Payday Loans in Talladega, Alabama

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Payday Loan Companies in Talladega, AL

Company nameAddressZip codePhone number
1st Franklin Financial 704 E Battle St Suite E 35160 +1 (256) 362 - 3600
Advance America 726 E Battle St 35160
AlaTrust Credit Union 303 East St S 35160 +1 (800) 264 - 8031
Always Money 602 E Battle St 35160
America's First Federal Credit Union 729 E Battle St 35160 +1 (256) 362 - 8520
Approved Cash Advance 702 E Battle St 35160
Check Depot 726 E Battle St 35160
Check Into Cash 815 East Battle Street 35160
Check Into Cash 879 E Battle St 35160 +1 (256) 761 - 1732
Columbus Finance 122 E Battle St 35160 +1 (256) 362 - 3600
First Bank of Alabama 120 North St E 35160 +1 (256) 362 - 2334
Money Store 222 Haynes St c 35160
Regional Finance 513 E Battle St 35160
Regional Finance 305 E Battle St Suite A 35160 +1 (256) 299 - 0026
Regions Bank 215 North St W 35160 +1 (256) 299 - 6800
Security Finance 521 E Battle St East 35160 +1 (256) 761 - 9003
Speedee Cash 600 E Battle St 35160
Talladega Exxon Check Cashing, Liquor & Tobacco 27860 AL-21 35160 +1 (256) 268 - 8381
Title Cash 519 E Battle St 35160 +1 (256) 480 - 5761
Title Cash of Talladega 519 Battle St E 35160
TitleMax Title Loans 713 E Battle St 35160 +1 (256) 362 - 9991
Top Dollar Title Pawn! Fast,Friendly,Easy 814 E Battle St 35160 +1 (256) 761 - 9111
World Finance 873 E Battle St E 35160 +1 (256) 362 - 0950
World Finance Company 811 E Battle St 35160

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Talladega, AL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Troy, AL, Payday Loans in Trussville, AL, Payday Loans in Tuscaloosa, AL, Same Day Loans in Valley, AL, Payday Loans in Vestavia Hills, AL, Payday Loans in Alabaster, AL, Payday Loan Without a Credit Check in Albertville, AL and Bad Credit Loans in Anniston, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Talladega, AL.

Payday Loans Available in Talladega, AL By The Following ZIP Codes:

35160, 35161

Are Payday Loans Legal In Talladega, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Talladega, AL payday loan calculator

Payday Loans in Talladega, Alabama

Payday loans, or online loan advances, are legal in the state of Alabama. For those in Talladega, Alabama who may be experiencing a financial emergency and are in need of money quickly, payday loans may be the answer.

What is a Payday Loan?

Payday loans, also called “cash advances” or “check advances,” are short-term loans that are typically due on the borrower’s next payday. These loans are typically for amounts of up to $500, but depending on the lender, some may go as high as $1,000 or more. Payday loans are usually unsecured, meaning they’re not backed by collateral like a car or house.

What Are the Requirements in Alabama?

In Alabama, payday lenders must be licensed through the state’s banking department. The state sets a limit of $500 per loan, and borrowers are required to repay the loan within 10 to 31 days. Payday lenders may not rollover a loan, which means they cannot issue a new loan to pay off a previous loan.

Are There Other Options for Borrowers in Talladega?

In Talladega, there are other options for borrowers besides payday loans. Borrowers can consider taking out an installment loan from an online lender, which offer larger loan amounts, longer repayment terms, and more flexible repayment options.

How Can Borrowers Get Started?

Borrowers interested in payday loans can start by researching lenders and comparing their terms. To apply for a payday loan, lenders typically require borrowers to provide basic information such as their name, address, phone number, and Social Security number. They’ll also need to provide proof of employment, income, and a valid checking account.

Are Payday Loans Safe?

Payday loans can be safe if borrowers are careful to research lenders and scrutinize the terms of their loan. Borrowers should always read the loan agreement and understand their repayment terms, fees, and interest rate before accepting the loan. To protect themselves, borrowers should also avoid lenders who use high-pressure sales tactics or aggressive collection practices.

Are Payday Loans the Right Choice for Me?

The decision to take out a payday loan is a personal one, and borrowers should assess their financial circumstances carefully. Payday loans may be a good option for those with bad credit or little access to other forms of credit, but borrowers should understand that these loans typically have high interest rates and fees, and may not be the best option for those who can’t afford to repay the loan on time.

Apply Now

For those seeking payday loans in Talladega, Alabama, TheGuaranteedLoans can help. We are not a lender, but we connect you with lenders who may be able to match you with the right loan. Fill out an application online and we’ll do our best to connect you with a lender that meets your needs.

Frequently Asked Questions

Q: What are the fees associated with payday loans in Alabama?

A: Alabama payday lenders must follow the regulations set out by the state. The regulations include a maximum loan amount of $500 and no loan rollover option. Borrowers should verify any fees before accepting a loan with a lender.

Q: How long do payday loans typically last?

A: In Alabama, payday loans must be repaid within 10 to 31 days.

Q: What documents do I need to provide to get a payday loan?

A: To apply for a payday loan, lenders typically require borrowers to provide basic information such as their name, address, phone number, and Social Security number. They’ll also need to provide proof of employment, income, and a valid checking account.

More F.A.Q.

Can I get a payday loan if I am unemployed in Talladega, Alabama?

Yes, you can get a payday loan if you are unemployed in Talladega, Alabama. However, you will need to provide proof of income in order to qualify for a loan. This could include unemployment benefits, Social Security payments, or other sources of income.

Is it a good idea to take out a payday loan in Talladega, Alabama?

This is a decision that ultimately depends on your individual financial situation and needs. Payday loans can be a helpful option in certain situations, such as when you need quick access to cash to cover unexpected expenses or financial emergencies. However, they can also be expensive, so it is important to carefully consider the costs and risks before taking out a payday loan in Talladega, Alabama.

How Many Cash Advance Companies are in Talladega, AL?

With the help of our service, you will be able to find 24 cash advance companies in Talladega, AL

What Cash Advance Companies in Talladega, AL are the most popular?

You should check Check Into Cash, Regional Finance, and 1st Franklin Financial. Also, you can start your application online on our website.