Payday Loans in Arlington, Arizona

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Arlington, AZ. Consider companies in other cities:

Company nameAddressZip codePhone number
Main Financial Group 7400 E Pinnacle Peak Rd, Scottsdale, AZ 85255 +1 (480) 907 - 6937
NOVA Home Loans - Green Valley Office 210 W Continental Rd 229, Green Valley, AZ 85622 +1 (520) 625 - 6682
Jenna Ferrin - COUNTRY Financial representative 813 W Court St S 2, Safford, AZ 85546 +1 (928) 428 - 1102
ACE Cash Express 503 N Main St, San Luis, AZ 85349 +1 (928) 627 - 1689
Washington Federal Bank 303 W Esperanza Blvd, Green Valley, AZ 85614 +1 (520) 648 - 0109
AEA Federal Credit Union 1780 S 1st Ave, Yuma, AZ 85364 +1 (928) 783 - 8881
WaFd Bank 13648 N Tatum Blvd Suite 103, Phoenix, AZ 85032 +1 (602) 494 - 7684
Desert Financial Credit Union 20797 N John Wayne Pkwy, Maricopa, AZ 85139 +1 (602) 433 - 7000
ACE Cash Express 1971 AZ-95 BLDG B, STE 1, Bullhead City, AZ 86442 +1 (928) 444 - 1110
First Finance Co LLC 3001 W Indian School Rd, Phoenix, AZ 85017 +1 (602) 354 - 3598

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Arlington, AZ, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Marana, AZ, Payday Loans in Maricopa, AZ, Payday Loans in Mesa, AZ, Payday Loan Companies in Peoria, AZ, Emergency Loan in Phoenix, AZ, Short-term Loans in Prescott, AZ, Quick Loan in Prescott Valley, AZ and No Credit Check Loans in Queen Creek, AZ. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Arlington, AZ.

Payday Loans Available in Arlington, AZ By The Following ZIP Codes:

85322

Are Payday Loans Legal In Arlington, Arizona?

Payday Lending is Prohibited in Arizona

Arizona Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Arlington, AZ payday loan calculator

Payday Loans in Arlington, Arizona

Payday loans have become increasingly popular in many parts of the United States, but not all states have the same regulations around these types of loans. In Arizona, payday loans are actually prohibited by state law. This article will explore the restrictions around payday loans in Arlington, Arizona, and alternative options for those who may be seeking quick cash.

The Ban on Payday Loans in Arizona

Arizona has had a long-standing ban on payday loans, which was originally enacted in 2010. This ban applies to all types of payday loans, including those obtained through storefront lenders, online lenders, or tribal lenders. As a result, it is impossible to obtain a payday loan in Arlington or any other city in Arizona.

The reasoning behind this law is to protect consumers from falling into a cycle of debt and high interest rates. Payday loans are typically due on the borrower’s next payday, and if they are unable to pay the loan back in full, they may roll the loan over for another payday, incurring additional fees and interest. This can quickly spiral out of control, leaving borrowers with a large amount of debt.

What Are the Alternatives to Payday Loans?

Just because payday loans are illegal in Arizona does not mean that residents in Arlington have no other options for obtaining quick cash in an emergency. Here are some alternative options:

  • Personal Installment Loans: These loans are available through many banks and credit unions and allow borrowers to borrow a large sum of money and repay it in installments over time. Interest rates are typically lower than payday loans, making this a more affordable option.
  • Credit Cards: While not ideal, credit cards can be used as a short-term solution for emergency cash needs. Interest rates may be high, so it’s important to pay off the balance as soon as possible.
  • Friends and Family: If you have a good support system of friends and family, consider reaching out to them for a loan. While this may be an uncomfortable conversation, it can save you from high interest rates and debt in the future.

The Risks of Payday Loans

While payday loans may seem like an easy solution for those who need cash fast, it’s important to understand the potential risks associated with these types of loans. Here are some risks to consider:

  • High Interest Rates: According to the Consumer Financial Protection Bureau, the average interest rate for a payday loan is 400%. This can quickly add up, making it difficult to pay off the loan on time.
  • Debt Cycle: As mentioned earlier, payday loans can quickly spiral out of control, leading to a cycle of debt and increasing interest rates.
  • Unregulated Lenders: Online lenders and tribal lenders may not be regulated by state or federal laws, leaving borrowers vulnerable to fraud and scams.

Interesting Facts about Payday Loans in Arlington, Arizona

While payday loans may not be legal in Arizona, here are some interesting facts about payday loans in the United States:

  • The Average Payday Loan is $350: According to Pew Research, the average payday loan in the United States is $350, with an average fee of $15 for every $100 borrowed.
  • 12 Million Americans Use Payday Loans: A study by the Center for Financial Services Innovation found that approximately 12 million Americans use payday loans each year.
  • 85% of Payday Loans are Rolled Over: The same Pew Research study found that 85% of payday loans are rolled over, leading to additional fees and interest.

Apply Now

If you are in need of emergency cash and payday loans are not an option in Arlington, Arizona, consider filling out an application on TheGuaranteedLoans website. We are a connection service, not a direct lender, and we will work to connect you with potential lenders who can help you get the money you need. Fill out an application today to see if you qualify.

F.A.Q.

Can a payday loan company report me to a credit bureau in Arlington, Arizona?

No, a payday loan company cannot report you to a credit bureau in Arlington, Arizona because these loans are illegal in the state.

Can a payday loan company take me to court in Arlington, Arizona?

No, a payday loan company cannot take you to court in Arlington, Arizona because these loans are illegal in the state.