Payday Loans in Crown King, Arizona

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No payday loan companies in Crown King, AZ. Consider companies in other cities:

Company nameAddressZip codePhone number
Washington Federal Bank 149 W 4th St, Benson, AZ 85602 +1 (520) 586 - 2279
Cash Time Loan Centers 1120 S Country Club Dr, Mesa, AZ 85210 +1 (602) 433 - 4090
Washington Federal Bank 10 Bisbee Rd, Bisbee, AZ 85603 +1 (520) 432 - 3962
BBVA Bank 3320 Stockton Hill Rd Suite A, Kingman, AZ 86409 +1 (928) 692 - 1221
Fairway Independent Mortgage Corporation 1865 W State Rte 89A Suite D, Suite D, Sedona, AZ 86336 +1 (928) 282 - 3200
Alaska USA Federal Credit Union 1130 S Signal Butte Rd, Mesa, AZ 85208 +1 (800) 525 - 9094
Bank of the West 480 N Navajo Dr, Page, AZ 86040 +1 (928) 614 - 7800
Slawson & Associates 66880 Avenue B, Salome, AZ 85348 +1 (928) 859 - 4158
Bank of America with Drive-thru ATM 3148 E Fry Blvd, Sierra Vista, AZ 85635 +1 (520) 458 - 1441
Bank of America 508 West Allen St, Tombstone, AZ 85638

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Crown King, AZ, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Apache Junction, AZ, Online Loans in Avondale, AZ, Payday Loans in Buckeye, AZ, Payday Loans in Bullhead City, AZ, Same Day Loans in Casa Grande, AZ, Payday Loans in Chandler, AZ, Payday Loans in El Mirage, AZ and Bad Credit Loans in Flagstaff, AZ. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Crown King, AZ.

Beautiful sights of Crown King, AZ

Are Payday Loans Legal In Crown King, Arizona?

Payday Lending is Prohibited in Arizona

Arizona Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Crown King, AZ payday loan calculator

Payday Loans in Crown King, Arizona: Understanding the Laws

Payday loans are a popular short-term lending option for people facing financial emergencies. These loans are typically easy to obtain, and they don’t require a credit check. However, payday loans are prohibited in Arizona, including Crown King. In this article, we’ll take a closer look at payday loans, the laws surrounding them in Arizona, and alternatives to consider if you’re in need of cash.

What are Payday Loans?

Payday loans are short-term loans that are typically due on your next payday. These loans are designed to help people who need quick cash to cover unexpected expenses, such as car repairs or medical bills. The loans are usually for small amounts of money, ranging from $100 to $1,000, and come with high fees and interest rates. In most cases, payday loans have to be repaid within two to four weeks.

While payday loans can be an option for people who need money quickly, they come with significant risks. High fees and interest rates can make it difficult to repay the loan and can lead to a cycle of debt. Furthermore, payday lenders are often accused of predatory lending practices, taking advantage of people who are already in financial distress.

Payday Loan Laws in Arizona

Payday loans are prohibited in Arizona. In 2008, the state passed the Arizona Consumer Lending Act, which outlawed payday loans. Under the law, lenders are not allowed to charge interest rates higher than 36% per year.

In addition to the Consumer Lending Act, the Arizona Department of Financial Institutions (ADFI) oversees the state’s lending industry. The ADFI is responsible for regulating lending practices and enforcing consumer protection laws. If you have a complaint about a lender or think you’ve been the victim of a scam, you can file a complaint with the ADFI.

Alternatives to Payday Loans in Crown King, Arizona

While payday loans are not an option in Arizona, there are other lending options to consider if you need cash. Here are a few alternatives to payday loans:

  • A personal loan: A personal loan is a standard loan that you can use for any purpose. Unlike payday loans, personal loans come with lower interest rates and fees. However, you’ll need to have good credit to qualify.
  • A credit card cash advance: If you have a credit card, you may be able to get a cash advance. Cash advances generally come with high fees and interest rates, but they can be a better option than payday loans.
  • A pawnshop loan: Pawnshops offer loans in exchange for collateral. You can get a loan based on the value of the item you’re pawning. However, pawnshop loans also come with high fees and interest rates.

Interesting Facts and Statistics about Payday Loans in Crown King, Arizona

While payday loans are not legal in Arizona, many people still seek them out. Here are a few interesting facts and statistics about payday loans in Crown King and Arizona:

  • According to a 2018 report from the Center for Responsible Lending, the average interest rate for a payday loan in Arizona is 204%.
  • Arizona is one of 17 states that have banned payday loans.
  • Despite the ban, many payday lenders still operate in Arizona, often using loopholes to get around the law.

Apply Now with TheGuaranteedLoans

If you’re in need of cash in Crown King, Arizona, TheGuaranteedLoans can help. We are a connector service that helps connect borrowers with potential lenders. We work with a network of lenders who specialize in personal loans, installment loans, and other lending options. We make it easy to apply for a loan online, and we can match you with a lender who meets your needs.

Remember, before you apply for a loan, make sure you understand the terms and conditions, including the interest rate and fees. Make sure you can afford to repay the loan on time to avoid additional charges and damage to your credit score.

Conclusion

Payday loans are not an option in Crown King, Arizona, but there are other lending options to consider if you’re in need of cash. Personal loans, credit card cash advances, and pawnshop loans can be better alternatives to payday loans. Remember to be cautious when applying for a loan, and make sure you understand the terms and conditions. Apply now with TheGuaranteedLoans if you need assistance finding a lender.

F.A.Q.

Can I be charged with a crime for taking out an illegal payday loan in Crown King, Arizona?

No, taking out an illegal payday loan in Crown King, Arizona is not a crime. However, the lender may face legal consequences for offering illegal loans.

Can I be sued for not paying back an illegal payday loan in Crown King, Arizona?

No, you cannot be sued for not paying back an illegal payday loan in Crown King, Arizona.