Payday Loans in Hualapai, Arizona

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No payday loan companies in Hualapai, AZ. Consider companies in other cities:

Company nameAddressZip codePhone number
Fast Auto Loans, Inc. 104 W Florence Blvd, Casa Grande, AZ 85122 +1 (520) 836 - 1155
SunBank 12900 W Thunderbird Rd, El Mirage, AZ 85335 +1 (623) 583 - 1073
Western Union 650 N Main Bashas, Taylor, AZ 85939 +1 (928) 536 - 2050
Check Into Cash 321 E Highway 260, Payson, AZ 85541 +1 (928) 468 - 1534
Big Star Finance 725 E Covey Ln 190, Phoenix, AZ 85024 +1 (888) 411 - 1033
Washington Federal Bank 5852 E McKellips Rd, Mesa, AZ 85215 +1 (480) 325 - 1236
Fast Auto Loans, Inc. 967 Hancock Rd, Bullhead City, AZ 86442 +1 (928) 704 - 0075
Southwest Title Loans 3510 E Bell Rd ste 1 & 1a, Phoenix, AZ 85032 +1 (623) 266 - 7108
Checkmate 6727 W Peoria Ave, Peoria, AZ 85345 +1 (623) 776 - 1000
BBVA Bank 923 E Gurley St, Prescott, AZ 86301 +1 (928) 778 - 3311

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hualapai, AZ, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in San Luis, AZ, Payday Loans in Scottsdale, AZ, Quick Loan in Sierra Vista, AZ, Payday Loan for Sun City, AZ, Payday Loans in Surprise, AZ, Payday Loan for Tempe, AZ, Quick Loan in Tucson, AZ and Payday Loans in Yuma, AZ. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hualapai, AZ.

Are Payday Loans Legal In Hualapai, Arizona?

Payday Lending is Prohibited in Arizona

Arizona Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Hualapai, AZ payday loan calculator

The Truth About Payday Loans in Hualapai, Arizona

Are you in need of quick cash to cover unexpected expenses? If you’re considering payday loans in Hualapai, Arizona, it’s important to know that these types of loans are prohibited in the state.

What Are Payday Loans?

Payday loans are short-term loans that are meant to be repaid on the borrower’s next payday. These loans typically have high interest rates and fees, making them an expensive option for consumers. In Hualapai, Arizona, payday loans are considered predatory lending and have been banned.

Why Are Payday Loans Prohibited in Arizona?

In 2000, Arizona voters rejected payday lending by a 60-40 margin, leading to a sunset of payday lenders in the state in 2010. The state legislature then passed legislation in 2010, allowing payday lending to remain legal, but with strict regulations and an annual cap of 36% APR. However, payday lending was officially banned in Arizona in June 2020.

The ban on payday loans was due to the high cost of borrowing, often leading to a cycle of debt that was difficult to break free from. Research has shown that payday loan borrowers often take out multiple loans per year, with many unable to repay on time, leading to high default rates and additional fees.

What Are the Alternatives to Payday Loans?

If you’re in need of quick cash, there are alternatives to payday loans. Some options include:

  • Credit unions: Many credit unions offer small dollar loans with low interest rates and fees.
  • Extended payment plans: Some creditors may offer extended payment plans to help you pay off your debt over time.
  • Personal loans: A personal loan from a bank or online lender may offer a lower interest rate than a payday loan.
  • Emergency assistance programs: Local charities and non-profits may offer emergency financial assistance programs to those in need.

Interesting Facts and Statistics about Payday Loans in Hualapai, Arizona

  • Payday lending has been illegal in Arizona since June 2020, following a ballot-initiated measure.
  • In 2018, the Arizona Department of Financial Institutions found that nearly two-thirds of all payday loans in the state were for $500 or less, with an average interest rate of 391%.
  • In 2019, the Center for Economic Integrity estimated that payday loans cost Arizona consumers roughly $255 million annually in fees and interest.

Apply Now

While payday loans are not an option in Hualapai, Arizona, TheGuaranteedLoans can help connect you with potential lenders for other types of loans. As a connector service, we work with a network of reputable lenders to help you find the loan that best fits your needs. Apply now to get started!

Please note that TheGuaranteedLoans is not a direct lender, and we do not make loan decisions or provide loan funding. We are a connector service that can facilitate your connection with potential lenders.

F.A.Q.

What should I do if a payday loan lender is threatening me with legal action in Hualapai, Arizona?

If a payday loan lender is threatening you with legal action in Hualapai, Arizona, you should contact the Arizona State Department of Financial Services to report the lender's actions. The department may be able to help you resolve the issue and protect your rights.

Is it possible to get a payday loan from a lender in another state and use it in Hualapai, Arizona?

No, it is not possible to get a payday loan from a lender in another state and use it in Hualapai, Arizona. Payday loans are illegal in Hualapai, Arizona, regardless of where the lender is located.