Payday Loans in Troy, Alabama

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Payday Loan Companies in Troy, AL

Company nameAddressZip codePhone number
1st Franklin Financial 1113 US Hwy 231 S, Suite B 36081
Advance America 1404-C Hwy. 231 South 36081
All In Credit Union 651 Elba Hwy 87 36079 +1 (334) 670 - 0308
Approved Cash 1135 US-231 Unit B 36081
Approved Cash 1135 N US Hwy 231 unit B Unit B 36081 +1 (334) 566 - 8983
BB&T 1219 Highway 231 S 36081 +1 (334) 566 - 1025
Cash Express 906 S Brundidge St A 36081 +1 (334) 566 - 5200
Check Into Cash 1215 US Highway 231 S. 36081
Check Into Cash 1215 US-231 S 36081 +1 (334) 566 - 1267
Complete Cash 1129 US-231 36081
Complete Cash 1129 Highway 231 S 36081 +1 (334) 770 - 0801
Covington Credit 109 Southland Village 36079
Hometown Credit Corporation 119 Southland Vlg F 36079 +1 (334) 670 - 0021
Loan South Finance Of Troy 1114A US Highway 231 South 36079 +1 (334) 808 - 9292
Local Finance 112 N 3 Notch St 36081
MAX Credit Union 1207 US-231 36081 +1 (334) 260 - 2600
One Stop Cash 1408 Highway 231 S 36081
Pawn Express of Troy 830A US-231 36081 +1 (334) 808 - 1000
Premier Credit LLC 413 S Brundidge St 36081 +1 (334) 770 - 7500
Regional Finance 1237 US-231 South 36081 +1 (334) 674 - 9999
Security Finance 1114B Highway 231 S 36081 +1 (334) 566 - 2599
Speedee Cash 906 S Brundidge St 36081
Speedee Cash 1203 US-231 36081 +1 (334) 808 - 4030
Sun Loan Company S, 1404 Old Hwy 231 N a 36081
The First National Bank 615 Park St 36081 +1 (334) 670 - 2057
Title Cash 1334 S Brundidge St 36081
TitleMax Title Loans 1211 US Hwy 231 South 36081 +1 (334) 566 - 8644
Tower Loan 1239 US-231 36079 +1 (334) 674 - 9792
Western Finance 810 S George Wallace Dr 36081
World Finance 109 Hwy 231 S 36081
World Finance 1243 Hwy 231 S 36081 +1 (334) 566 - 7443
World Finance Corporation 1243 US-231 36081

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Troy, AL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Trussville, AL, Payday Loan Companies in Tuscaloosa, AL, Payday Loans in Valley, AL, Short-term Loans in Vestavia Hills, AL, Payday Loans in Alabaster, AL, Online Loans in Albertville, AL, Payday Loans in Anniston, AL and Payday Loans in Athens, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Troy, AL.

Payday Loans Available in Troy, AL By The Following ZIP Codes:

36081, 36082, 36079

Are Payday Loans Legal In Troy, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Troy, AL payday loan calculator

What are Payday Loans in Troy, Alabama?

Payday loans are a form of short-term loan that provides borrowers with immediate funds in times of need. They are generally small loans of up to $1,000, and can be used to cover an unexpected expense or cover a gap in income. Payday loans are legal in the state of Alabama, and borrowers can apply for these loans both online and in-person.

Who Qualifies for Payday Loans in Troy, Alabama?

Payday loans are typically easily accessible and can be obtained by most borrowers who meet a few basic requirements. Generally, borrowers must be at least 18 years of age, have a valid bank account, and provide proof of employment and income. They must also be a resident of Alabama and live in a city where payday loans are legal.

How Do Payday Loans in Troy, Alabama Work?

Once a borrower has been approved for a payday loan, they will receive the funds via direct deposit into their bank account. The loan typically has a repayment period of two weeks, with payments being automatically withdrawn from the borrower’s bank account.

Borrowers should keep in mind that they are responsible for all interest and fees associated with the loan. Depending on the type of loan, borrowers may be required to pay additional fees for late payments. It is important to understand the terms and conditions of the loan before taking one out, as failure to pay back a loan on time can lead to additional fees, and potential damage to one’s credit score.

Where Can I Find Payday Loans in Troy, Alabama?

There are many lenders in Troy, Alabama that offer payday loans. Some of the most popular lenders in the area include ACE Cash Express, Check Into Cash, Money Mart, Check N Go, and Speedy Cash. These lenders typically provide flexible repayment plans and quick approval times, making them a convenient option for borrowers in need of fast cash.

What Should I Consider Before Taking Out a Payday Loan in Troy, Alabama?

Before taking out a payday loan in Troy, Alabama, borrowers should carefully consider the costs associated with the loan. Payday loans are convenient, but they often come with high interest rates and fees that can make the loan more expensive in the long run. Borrowers should also ensure that they have a clear plan for repayment, as failure to do so can lead to additional late fees and potential damage to one’s credit score.

F.A.Q.

Q: What are the requirements for taking out a payday loan in Troy, Alabama?

A: In order to take out a payday loan in Troy, Alabama, borrowers must be at least 18 years of age, have a valid bank account, and provide proof of employment and income.

Q: How long does it take to get approved for a payday loan in Troy, Alabama?

A: Most payday loan applications are approved within 24 hours, however some lenders may take longer to process loan applications.

Q: How long do I have to repay a payday loan in Troy, Alabama?

A: Most payday loans have a repayment period of two weeks, however some lenders may offer longer repayment periods. It is important to read the terms and conditions of the loan before taking one out, to ensure that you understand the repayment obligations.

Apply Now

If you are looking for a payday loan in Troy, Alabama, TheGuaranteedLoans can help you find the best option for your financial needs. We are not a lender, but our website offers a simple application form that can help connect you with lenders in the area. Simply fill out the form, submit it, and we will connect you with lenders that may be able to help.

More F.A.Q.

How can I find a reputable payday lender in Troy, Alabama?

To find a reputable payday lender in Troy, Alabama, you can ask for recommendations from friends or family, or you can do some research online to compare different lenders and their terms and fees. You may also want to check with the Alabama State Banking Department to verify that the lender is licensed to operate in the state.

What are some red flags to look out for when choosing a payday lender in Troy, Alabama?

Some red flags to look out for when choosing a payday lender in Troy, Alabama include excessive fees or interest rates, hidden or unclear terms and conditions, and a lack of transparency about the loan process. You should also be wary of lenders who pressure you to take out a loan or who promise quick and easy approval without verifying your income or credit history.

How Many Cash Advance Companies are in Troy, AL?

With the help of our service, you will be able to find 32 cash advance companies in Troy, AL

What Cash Advance Companies in Troy, AL are the most popular?

You should check Approved Cash, Check Into Cash, and Complete Cash. Also, you can start your application online on our website.