Payday Loans in Deering, Alaska

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No payday loan companies in Deering, AK. Consider companies in other cities:

Company nameAddressZip codePhone number
Northrim Bank 360 Merhar Ave, Fairbanks, AK 99701 +1 (907) 455 - 1111
First American Title Insurance Company 44296 Sterling Hwy Suite 2, Soldotna, AK 99669 +1 (907) 262 - 5708
Walmart Money Center 18600 Eagle River Rd, Eagle River, AK 99577
Walmart Pharmacy 4230 Don King Rd, Ketchikan, AK 99901 +1 (907) 247 - 2183
Denali. A division of Nuvision Credit Union 595 E Parks Hwy, Wasilla, AK 99654 +1 (800) 764 - 1123
KeyBank 234 Seward St, Juneau, AK 99801 +1 (844) 433 - 2067
ACCO 235 106 Nicholoff Way, Cordova, AK 99574 +1 (907) 424 - 7145
Jackson Hewitt Tax Service 10096 Kenai Spur Hwy, Kenai, AK 99611 +1 (907) 290 - 5285
Tongass Federal Credit Union 2000 Tongass Ave, Ketchikan, AK 99901 +1 (907) 225 - 9063
Wells Fargo Bank 11216 Kenai Spur Hwy, Kenai, AK 99611 +1 (907) 283 - 7581

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Deering, AK, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Eagle River, AK, Guaranteed Loans in Ester, AK, Payday Loan Without a Credit Check in Fairbanks, AK, Payday Loans in Fort Richardson, AK, Emergency Loan in Fort Wainwright, AK, 24-Hour Loan in Gambell, AK, Payday Loans in Haines, AK and Payday Loans in Houston, AK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Deering, AK.

Beautiful sights of Deering, AK

Payday Loans Available in Deering, AK By The Following ZIP Codes:

99736

Are Payday Loans Legal In Deering, Alaska?

Loan Rates and Fees, Laws and Regulations in Alaska.

Alaska Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)435
Maximum Loan Amount$500
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed2
Finance Charges15% of the amount advanced

Deering, AK payday loan calculator

Understanding Payday Loans in Deering, Alaska

Payday loans are a popular form of short-term borrowing that has been growing in popularity in Alaska and across the United States. This type of loan can offer a quick and convenient way to access cash in an emergency situation or cover unexpected expenses, especially in small, remote communities like Deering, Alaska.

What are Payday Loans?

A payday loan is a short-term loan that typically must be repaid within two to four weeks, depending on the borrower’s next paycheck. These loans often come with high interest rates and fees, which can add up quickly and create a cycle of debt for borrowers who struggle to pay them back on time.

While payday loans can be a risky form of borrowing, they may be a good option for individuals who need cash quickly and do not have access to other forms of credit.

How to Get a Payday Loan in Deering, Alaska

Payday loans are legal in Alaska, and there are several lenders operating in or around Deering. To get a payday loan, you must be at least 18 years old, have a steady source of income, and provide proof of identification and a valid checking account. In most cases, you can apply for a payday loan online or in person.

It is important to understand the terms of your payday loan before agreeing to the loan. Make sure you understand the repayment terms, the fees involved, and the amount you will be expected to pay back. If you are unable to repay the loan on time, you may face additional fees and interest charges or even legal action from the lender.

Payday Loan Regulations in Alaska

Alaska has specific regulations in place for payday loans. Lenders must be licensed by the state and must abide by certain rules and regulations, including:

  • Limited loan amounts: The maximum loan amount in Alaska is $500
  • Limit on fees and charges: Lenders cannot charge more than $5 for loan origination fees or more than $15 per $100 borrowed in interest and fees.
  • Repayment terms: Borrowers must have at least 14 days to repay the loan, and lenders are prohibited from charging additional fees or interest for early repayment.
  • Extended repayment plans: Lenders may offer extended repayment plans to borrowers who are unable to repay their loans on time.

Interesting Facts About Payday Loans in Deering, Alaska

  • According to a report by the Alaska Policy Forum, the average payday loan in Alaska is $400, and the average interest rate is 520%.
  • There are currently over 25 payday loan storefronts operating in Alaska, including several in or around Deering.
  • According to a report by the Alaska Public Interest Research Group, over 16,000 Alaskans took out payday loans in 2019, borrowing a total of nearly $18 million.

Apply Now and Get Connected with a Lender

If you need access to cash quickly, a payday loan may be the right option for you. However, it is important to only borrow what you can afford to repay and carefully read all the terms and conditions before agreeing to a loan.

At TheGuaranteedLoans, we offer a quick and easy online application process that will connect you with one of our trusted lenders in the Deering, Alaska area. We are not a direct lender, but we work with a network of lenders to help you find the loan that is right for you.

To get started, simply fill out our online application and provide some basic information about yourself and your income. We will then connect you with a lender who can offer you a loan with fair terms and no hidden fees or charges.

Apply now and get connected with a lender you can trust!

F.A.Q.

Can I be sued for defaulting on a payday loan in Deering, Alaska?

in Deering, Alaska, payday lenders are not allowed to sue borrowers for defaulting on a loan. However, the lender may still be able to collect payment in other ways, such as garnishing wages or taking money from the borrower's bank account.

Are there any alternatives to payday loans in Deering, Alaska?

If you are in need of quick cash in Deering, Alaska, there are several alternatives to payday loans that may be more affordable and less risky. These include borrowing money from friends or family, taking out a small personal loan from a bank or credit union, or applying for a credit card with a low interest rate.

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