Payday Loans in Mc Calla, Alabama

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No payday loan companies in Mc Calla, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
Alabama Ag Credit 921 US-80 W, Demopolis, AL 36732 +1 (334) 289 - 0137
First National Bank 15305 AL-74, Double Springs, AL 35553 +1 (205) 489 - 5246
World Finance 1234 Andrews Ave Ste D, Ozark, AL 36360 +1 (334) 219 - 4019
Acceptance Loan Company, Inc. 615 D'Olive St #1, Bay Minette, AL 36507
Trustmark 835 Main St, Montevallo, AL 35115 +1 (205) 665 - 2591
Pls Loan Store 202 S Memorial Dr, Prattville, AL 36067
Wells Fargo Bank 402 W Collier St, Elba, AL 36323 +1 (334) 897 - 2291
MidSouth Bank - Clayton Office 16 S Midway St, Clayton, AL 36016 +1 (334) 775 - 3232
Advance America 11700 S. Memorial Pky. S.W., Ste. L, Huntsville, AL 35803
1st Franklin Financial 2218 6th Ave SE, Decatur, AL 35601

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mc Calla, AL, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Mountain Brook, AL, Guaranteed Loans in Northport, AL, Payday Loans in Opelika, AL, Payday Loan for Oxford, AL, 24-Hour Loan in Pelham, AL, Payday Loans in Pell City, AL, Payday Loans in Phenix City, AL and Same Day Loans in Prattville, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mc Calla, AL.

Are Payday Loans Legal In Mc Calla, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Mc Calla, AL payday loan calculator

Payday Loans in Mc Calla, Alabama: A Comprehensive Guide

Life is full of surprises and sometimes the unexpected happens. Maybe your car broke down, your refrigerator stopped working, or you have an unexpected medical expense. In these situations, a payday loan can be a quick and easy solution to get the cash you need.

What is a Payday Loan?

A payday loan is a short-term loan that is typically due on your next payday. In Mc Calla, Alabama, payday loans are legal and regulated by the Alabama State Banking Department. These loans are designed to be quick and easy to obtain, making them an attractive option for those in need of fast cash.

How do Payday Loans Work?

To obtain a payday loan in Mc Calla, Alabama, you will need to provide some basic personal and financial information, such as your name, address, and employment information. You will also need to provide proof of income and a checking account. Once approved, the lender will give you the money you need and will typically require repayment on your next payday. Interest rates and fees vary by lender.

Benefits of Payday Loans

  • Quick and easy access to cash
  • No credit check required
  • Simple application process
  • Regulated by the Alabama State Banking Department

Drawbacks of Payday Loans

  • High-interest rates and fees
  • Repayment is due on your next payday
  • May lead to a cycle of debt if not paid back on time

Interesting Facts and Statistics about Payday Loans in Mc Calla, Alabama

  • There are over 1,000 payday lending locations in Alabama.
  • The average payday loan in Alabama is $326.
  • The maximum amount you can borrow with a payday loan in Alabama is $500.
  • The maximum term for a payday loan in Alabama is 31 days.
  • The maximum finance charge for a payday loan in Alabama is 17.5% of the amount borrowed.

Apply Now

If you need a payday loan in Mc Calla, Alabama, TheGuaranteedLoans is here to help. We are a connector service, not a direct lender, and we can help you connect with potential lenders who can provide you with the cash you need. Our application process is simple and easy, and we work with a network of trusted lenders to ensure you get the best rates and terms possible. So why wait? Apply now and get the cash you need today!

F.A.Q.

What are the fees and interest charges associated with payday loans in Mc Calla, Alabama?

The fees and interest charges associated with payday loans in Mc Calla, Alabama are regulated by state law. Lenders are limited in the amount of fees and interest they can charge on payday loans, and these charges are typically expressed as a percentage of the amount borrowed. For example, a lender may charge a fee of $15 for every $100 borrowed.

Can I renew or rollover my payday loan in Mc Calla, Alabama?

No, payday loans in Mc Calla, Alabama cannot be renewed or rolled over. Borrowers are only allowed to take out one payday loan at a time, and once the loan is repaid, they cannot take out another loan until they have waited at least seven days.