Payday Loans in Pell City, Alabama

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

Payday Loan Companies in Pell City, AL

Company nameAddressZip codePhone number
Acceptance Loan Company, Inc. 414 Martin St S 35128
Advance America 53 Vaughan Ln 35125
Always Money 2124 Cogswell Ave 35125
Approved Cash 608 Martin St S 35128
BB&T 2203 1st Ave N 35125 +1 (205) 338 - 2286
Cash Monster, Inc. 705 Martin St N 35125
Check 'n Go 929 Martin St S 35128
Check Mate 1507 Martin St S Suite 4 35128 +1 (205) 338 - 3780
Check Mate Cash Advance Center 1507 Martin St S 4 35128 +1 (205) 338 - 3780
Community Credit Inc 1912 Cogswell Ave 35125 +1 (205) 338 - 4433
Covington Credit 1507 Martin St S #2 35128
Covington Credit 1507 Martin St S 35128 +1 (205) 338 - 4938
Credit Central 760 Martin St S 35128 +1 (205) 525 - 0523
Liberty Tax and Loans 608 Martin St S 35128 +1 (205) 338 - 2346
Local Finance and Tax Service of Pell City 311 Martin St N 35125 +1 (205) 338 - 7514
Regional Finance 2401 Stemley Bridge Rd Suite 13 35128
Regional Finance 1019 Martin St S 35128 +1 (205) 227 - 0090
Security Finance 1714 Cogswell Ave 35125 +1 (205) 338 - 3501
Title Cash 1201 Martin St N 35125
Title Cash Inc 1507 Martin St S # 4 35128
TitleMax Title Loans 508 Martin St N #5 35125
Tower Loan 2104 Cogswell Ave 35125 +1 (205) 227 - 7590
World Finance 2046 Martin St S 35128 +1 (205) 338 - 3524

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pell City, AL, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Phenix City, AL, Same Day Loans in Prattville, AL, Payday Loan for Prichard, AL, Online Loans in Sylacauga, AL, Payday Loan Companies in Talladega, AL, Payday Loan for Troy, AL, Payday Loans in Trussville, AL and Payday Loans in Tuscaloosa, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pell City, AL.

Payday Loans Available in Pell City, AL By The Following ZIP Codes:

35128, 35125

Are Payday Loans Legal In Pell City, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Pell City, AL payday loan calculator

Payday Loans in Pell City, Alabama

When faced with financial issues, many people turn to alternative types of financing, such as payday loans. One of these options is payday loans in Pell City, Alabama. Payday loans are a type of short-term loan designed to provide funds when you need them quickly, usually sooner than a traditional loan. Payday loans are legal in Alabama, meaning that borrowers in Pell City can take advantage of the opportunity to quickly recover from financial issues.

Payday Loan Overview

Payday loans are short-term loans that provide borrowers with a lump sum of money, usually ranging from $100 to $500. Borrowers are expected to repay the loan along with the interest within two to four weeks. Sometimes, lenders will offer an extension on the loan terms, but interest rates can be higher. The amount that you can borrow depends on the lender and your income.

Benefits of Payday Loans

There are many benefits to payday loans in Pell City, Alabama. First and foremost, they are incredibly fast and easy. Many lenders can process and approve payday loans in less than 24 hours. By providing proof of income, a valid form of identification, and a bank account, borrowers can obtain the funds they need in no time. A payday loan can also be a great option for borrowers who are unable to obtain a traditional loan due to low credit scores or lack of collateral.

Disadvantages of Payday Loans

Payday loans also come with some drawbacks. The most significant issue is that interest rates can be quite high, with some lenders charging triple-digit annual percentage rates (APR). Additionally, borrowers are expected to pay off the loan by the end of the term, which can be difficult to do if you do not have the funds available.

Things to Consider Before Applying for a Payday Loan

Before applying for a payday loan in Pell City, Alabama, borrowers should consider the following:

  • Understand the loan terms: Make sure you understand the loan terms, interest rates, and repayment schedule before signing the agreement.
  • Compare lenders: Compare different payday lenders to find the best deal and the lowest interest rate.
  • Budget wisely: Consider your monthly budget when planning to use a payday loan to ensure you will be able to make the payments on time.
  • Be mindful of fees: Pay attention to any fees associated with the loan and make sure you are aware of all the costs before signing the agreement.

Apply Now

If you are looking for a fast and easy way to get cash when you need it, you can apply for a payday loan through TheGuaranteedLoans. We connect borrowers with reputable lenders who offer competitive rates and terms. We are not a lender ourselves and do not offer any loan products.

Frequently Asked Questions

Q: What is a payday loan?

A: A payday loan is a short-term loan designed to provide funds quickly. It is typically borrowed in small amounts, from $100 to $500, and is expected to be repaid within two to four weeks.

Q: Are payday loans legal in Alabama?

A: Yes, payday loans are legal in Alabama.

Q: How do I apply for a payday loan?

A: You can apply for a payday loan through TheGuaranteedLoans. We will connect you with a reputable lender who can provide you with competitive rates and terms.

More F.A.Q.

Are there any regulations in place to protect consumers who take out payday loans in Pell City, Alabama?

Yes, there are several regulations in place to protect consumers who take out payday loans in Pell City, Alabama. These include limitations on the amount and duration of the loan, as well as requirements for lenders to clearly disclose all fees and interest rates associated with the loan. Additionally, the state has laws in place to prevent lenders from engaging in predatory or abusive practices, such as charging excessive fees or making repeated attempts to collect on a loan.

Can a payday lender garnish my wages if I don't pay back my loan in Pell City, Alabama?

Yes, if you do not pay back your payday loan in Pell City, Alabama, the lender may be able to garnish your wages in order to collect on the loan. Under Alabama law, a lender can garnish up to 25% of your disposable income to repay a defaulted payday loan.

How Many Cash Advance Companies are in Pell City, AL?

With the help of our service, you will be able to find 23 cash advance companies in Pell City, AL

What Cash Advance Companies in Pell City, AL are the most popular?

You should check Covington Credit, Regional Finance, and Acceptance Loan Company, Inc.. Also, you can start your application online on our website.