Payday Loans in Cibola, Arizona

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No payday loan companies in Cibola, AZ. Consider companies in other cities:

Company nameAddressZip codePhone number
ACE Cash Express 52 S Hope Rd, Golden Valley, AZ 86413 +1 (928) 565 - 5055
Fast Auto Loans Title Loans 967 Hancock Rd UNIT 11, Bullhead City, AZ 86442 +1 (928) 704 - 0075
Xpress Title Loans 1201 S Plaza Way, Flagstaff, AZ 86001 +1 (928) 615 - 8043
Sunstreet Mortgage LLC - Sierra Vista 1993 Frontage Rd 206, Sierra Vista, AZ 85635 +1 (520) 459 - 1161
Flexwage Solutions 7600 E Redfield Rd, Scottsdale, AZ 85260 +1 (480) 948 - 3215
Speedy Cash 1960 W Baseline Rd, Mesa, AZ 85202 +1 (480) 755 - 1110
ACE Cash Express 1971 AZ-95 BLDG B, STE 1, Bullhead City, AZ 86442 +1 (928) 444 - 1110
Check Advance 5287 AZ-95 A, Fort Mohave, AZ 86426 +1 (928) 788 - 3008
ACE Cash Express 2847 S 6th Ave #5, Tucson, AZ 85713 +1 (520) 624 - 1144
Checkmate 10575 W Indian School Rd STE 115, Avondale, AZ 85392 +1 (623) 872 - 7979

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cibola, AZ, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Phoenix, AZ, Guaranteed Loans in Prescott, AZ, Bad Credit Loans in Prescott Valley, AZ, Payday Loan for Queen Creek, AZ, Short-term Loans in San Luis, AZ, Online Loans in Scottsdale, AZ, Payday Loans in Sierra Vista, AZ and Online Loans in Sun City, AZ. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cibola, AZ.

Beautiful sights of Cibola, AZ

Payday Loans Available in Cibola, AZ By The Following ZIP Codes:

85328

Are Payday Loans Legal In Cibola, Arizona?

Payday Lending is Prohibited in Arizona

Arizona Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Cibola, AZ payday loan calculator

Payday Loans in Cibola, Arizona: What You Need to Know

Payday loans are a type of short-term loan that typically needs to be repaid within 2-4 weeks. These loans often come with very high-interest rates, and many people who take out payday loans find themselves trapped in a cycle of debt.

In Arizona, payday loans are actually illegal. This is because lawmakers in the state recognized the predatory nature of these loans and wanted to protect consumers from falling into debt traps.

While payday loans are outlawed in Arizona, there are still many people who are desperate for quick cash and may be tempted to turn to these loans. If you live in Cibola, Arizona, and find yourself in need of money, here are a few alternatives to payday loans that you can consider:

Credit Union Loans

Many credit unions offer short-term loans to their members. These loans typically come with much lower interest rates than payday loans and can also come with more flexible repayment terms. If you’re a member of a credit union in Cibola, you may want to look into this option.

Personal Loans from Online Lenders

There are many online lenders that offer personal loans to people with bad credit. While the interest rates on these loans may still be high, they are typically much lower than those of payday loans. Additionally, many online lenders offer longer repayment terms, which can make it easier to pay back the loan over time.

Credit Counseling Services

If you’re struggling with debt, it may be a good idea to seek the help of a credit counseling service. These services can help you come up with a budget and a debt repayment plan that can help you get back on track financially. While this option may not provide you with immediate cash, it can help you avoid the need for a payday loan in the future.

Interesting Facts and Statistics about Payday loans in Cibola, Arizona

  • There are no payday loan locations in Cibola, Arizona
  • In 2018, there were 26,403 payday loans statewide in Arizona
  • The average interest rate for a payday loan in Arizona is 204%
  • The average borrower in Arizona takes out eight payday loans per year

Apply Now

If you’re in need of cash but want to avoid payday loans, you can apply for a loan through TheGuaranteedLoans. We are a connector service, which means we connect borrowers with potential lenders. We work with a network of lenders who offer a variety of loan options, including personal loans and installment loans.

To get started, simply fill out our online application form. We’ll ask for some basic information about your income, employment, and credit history. Once you submit your application, we’ll work to find a lender who can offer you a loan that meets your needs.

Please note that TheGuaranteedLoans is not a direct lender. We are a connector service that works to facilitate connections between borrowers and lenders. If you are connected with a lender through our service, you will receive loan terms and conditions directly from that lender.

Conclusion

While payday loans are illegal in Arizona, many people are still tempted to take out these loans when they need cash quickly. However, there are alternatives to payday loans that can help you get the money you need without falling into a debt trap. Consider credit union loans, personal loans from online lenders, or credit counseling services if you need help managing your finances. And if you’re interested in getting connected with a lender who can offer you a loan that meets your needs, apply with TheGuaranteedLoans today.

F.A.Q.

What should I do if a payday loan lender is threatening me with legal action in Cibola, Arizona?

If a payday loan lender is threatening you with legal action in Cibola, Arizona, you should contact the Arizona State Department of Financial Services to report the lender's actions. The department may be able to help you resolve the issue and protect your rights.

Is it possible to get a payday loan from a lender in another state and use it in Cibola, Arizona?

No, it is not possible to get a payday loan from a lender in another state and use it in Cibola, Arizona. Payday loans are illegal in Cibola, Arizona, regardless of where the lender is located.