in Alabama. This means that individuals in need of quick cash can acquire loans from payday lenders without fear of legal repercussions.

How Payday Loans Work in Loachapoka, Alabama

Payday loans in Loachapoka, Alabama work like traditional payday loans. Borrowers can apply for a loan ranging from $100 to $500. Typically, the loan term is for two weeks, or until the borrower receives their next paycheck. The borrower will be required to provide proof of income and a personal check or bank information for repayment purposes.

The borrower’s credit score does not play a significant role in the lender’s approval process, making these types of loans ideal for those with poor credit scores. However, payday loans in Loachapoka, Alabama come with high-interest rates, making it essential for borrowers to repay the loan on time to avoid accumulating debt.

Applying for a Payday Loan in Loachapoka, Alabama

Applying for a payday loan in Loachapoka, Alabama is a straightforward process. Interested borrowers simply fill out an online application form on TheGuaranteedLoans website, providing their personal and income information. The application is then forwarded to potential lenders who will evaluate the borrower’s information and determine loan eligibility. Once a lender approves the loan, the borrower receives the funds directly into their bank account.

Note:

TheGuaranteedLoans is a connector service, not a direct lender. Our role is to facilitate the connection between borrowers and potential lenders. We do not make credit decisions nor have control over the loan terms offered by lenders. It’s important to note that the laws that govern payday loans in Loachapoka, Alabama may differ from laws in other states.

Interesting Facts and Statistics

  • The average payday loan in Alabama is for $326, with a term of 17 days.
  • Approximately 1.7 million payday loans were issued to Alabama residents in 2018.
  • Payday loan businesses in Alabama are estimated to generate $100 million annually.
  • The annual percentage rate (APR) on payday loans in Alabama can reach up to 456.25%.

Apply Now

If you’re in need of quick cash to cover unexpected expenses, a payday loan may be a viable option for you. Apply now on TheGuaranteedLoans website and get connected to potential lenders in Loachapoka, Alabama. Remember, it’s crucial to borrow responsibly and repay the loan on time to avoid potential debt and financial struggles.

At TheGuaranteedLoans, we’re dedicated to assisting our clients in finding suitable lenders that match their unique financial needs. Our fast and secure application process ensures that your information remains confidential and secure. Apply now and receive the financial flexibility you need.

F.A.Q.

Can I renew or extend my payday loan in Loachapoka, Alabama?

Some lenders may allow borrowers to renew or extend their payday loans in Loachapoka, Alabama, but this option is not available in all cases. It is important to carefully read the terms of your loan agreement before deciding whether to renew or extend your loan.

What are payday loans in Loachapoka, Alabama?

Payday loans in Loachapoka, Alabama are short-term loans that are designed to provide borrowers with quick access to cash to cover unexpected expenses or urgent financial needs. These loans typically range from $100 to $500 and are due on the borrower's next payday, hence the name.