Payday Loans in Tuscaloosa, Alabama

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Payday Loan Companies in Tuscaloosa, AL

Company nameAddressZip codePhone number
1st Franklin Financial 1911 Skyland Blvd E, Suite B3 35405
Acceptance Loan Co Inc 607 15th St E B 35401 +1 (205) 391 - 3545
Acceptance Loan Company, Inc. 2320 McFarland Blvd E 35404 +1 (205) 391 - 3545
Advance America 5980 Old Greensboro Rd b 35405
Advance America 1439 McFarland Blvd E # A 35404
Advance America 1480 Skyland Blvd E 35405
Alabama Ag Credit 2618 8th St 10 35401 +1 (205) 247 - 4475
Alabama Catalog Sales 2603 McFarland Blvd E 35405 +1 (205) 556 - 2020
Always Money 501 15th St E D 35401
Capstone Finance 2332 McFarland Blvd E 35404 +1 (205) 349 - 1600
Car Title Loans 715 Skyland Blvd E Suite 1 35405 +1 (205) 391 - 9858
Cash Connection 2821 McFarland Blvd E A 35405 +1 (205) 507 - 0775
Cash Spot 2015 Skyland Blvd E 35405
Check Into Cash 1911 Skyland Blvd E 35405
City Check Advance LLC 326 15th St 35401
Commerce Credit 2600 Mcfarland Blvd E D 35405 +1 (205) 391 - 6920
Easy Money 2925 McFarland Blvd E 35404
Easy Money 6718 AL-69 35405
EZ Money 3728 McFarland Blvd E 35405
Family Credit,Inc. 505 Hargrove Rd E 20 35401 +1 (205) 345 - 0411
First-Sun Finance 2328 McFarland Blvd E 35404 +1 (205) 349 - 1530
Great American Loans 2603 McFarland Blvd E 35405
Modern Loans LLC 1031 Skyland Blvd E 35405
Money Matters Title Loans 1110 15th St 35401 +1 (205) 366 - 1188
NiceLoans! 326 15th St 35401 +1 (205) 752 - 5285
Q C Financial Services 420 15th St 35401
Security Finance 610 Skyland Blvd E 35405 +1 (205) 344 - 9227
Signature Loan Services 238 15th St E 35401 +1 (205) 345 - 6364
Speedy Cash 3615 McFarland Blvd E Ste 109 35405 +1 (205) 633 - 4151
Title Cash 3712 Greensboro Ave 35405 +1 (877) 410 - 9354
TitleBucks Title Loans 3318 McFarland Blvd E 35405
TitleMax Title Loans 720 Skyland Blvd E 35405 +1 (205) 553 - 3470
Tower Loan 629 Bear Creek Rd 35405 +1 (205) 469 - 7014

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Tuscaloosa, AL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Valley, AL, Bad Credit Loans in Vestavia Hills, AL, Payday Loans in Alabaster, AL, Guaranteed Loans in Albertville, AL, Payday Loans in Anniston, AL, No Credit Check Loans in Athens, AL, Quick Loan in Atmore, AL and Payday Loan Companies in Auburn, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Tuscaloosa, AL.

Payday Loans Available in Tuscaloosa, AL By The Following ZIP Codes:

35407, 35406, 35487, 35401, 35402, 35404, 35403, 35405, 35486, 35485

Are Payday Loans Legal In Tuscaloosa, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Tuscaloosa, AL payday loan calculator

The payday loans in Tuscaloosa, Alabama, are a quick and easy way to get any emergency money you may need. The loans are short-term and can be as much as $500. If you qualify for the loan, you will be able to have your money sent by the next day!

The first step to getting a payday loan is knowing if you qualify for one. You must reside in Tuscaloosa, Alabama, and have an income of at least $1000 per month. You also need to prove that your bank account has been open for at least three months or has some funds (preferably from within the last month).

You must be 18 years or older to get a payday loan and should plan for it. This way, you can ensure a strong financial safety net to fall back on if you do not pay the loan back.

All the payday loans in Tuscaloosa, Alabama, are relatively quick and easy to obtain. The application process is fast and can be done in only 5 minutes! These loans have very high-interest rates, so do not take them out if you cannot afford this high amount! Instead, try and save up money before your next paycheck or look at other options.

How to Find a Good Direct Lender in Tuscaloosa, Alabama Online 

That’s where a direct lender comes in. A direct lender works with your bank or credit union instead of a third party like a broker or an online payday lender. Direct lenders also tend to offer lower rates and fees than other lenders, such as payday loans and check advance companies, because they only need one set of costs. In contrast, the other companies have to split their fees with another company.

A direct lender works with you to get the money you need when you need it. You apply through them just as you would any other loan service, but instead of being shuffled off to different companies for various costs and fees, all your business stays with that one lender. Direct lenders also tend to give out larger loans than a broker or an online lender offers, so you can quickly get the money you need, and it won’t take as long to pay back.

