Payday Loans in Sawyerville, Alabama

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Sawyerville, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
Western Finance 15397 AL-59 #2, Foley, AL 36536
Western Finance 3164 US-431 Ste 3, Roanoke, AL 36274
Advance America 1465 7th Street, South, Clanton, AL 35045
Covington Credit Hwy 78, Jasper, AL 35501
Speedee Cash 431 Douglas Ave, Brewton, AL 36426
1st Choice Mortgage 408 E Lee St, Enterprise, AL 36330 +1 (334) 393 - 4540
Covington Credit Corporation 1659 E Main St, Prattville, AL 36066
Check Into Cash 700 Academy Dr Suite 136, Bessemer, AL 35022 +1 (205) 425 - 9123
Quik Cash 114 S Market St, Scottsboro, AL 35768
World Finance Corporation 485 Main St W, Rainsville, AL 35986

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sawyerville, AL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Alabaster, AL, Payday Loans in Albertville, AL, Bad Credit Loans in Anniston, AL, Payday Loans in Athens, AL, Payday Loans in Atmore, AL, Payday Loan Companies in Auburn, AL, Payday Loans in Bessemer, AL and Same Day Loans in Birmingham, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sawyerville, AL.

Are Payday Loans Legal In Sawyerville, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Sawyerville, AL payday loan calculator

Payday Loans in Sawyerville, Alabama

Introduction

Living from paycheck to paycheck can become challenging, especially when unexpected expenses arise. Sometimes, you might need a helping hand to pay for urgent car or home repairs, medical bills or any other emergency. That’s where payday loans come in. If you live in Sawyerville, Alabama, this type of short-term lending can provide the financial relief you need.

The Basics of Payday Loans

A payday loan is a type of short-term loan that typically must be repaid by the borrower’s next payday. In Sawyerville, Alabama, these loans are legal and can be obtained from licensed lenders who comply with specific state regulations.

To apply for a payday loan, you’ll need to provide the lender with some basic information about your employment, income, and banking details. Once you’re approved, you’ll receive cash or a check for the loan amount, and you’ll be expected to pay it back, along with any fees, by your next payday.

How Much Can You Borrow in Sawyerville, Alabama?

The maximum amount you can borrow with a payday loan in Sawyerville, Alabama is $500. However, this amount might vary depending on the specific lender and your financial standing. To determine your eligibility and the amount of credit you can get, you’ll need to submit an application with the required information. Typically, payday loans are not intended for long-term financial solutions, but rather as quick solutions to one-time financial problems.

The Risks of Payday Loans

While payday loans are a viable option for some borrowers, it’s essential to understand the risks they present. Payday loans typically come with high-interest rates and fees, and if you miss your repayment date, these can increase even further. Also, be mindful of potential scams that might target you as someone in need of quick cash.

Interesting Facts and Statistics about Payday Loans in Sawyerville, Alabama

  • The average payday loan amount in Alabama is $350.
  • Alabama law allows payday lenders to charge up to 17.5% in fees, which add up over time.
  • About 18.5% of Alabama residents live in poverty, making payday loans appealing to people who may not have access to traditional loans.
  • As of 2019, there were about 1,000 payday lenders in Alabama.

How Can You Apply for a Payday Loan in Sawyerville, Alabama?

If you’re in need of cash quickly, a payday loan from a licensed lender can offer you the solution you need. At TheGuaranteedLoans, we work as a connector service to help you connect with reputable lenders to get the cash you need.

To apply, simply fill out an online application on our website. The process is fast, secure, and confidential. Once you submit your form, you’ll be contacted by a lender who will explain the terms of the loan and ask for any additional information they may need to finalize your application. If approved, you’ll receive your funds quickly, often within the same business day.

It’s important to remember that payday loans are intended for short-term financial needs and are not a permanent solution to financial hardship. That’s why we encourage you only to borrow what you can repay and to explore other financial options available to you.

Conclusion

Payday loans have their risks and should only be used by borrowers who understand the terms and fees associated with them. However, when used responsibly, payday loans can help Sawyerville, Alabama residents get the cash they need to cover unexpected expenses and financial emergencies. So, if you find yourself in need of urgent cash, fill out our application on TheGuaranteedLoans website.

Remember: Always borrow responsibly and use payday loans only as short-term solutions for unexpected expenses.

Disclaimer: TheGuaranteedLoans is not a direct lender, but rather a connector service that works with a network of reputable lenders. By filling out our application, you acknowledge that you accept the terms and conditions of these lenders and that TheGuaranteedLoans will not be held responsible for any issues related to your loan.

F.A.Q.

Are there any fees associated with a payday loan in Sawyerville, Alabama?

Yes, there are several fees that may be associated with a payday loan in Sawyerville, Alabama. These may include a loan origination fee, a finance charge, and other fees or charges.

Can I renew a payday loan in Sawyerville, Alabama?

Yes, you can renew a payday loan in Sawyerville, Alabama. However, the law sets limits on the number of times you can renew a payday loan, as well as the fees and interest that can be charged on a renewed loan.