Payday Loans in Alpine, Arizona

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No payday loan companies in Alpine, AZ. Consider companies in other cities:

Company nameAddressZip codePhone number
Community Loans of Amer Inc 7760 AZ-69, Prescott Valley, AZ 86314 +1 (928) 772 - 3581
Nova Home Loans - Team Jodie & J.B. 8800 E Raintree Dr #110, Scottsdale, AZ 85260 +1 (480) 305 - 1980
NOVA Home Loans - Phoenix Office 3900 E Camelback Rd 200, Phoenix, AZ 85018 +1 (602) 224 - 4840
Casino Pawn and Gold 241 W Cottonwood Ln #101, Casa Grande, AZ 85122 +1 (520) 223 - 4633
Don Dinero Financial 3024 W Van Buren St 126, Phoenix, AZ 85009 +1 (602) 257 - 6466
Pawn Now 900 Apache Trail, Apache Junction, AZ 85120 +1 (480) 288 - 7296
CASH 1 Loans 1405 W Southern Ave #1, Tempe, AZ 85282 +1 (480) 736 - 1125
SuperPawn 6720 W Olive Ave #2, Peoria, AZ 85345 +1 (623) 776 - 3378
Max Cash Title Loans - Tucson 2012 E Broadway Blvd UNIT 208, Tucson, AZ 85719 +1 (520) 355 - 6001
Great Western Bank 19750 N John Wayne Pkwy, Maricopa, AZ 85139 +1 (520) 568 - 4230

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Alpine, AZ, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Gilbert, AZ, Payday Loans in Glendale, AZ, Payday Loans in Goodyear, AZ, Payday Loans in Lake Havasu City, AZ, Payday Loans in Marana, AZ, Payday Loans in Maricopa, AZ, Payday Loans in Mesa, AZ and Online Loans in Peoria, AZ. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Alpine, AZ.

Beautiful sights of Alpine, AZ

Payday Loans Available in Alpine, AZ By The Following ZIP Codes:

85920

Are Payday Loans Legal In Alpine, Arizona?

Payday Lending is Prohibited in Arizona

Arizona Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Alpine, AZ payday loan calculator

Payday Loans in Alpine, Arizona: What You Need to Know

When unexpected expenses arise, it can be tempting to turn to payday loans as a quick source of funds. However, it’s important to understand that payday loans are prohibited in Arizona, including in the town of Alpine. In this article, we’ll explore the reasons behind this ban and provide alternative options for those in need of emergency cash.

Why Payday Loans are Prohibited in Arizona

In 2008, Arizona voters chose to end the practice of payday lending, which had been legal in the state for over a decade. This decision was based on concerns that payday loans were trapping borrowers in a cycle of debt, with high interest rates and short repayment terms that often left borrowers unable to meet their obligations.

The new legislation set a cap on the interest rates that lenders could charge, effectively ending the high-cost payday loan industry in Arizona. Today, companies that offer payday loans are not allowed to operate within the state, and borrowers are protected from the predatory lending practices that were once common.

Alternative Options for Emergency Cash in Alpine, Arizona

While payday loans are not a viable option in Arizona, there are other ways to access emergency cash when you need it. Here are some alternatives to consider:

  • Personal Loans: Unlike payday loans, personal loans have longer repayment terms and lower interest rates, making them a more affordable option for many borrowers. You may be able to obtain a personal loan from a bank, credit union, or online lender.
  • Credit Card Cash Advance: If you have a credit card, you may be able to obtain a cash advance. Keep in mind, however, that cash advances come with high interest rates and often a fee, so this option should be used sparingly.
  • Friends and Family: If you have a trusted friend or family member who is willing to lend you money, this can be a good option. Be sure to establish clear terms for repayment so there are no misunderstandings later on.
  • Government Assistance: Depending on your circumstances, you may be eligible for government assistance programs such as TANF, SNAP, or LIHEAP.

Interesting Facts and Statistics About Payday Loans

  • Payday loans typically have an annual interest rate of 400% or more.
  • The average payday loan borrower takes out eight loans per year.
  • In 2015, the payday lending industry took in $9 billion in fees alone.
  • 12 million Americans take out payday loans each year.

Apply Now

If you find yourself in need of emergency cash, TheGuaranteedLoans can help connect you with potential lenders. Fill out our online application today and get started on the path towards financial peace of mind. Please note that TheGuaranteedLoans is a connector service, not a direct lender.

F.A.Q.

Can I be sued for defaulting on a payday loan in Alpine, Arizona?

No, you cannot be sued for defaulting on a payday loan in Alpine, Arizona because these loans are illegal in the state.

Can a payday loan be included in a bankruptcy filing in Alpine, Arizona?

No, a payday loan cannot be included in a bankruptcy filing in Alpine, Arizona because these loans are illegal in the state.