Payday Loans in Higley, Arizona

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Higley, AZ. Consider companies in other cities:

Company nameAddressZip codePhone number
TitleMax Title Loans 418 E Route 66, Flagstaff, AZ 86001 +1 (928) 213 - 0440
Wells Fargo Home Mortgage 1601 McCulloch Blvd N, Lake Havasu City, AZ 86403 +1 (928) 854 - 5015
Farmers Insurance 190 W Magee Rd 122, Tucson, AZ 85704 +1 (520) 498 - 0300
Fast Auto Loans Title Loans 811 Whipple St Suite 4, Prescott, AZ 86301 +1 (928) 771 - 2176
First Choice Finance 12751 W Bell Rd Suite 123, Surprise, AZ 85378 +1 (623) 933 - 2888
ACE Cash Express 1578 N, AZ-89 Ste A, Chino Valley, AZ 86323 +1 (928) 636 - 5545
Finova Financial 7150 E Camelback Rd UNIT 444, Scottsdale, AZ 85251 +1 (888) 358 - 4452
GreenBack Title Loans 3002 N Arizona Ave, Chandler, AZ 85225 +1 (480) 926 - 6666
National Bank of Arizona 3825 Stockton Hill Rd, Kingman, AZ 86409 +1 (928) 718 - 4700
1 Stop Title Loans 1625 N 51st Ave, Phoenix, AZ 85035 +1 (602) 233 - 3311

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Higley, AZ, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Phoenix, AZ, Payday Loans in Prescott, AZ, Guaranteed Loans in Prescott Valley, AZ, 24-Hour Loan in Queen Creek, AZ, Payday Loans in San Luis, AZ, No Credit Check Loans in Scottsdale, AZ, Payday Loans in Sierra Vista, AZ and Payday Loans in Sun City, AZ. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Higley, AZ.

Beautiful sights of Higley, AZ

Are Payday Loans Legal In Higley, Arizona?

Payday Lending is Prohibited in Arizona

Arizona Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Higley, AZ payday loan calculator

Payday Loans in Higley, Arizona: What You Need to Know

Although payday loans can be a convenient way to access quick cash in times of need, it’s important to understand the implications of taking out such loans, particularly in places where they are prohibited like Arizona. As a resident of Higley, Arizona, it’s important to be aware of the state’s laws concerning payday loans and the potential alternatives available to you. In this article, we will explore all the important details on payday loans in Higley, Arizona, along with alternative options that you can consider.

Arizona’s Laws on Payday Loans

In Arizona, payday loans are prohibited due to the predatory nature of such loans and the high interest rates they often come with. However, there are still many lenders who try to circumvent this law by offering loans through online platforms.

It’s essential to remember that such actions are illegal and come with significant risks and consequences. Lenders who are caught engaging in such practices are subject to legal action by the state’s Attorney General, and borrowers who enter into such agreements can also be held liable.

Alternatives to Payday Loans in Higley, Arizona

If you need quick cash and don’t qualify for traditional loans or lines of credit, there are many alternative options that you can consider, including:

  • Personal Loans: Depending on your credit score and other factors, you may be able to qualify for a personal loan from a credit union or online lender. Personal loans typically have lower interest rates and more favorable terms than payday loans.
  • Credit Cards: If you have a credit card, you can use it to access cash advances or to pay for unexpected expenses. While cash advances often come with higher interest rates than regular purchases, they can still be a more affordable option than payday loans.
  • Credit Counseling: If you’re struggling with debt and financial hardship, credit counseling can be an excellent option to get back on your feet. Credit counselors can work with you to develop a budget and financial plan that will help you meet your financial goals without taking on more debt.
  • Government Assistance Programs: Depending on your income and financial situation, you may be eligible for government assistance programs like Supplemental Nutrition Assistance Program (SNAP), Medicaid, or Temporary Assistance for Needy Families (TANF). These programs can provide you with financial support and resources to help you get back on your feet.

Interesting Facts and Statistics on Payday Loans in Arizona

  • Arizona banned payday loans in 2010: This law prevents lenders from offering payday loans in the state, as payday loans are considered predatory since they target people who are in a financial crisis with high fees and interest rates.
  • The average APR on payday loans in Arizona ranged between 260%-270%: This high APR is what makes it difficult for borrowers to pay back the loan on time and leads to a cycle of debt that is hard to break free from.
  • Payday lending causes more harm than good: A study found that payday loans can cause more financial harm than good, and may leave borrowers in a worse position than before they took out the loan due to the exorbitantly high interest rates and fees.

Apply Now with TheGuaranteedLoans

If you’re looking for an alternative to payday loans in Higley, Arizona, TheGuaranteedLoans can help you connect with potential lenders quickly and easily through our online application process. As a connector service, we work with a network of verified lenders who can provide you with alternative financing options that meet your needs.

To apply now, simply fill out our online form and submit your application. We will then forward your information to our partner lenders, who will review your application and contact you directly with offers and terms that suit your specific needs. Best of all, our service is entirely free and comes with no obligations or commitments.

Remember—payday loans may be prohibited in Higley, Arizona, but that doesn’t mean you don’t have other options. With TheGuaranteedLoans, you can get the quick cash you need to meet unexpected expenses and get back on your feet without falling into the cycle of debt created by payday loans.

F.A.Q.

Are there any other options for fast cash in Higley, Arizona?

Consumers in Higley, Arizona may be able to access funds through a credit union or bank loan, or by using a credit card or personal loan. It is also possible to sell assets or ask friends or family for financial assistance.

Are payday loans legal in Higley, Arizona?

No, payday loans are prohibited in the state of Arizona.