Payday Loans in Walnut Grove, Alabama

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No payday loan companies in Walnut Grove, AL. Consider companies in other cities:

Company nameAddressZip codePhone number
First Financial Bank 1212 Main St, West Blocton, AL 35184 +1 (205) 938 - 7881
Title Cash of Talladega 519 Battle St E, Talladega, AL 35160
Cash Mart Inc 2516 Sparkman Dr NW # B, Huntsville, AL 35810
Prattville Credit Corporation 713 E Main St, Prattville, AL 36067 +1 (334) 361 - 9696
Capstone Finance 1515 2nd Ave Suite C-3, Opelika, AL 36801 +1 (334) 741 - 0060
LoanMax Title Loans 1010 6th Ave SE, Decatur, AL 35601 +1 (256) 274 - 4350
Pen Air Federal Credit Union 21511 AL-59, Robertsdale, AL 36567 +1 (850) 505 - 3200
Advance Cash Loans 501 S Quintard Ave Ste 5, Anniston, AL 36201
Always Money 873 Dennison Ave SW #127, Birmingham, AL 35211
BB&T 3202 20th Ave, Valley, AL 36854 +1 (334) 768 - 3456

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Walnut Grove, AL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Prichard, AL, Payday Loan for Sylacauga, AL, Short-term Loans in Talladega, AL, Payday Loan Without a Credit Check in Troy, AL, Payday Loans in Trussville, AL, Payday Loans in Tuscaloosa, AL, Payday Loans in Valley, AL and No Credit Check Loans in Vestavia Hills, AL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Walnut Grove, AL.

Payday Loans Available in Walnut Grove, AL By The Following ZIP Codes:

35990

Are Payday Loans Legal In Walnut Grove, Alabama?

Loan Rates and Fees, Laws and Regulations in Alabama.

Alabama Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)456
Maximum Loan Amount$500
Minimum Loan Term10 days
Maximum Loan Term31 days
Number of Rollovers Allowed1
Finance Charges17.5% of the amount advanced

Walnut Grove, AL payday loan calculator

Understanding Payday Loans in Walnut Grove, Alabama

When it comes to finding short-term financial assistance, payday loans can be an option for those who need cash fast. One place where you can find this option is in Walnut Grove, Alabama. Payday loans are legal in the state of Alabama, and there are many lenders available to choose from. However, it is essential to understand the risks associated with these types of loans before deciding to apply.

How Payday Loans Work in Walnut Grove, Alabama

Payday loans are a type of short-term loan that typically require repayment by the borrower’s next payday. To receive a payday loan in Walnut Grove or any other city in Alabama, the borrower must have an active bank account and a steady source of income. The loan amount offered is usually based on the borrower’s income and credit history, and can range from $100 to $1000.

The application process for payday loans in Walnut Grove, Alabama is typically straightforward. Applicants can apply online or in-store and will be required to provide their personal information, proof of income, and bank account details. Most often, the approval process is quick and easy, with applicants receiving funds in their account in as little as one business day.

Important Considerations for Payday Loans in Walnut Grove

Although payday loans might be a solution to short-term financial difficulties, applying for one should be approached with caution. In Alabama, payday lenders can charge up to 17.5% of the borrowed amount as a finance charge, with a maximum APR of 456%. This can mean that repaying the loan can be challenging, especially if the borrower is unable to pay it back in full by the due date, leading to a cycle of debt.

Moreover, failing to repay a payday loan in Alabama may result in legal action against the borrower. Defaulting on a payday loan may also affect the borrower’s credit score, making it more challenging to secure financing in the future and potentially damaging their financial reputation.

Apply Now for Payday Loans in Walnut Grove, AL

If you need high-quality service to connect with a payday loan lender in Walnut Grove, AL, The Guaranteed Loans can help you. Our service allows you to submit an application quickly and easily, and matches your request with one of our trusted partner lenders based on the information you provide. With our application process, you can obtain a payday loan and enjoy the peace of mind knowing that your details are in safe hands. Our purpose is simple; we connect you with lenders who can approve your loan request within minutes and provide you with the cash you need on the same day. We’re here to provide you with a comprehensive and reliable solution that will meet your needs.

Interesting Facts and Statistics about Payday Loans in Walnut Grove, Alabama:

  • As of 2021, there are about 1,000 payday lenders operating in Alabama
  • The average payday loan in Alabama is $350
  • On average, payday loans in Alabama have an annual percentage rate (APR) of 300 to 400%
  • In 2018, Alabamians took out more than 1.6 million payday loans, with borrowers paying an estimated $100 million in fees

Overall, payday loans can provide immediate financial relief to those who need it most. However, it’s important to be aware of the risks associated with payday loans, and borrowers should do their due diligence before making a final decision. By working with a reputable lender like The Guaranteed Loans, you can have peace of mind that you’re getting the best deal available and can avoid any further financial difficulties.

F.A.Q.

What happens if I can't repay a payday loan in Walnut Grove, Alabama?

If you are unable to repay a payday loan in Walnut Grove, Alabama, the lender may attempt to collect the outstanding balance through a variety of methods, including contacting you by phone, mail, or email, or by using a collections agency. In some cases, the lender may also take legal action against you.

Can I be arrested for not paying back a payday loan in Walnut Grove, Alabama?

No, you cannot be arrested for not paying back a payday loan in Walnut Grove, Alabama.