Payday Loans in Nanafalia, Alabama

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No payday loan companies in Nanafalia, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
Covington Credit 8498 Madison Blvd #1, Madison, AL 35758
Bryant Bank 1502 N McKenzie St 100, Foley, AL 36535 +1 (251) 971 - 4999
Merchants & Farmers Bank of Greene County 302 Prairie Ave, Eutaw, AL 35462 +1 (205) 372 - 3311
Synovus Mortgage Corporation 5395 Emery Way 203, Hoover, AL 35244 +1 (205) 989 - 1166
World Finance 446 1st St SW, Alabaster, AL 35007 +1 (205) 685 - 9490
Cash Mart Inc 1405 2nd Ave SW C, Cullman, AL 35055
Easy Money 2008 Quintard Ave, Anniston, AL 36201
Cash-2-Go 926 N Washington St, Livingston, AL 35470 +1 (205) 652 - 6644
Check 'n Go 97 Hughes Rd f, Madison, AL 35758
Titles Etc 13150 US-43 Ste 9, Russellville, AL 35653

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Nanafalia, AL, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Mountain Brook, AL, Payday Loans in Northport, AL, Online Loans in Opelika, AL, Payday Loan Companies in Oxford, AL, Payday Loans in Pelham, AL, Payday Loans in Pell City, AL, Payday Loan Without a Credit Check in Phenix City, AL and Payday Loans in Prattville, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Nanafalia, AL.

Payday Loans Available in Nanafalia, AL By The Following ZIP Codes:

36764

Are Payday Loans Legal In Nanafalia, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Nanafalia, AL payday loan calculator

Payday Loans in Nanafalia, Alabama: What You Need to Know

Payday loans are short-term, high-interest loans that are typically borrowed by individuals who are in need of immediate cash in between paychecks. In Nanafalia, Alabama, these loans remain legal. However, to ensure that you understand all aspects of this type of loan, it is important to understand how they work and what to expect.

How Payday Loans Work

Payday loans are typically advertised as a way to access cash quickly. With these loans, a borrower will typically write a post-dated check, dated for their next payday, that includes the total amount borrowed plus interest and fees. Alternatively, the borrower may authorize the lender to electronically withdraw the amount owed from their checking account. The borrower receives the loan upfront and then repays the full amount (including interest and fees) when their next paycheck is received.

Payday loans in Nanafalia, Alabama are available through both physical storefronts and online lenders.

The Benefits and Risks of Payday Loans

Payday loans can be beneficial in situations where a borrower is facing an unexpected expense and has no other means of access to cash. These loans do not require a credit check, and the borrower typically receives the funds within one business day after being approved.

However, payday loans also come with high interest rates and fees. The interest rates can be as high as 17.5% per 14-day term, which translates to an APR of 456%. In addition, if the borrower is unable to repay the loan on time, additional fees and interest can accrue, leading to a cycle of debt that becomes difficult to escape.

Applying for a Payday Loan in Nanafalia

If you are considering a payday loan in Nanafalia, it is important to shop around to find the best terms and rates. You can apply online or in person at a storefront lender. To apply, you will typically need to provide proof of income, a checking account, and a valid form of ID. Your credit score may not be a factor in the lender’s decision to approve or deny the loan.

Interesting Facts and Statistics about Payday Loans in Nanafalia, Alabama

  • The average payday loan amount in Alabama is $300, with fees and interest totaling $90.09 per loan cycle.
  • Payday lenders in Alabama are not required to report data on loan volume, repayment rates, or the number of rollovers.
  • In Alabama, payday lenders are required to be licensed by the Alabama State Banking Department and comply with state and federal laws.

Apply Now

Are you in need of a payday loan in Nanafalia, Alabama? Look no further than TheGuaranteedLoans. We offer a convenient online application process that connects you with potential lenders who may be able to provide you with the funds you need. Keep in mind that we are a connector service and not a direct lender. Our service is designed to facilitate your connection with lenders who may be able to meet your immediate financial needs.

Start your application today and take the first step towards accessing the funds you need.

F.A.Q.

How much can I borrow with a payday loan in Nanafalia, Alabama?

The amount that a borrower can borrow with a payday loan in Nanafalia, Alabama is limited by state law. The maximum amount that can be borrowed is $500, and the minimum amount is $100.

How long do I have to repay a payday loan in Nanafalia, Alabama?

Payday loans in Nanafalia, Alabama are typically due on the borrower's next payday, which is typically within two to four weeks of receiving the loan. However, some lenders may offer longer repayment terms, depending on the borrower's individual circumstances.