Payday Loans in Platinum, Alaska

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No payday loan companies in Platinum, AK. Consider companies in other cities:

Company nameAddressZip codePhone number
Northrim Bank 517 W 7th Ave, Anchorage, AK 99501 +1 (907) 263 - 3226
Fairbanks Nissan 2610 S Cushman St, Fairbanks, AK 99701 +1 (907) 452 - 1701
ATM - Spirit of Alaska FCU 2509 Davis Rd, Fairbanks, AK 99709 +1 (907) 459 - 5900
Rieth, Pediangco & Co., P.C. 218 Center St B, Kodiak, AK 99615 +1 (907) 486 - 3100
Cash Now Financial Corp 5313 Arctic Blvd 206, Anchorage, AK 99518 +1 (907) 279 - 8551
Price Busters Inc 4231 Mountain View Dr, Anchorage, AK 99508 +1 (907) 278 - 9200
Southeast Alaska Independent Living 514 Lake St C, Sitka, AK 99835 +1 (907) 747 - 6859
Northern Skies Federal Credit Union 1001 E Benson Blvd, Anchorage, AK 99508 +1 (907) 561 - 1407
First Bank 3075 Vintage Blvd, Juneau, AK 99801 +1 (907) 790 - 2929
Law Office of J. Mitchell Joyner 810 W 2nd Ave, Anchorage, AK 99501 +1 (907) 274 - 5646

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Platinum, AK, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Ketchikan, AK, Payday Loans in King Salmon, AK, Payday Loan Without a Credit Check in Kodiak, AK, Emergency Loan in Nikiski, AK, Payday Loans in Nome, AK, Payday Loan Without a Credit Check in North Pole, AK, Quick Loan in Palmer, AK and Payday Loans in Salcha, AK. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Platinum, AK.

Payday Loans Available in Platinum, AK By The Following ZIP Codes:

99651

Are Payday Loans Legal In Platinum, Alaska?

Loan Rates and Fees, Laws and Regulations in Alaska.

Alaska Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)435
Maximum Loan Amount$500
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed2
Finance Charges15% of the amount advanced

Platinum, AK payday loan calculator

Payday Loans in Platinum, Alaska: What You Need to Know

Payday loans have become an increasingly popular means of accessing short-term funds. These loans can be a lifesaver for those experiencing a temporary financial setback, such as unexpected car repairs or medical bills. But, before you consider taking out a payday loan in Platinum, Alaska, it’s essential to understand what you’re getting into.

What are Payday Loans?

Payday loans, also known as cash advances, are short-term loans that are typically due on the borrower’s next payday. They usually have high interest rates and fees, making them an expensive way to borrow money.

Payday loan lenders in Platinum, Alaska, are required to abide by certain regulations, which are designed to protect borrowers. These regulations include:

  • Maximum loan amount: $500
  • Loan term: 14 to 30 days
  • Finance charge: 15% of loan amount

It’s important to note that while payday loans can be helpful in certain situations, they are not a long-term financial solution.

The Pros and Cons of Payday Loans

Like any financial product, payday loans have their advantages and disadvantages. Understanding these can help you make an informed decision when it comes to borrowing money. Here are some of the pros and cons of payday loans:

Pros:

  • Easy to obtain: Payday loans usually have lax requirements, meaning that almost anyone can qualify for these loans.
  • Accessible: Payday loans are available both online and offline, making them easy to access when you need money quickly.
  • Speedy process: You can usually get approved for a payday loan within minutes and have the funds deposited into your account the same day.

Cons:

  • High interest rates: The interest rates on payday loans are significantly higher than those of traditional loans, making them an expensive way to borrow money.
  • Short repayment terms: Payday loans are due on your next payday, which means if you don’t have the funds to repay the loan, you may have to take out another loan to cover the initial one, creating a cycle of debt.
  • Potential for fraud: Online payday loan scams are common. To protect yourself, it’s essential to only use a reputable lender.

Interesting Facts and Statistics about Payday Loans in Platinum, Alaska

  • Alaska has some of the most borrower-friendly payday loan laws in the US.
  • The average payday loan borrower in Alaska takes out about $430 per loan and pays an average of $110 in fees.
  • The number of payday loan companies in Alaska has decreased by over 25% in the past five years.

Apply Now

At TheGuaranteedLoans, we understand that getting approved for a payday loan can be challenging. That’s why we’re here to help you find the right lender for your needs. We work with a network of trusted lenders in Platinum, Alaska, who can provide you with the funds you need to get back on your feet.

Applying for a payday loan through our service is easy. Simply fill out our online application form, and we’ll connect you with lenders who may be able to provide you with the funds you need. Our service is completely free, and there is no obligation to accept any offers you receive.

Remember, payday loans are not a long-term financial solution. If you’re struggling with debt, it’s essential to seek help from a professional credit counselor.

Final Thoughts

Payday loans can be incredibly helpful in certain situations, but they also come with high interest rates and fees. Before taking out a payday loan in Platinum, Alaska, it’s important to understand the risks involved. And, if you do decide to take out a loan, make sure you only borrow what you can afford to repay.

At TheGuaranteedLoans, we’re here to help you find the right lender for your needs. Apply now and get the funds you need to get back on track.

F.A.Q.

What is the maximum interest rate for a payday loan in Platinum, Alaska?

The maximum interest rate for a payday loan in Platinum, Alaska is 15% per $100 borrowed.

Can I renew or rollover my payday loan in Platinum, Alaska?

No, payday loans in Platinum, Alaska cannot be renewed or rolled over. Borrowers must repay their loan in full by the due date, or they may be subject to additional fees and penalties.

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