By researching the internet, you can find a direct lender in Tuscaloosa, Alabama. You can find direct lenders that offer short-term loans for as little as $50 by searching for direct lenders in your city and state or by looking under “payday loans” in your city and state. You will need to research the direct lenders in Tuscaloosa, Alabama because not all of them are reputable enough to work with.

Cash Advance Online in Tuscaloosa, Alabama

Cash advance online in Tuscaloosa, Alabama, is the solution for people who need money in a flash. These services can get you cash when you need it fast, usually within 24 hours. These lenders work with payday loan agencies where you must pay back the loan in two weeks or less. The fees of these loans can add up and can be very expensive, so make sure that you are prepared to pay back the loan soon after receiving it.

If you want to apply for an online cash advance in Tuscaloosa, Alabama, use CashAdvanceNow.net as your lender to compare rates and fees among companies. Here, you may find the best online cash advance company or lender in Tuscaloosa, Alabama.

Can I Get a Payday Loan for Bad Credit in Tuscaloosa, Alabama?

Unfortunately, this is not always the case. However, sometimes, people from Tuscaloosa with bad credit can receive these loans. This can happen if the lender approves your application based on your repayment ability and trustworthiness. Bad credit or any other reason will not necessarily prevent you from getting a payday loan in Alabama or Tuscaloosa.

When applying for a payday loan online in Tuscaloosa, Alabama, it is important to understand that all lenders look at your ability to repay the loan before considering your reason for needing cash. Also, it would help if you thought about the costs you will be charged for your loan and how much time it will take you to repay it. Online payday loans can be costly and hurt your credit rating if you make a late payment. It is always in your best interest to borrow only what you need and then pay it back on time.

Sometimes online lenders in Tuscaloosa may also ask for collateral that helps ensure that the lender will get their money back when you fail to repay the loan. This could be a vehicle, house, or another valuable asset, in which case they will hold this collateral until they are paid back in full or at least until a certain date specified by them. 

Here are the requirements:

  1. Your salary must be at least $15,000.
  2. Your credit score must be a least 500.
  3. You must have been employed for six months.
  4. You cannot show any delinquent debt over $325.
  5. Interest rates are typically 18% or more.

24 Hour Payday Loans in Tuscaloosa, Alabama

If you need money right now in Tuscaloosa, Alabama, you may be able to get it immediately with a payday loan. However, most people who get these loans take on more debt than they can afford to repay and wind up in financial trouble. To help yourself avoid this type of trouble, you need to ensure you are dealing with a reputable lender.

You can find the best online payday loan company or lender in Tuscaloosa by researching the internet. Many websites out there offer this service, and some of them may even be scams. Find reviews about the companies so that you know what to avoid when comparing them against each other.

Cash Advance Loans in Tuscaloosa, Alabama

If you live in Tuscaloosa, Alabama, and need cash fast, you may want to consider a cash advance loan. Cash advance loans are helpful when you need money right away. These loans are usually small-dollar loans that come due almost immediately. Applying for these loans is not very demanding because they do not require any collateral or credit check, but they have high-interest rates that can add up quickly if you fail to pay them back on time.

Cash advance lenders operate online like any other lender, and the application process is simple. There are usually no hidden fees or costs, and the loan amount you get will be based on your income, expenses, and ability to repay that money. 

In Tuscaloosa, Alabama, cash advance loans are small loans given to people who need cash quickly and have no other way of getting it. These companies are called payday lenders because you have to repay the loan soon after receiving it. Due to this close deadline for repayment, the interest rates for these loans are high.

Can you get a payday loan in Tuscaloosa, Alabama without a bank account?

Unfortunately, you cannot get a payday loan in Tuscaloosa, Alabama, without a bank account. This means that you need to open one before applying for the loan. Most of these lenders will let you use another person’s bank account to repay the loan in two installments. It would be best to be careful about online payday loans because not every lender is trustworthy, and some may try to scam you into something. Please do your research on each business before choosing them as your lender.

FAQ

Are Same Day Loans in Tuscaloosa, Alabama real?

Yes, same-day loans are available for people living in Tuscaloosa, Alabama. Same-day loans are very similar to payday loans, but they offer you the money direct deposited into your checking account. If you need cash quickly, same-day loans can be the solution for you.

Are Short-term Loans in Tuscaloosa good?

Short-term loans in Tuscaloosa, Alabama, are similar to payday advances or personal loans. These loans are often used for emergencies and other unplanned expenses. Short-term loans are usually not the best way to pay back debts, so try to avoid these loans if you can.

How do I get an Emergency Loan in Tuscaloosa, Alabama?

Emergency loans in Tuscaloosa, Alabama, are very similar to payday loans. They are small-dollar loans that come due in a very short amount of time and have high-interest rates. These types of loans can be useful, but their use is limited by your ability to pay them back. Try to avoid these types of loans for now because you can end up paying more than you need to.

How much do Short-term Loans cost in Tuscaloosa, Alabama?

Short-term loan fees differ from one lender to another and depend on how you make payments and the amount you borrow. Depending on your borrowing needs, loan fees range from $25 to $200 or more.