Payday Loans in Lake Havasu City, Arizona

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Payday Loan Companies in Lake Havasu City, AZ

Company nameAddressZip codePhone number
Academy Mortgage 309 Lake Havasu Ave 100 86403 +1 (928) 505 - 8400
Academy Mortgage - Lake Havasu 309 Lake Havasu Ave #100 86403 +1 (928) 505 - 8400
ACE Cash Express 20 Acoma Blvd N 86403 +1 (928) 854 - 4447
ACE Cash Express 20 Acoma Blvd N 4 86403 +1 (928) 854 - 4447
Arizona Auto Lenders 20 Acoma Blvd N 86403 +1 (928) 453 - 0212
Bank of America with Drive-thru services 10 Acoma Blvd S 86403 +1 (928) 855 - 3003
Chase Bank 1799 N Kiowa Blvd Ste 103 86403 +1 (928) 855 - 9101
Chase Mortgage 1799 N Kiowa Blvd 86403 +1 (928) 855 - 9101
Check Into Cash 1666 McCulloch Blvd N 86403 +1 (928) 854 - 4666
Fast Auto Loans Title Loans 1850 N, McCulloch Blvd N Suite B-3 86403 +1 (928) 854 - 3111
Fast Auto Loans, Inc. 1850 N. McCulloch Blvd, Suite B-3 86403 +1 (928) 854 - 3111
First Savings Bank 1031 Acoma Blvd S 86406 +1 (928) 855 - 0777
Get Auto Title Loans Lake Havasu City AZ 2509 Honeybear Dr 86404 +1 (480) 382 - 7969
Havasu Community Credit Union 55 Lake Havasu Ave 86403 +1 (800) 894 - 1200
Hi-Tech Mortgage, Inc. 2184 McCulloch Blvd N 86403 +1 (928) 854 - 1881
Horizon Community Bank 225 N Lake Havasu Ave 86403 +1 (928) 854 - 3000
Horizon Community Bank North & Mortgage Center 101 Retail Centre Blvd 100 86404 +1 (928) 854 - 4003
Jackson Hewitt Tax Service 5695 Highway 95 North 86404 +1 (928) 310 - 6747
LA Financial Credit Union 55 Lake Havasu Ave 86403 +1 (800) 894 - 1200
loanDepot 490 Lake Havasu Ave 106 86403 +1 (928) 302 - 2060
MaxCash Loan Center- Lake Havasu City 85 N Lake Havasu Ave 106 86403 +1 (928) 453 - 4500
Mohave State Bank - North LHC 1021 N Lake Havasu Ave 86403 +1 (928) 453 - 0000
National Bank of Arizona 1041 N Lake Havasu Ave 86403 +1 (928) 854 - 5202
Russell Financial - Tax, Estate & Retirement Planning 2150 N Kiowa Blvd 102 86403 +1 (928) 855 - 6868
State Bank of Arizona / Mohave State Bank 1771 McCulloch Blvd N 86403 +1 (928) 855 - 0000
Walmart Money Center Supercenter 1364 5695 Highway 95 N 86404 +1 (928) 764 - 3700
Wells Fargo Home Mortgage 1601 McCulloch Blvd N 86403 +1 (928) 854 - 5015
Wimpey's Pawn 308 London Bridge Rd B 86403 +1 (928) 854 - 2257

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lake Havasu City, AZ, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Marana, AZ, Payday Loans in Maricopa, AZ, Payday Loans in Mesa, AZ, Online Loans in Peoria, AZ, Payday Loans in Phoenix, AZ, No Credit Check Loans in Prescott, AZ, Emergency Loan in Prescott Valley, AZ and Online Loans in Queen Creek, AZ. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lake Havasu City, AZ.

Beautiful sights of Lake Havasu City, AZ

Payday Loans Available in Lake Havasu City, AZ By The Following ZIP Codes:

86404, 86403, 86405, 86406

Are Payday Loans Legal In Lake Havasu City, Arizona?

Payday Lending is Prohibited in Arizona

Arizona Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Lake Havasu City, AZ payday loan calculator

Payday Loans in Lake Havasu City, Arizona

The city of Lake Havasu City, Arizona, is home to nearly 54,000 people, and like most states, the city is subject to financial regulations, including those related to payday loans.

Arizona state law strictly prohibits payday loan companies from doing business or offering loans to residents of Arizona. This means that residents of Lake Havasu City are not able to receive payday loans in the traditional sense. However, there are some types of loans available to residents of Lake Havasu City which are similar to payday loans.

Payday Loans Alternatives in Lake Havasu City

In the absence of traditional payday loans, there are still options for short-term financial help for Lake Havasu City residents. Most national banks, credit unions, and online lenders offer short-term loans, such as small personal loans, that are sourced from similar methods as payday loans. These alternatives have varying amounts of interest and fees, so it is important to do your research before signing on the dotted line.

Other alternatives for short-term financial aid include pawn shops, cash advances from credit cards, and even borrowing from family and friends. Borrowers should keep in mind that these types of financial assistance require payment in full and can still incur hefty fees and interest when not paid back in a timely manner. It is also important to note that these loan types are typically unsecured and may require collateral.

Another option available to Lake Havasu City residents is what is known as a “peer-to-peer” loan. Peer-to-peer loans are provided by individuals or organizations and typically come with lower interest rates than traditional bank loans, but can still come with their own set of fees.

TheGuaranteedLoans, which is not a lender, can help you find the loan that best fits your financial needs and circumstances. We have a network of lenders that can match you with the loan best suited for your individual situation.

Apply Now

If you are a resident of Lake Havasu City, Arizona and are looking for a loan, fill out the loan application form on our website. TheGuaranteedLoans will connect you with lenders to find the loan that best fits your individual situation, and you can be approved in minutes.

Frequently Asked Questions

  • Are payday loans available in Lake Havasu City, Arizona?No, payday loans are not available in Lake Havasu City, Arizona, due to the state regulations. However, there are other types of short-term loans available to residents.
  • What alternatives are available for short-term financial help in Lake Havasu City?There are a few alternatives for short-term financial help in Lake Havasu City. Some options include small personal loans, cash advances from credit cards, pawn shops, borrowing from family and friends, or peer-to-peer loans.
  • What is the best way to find a loan in Lake Havasu City?The best way to find a loan in Lake Havasu City is to fill out the loan application form on TheGuaranteedLoans website. We will connect you with lenders to find the loan that best fits your individual situation.

More F.A.Q.

Are there any other options for fast cash in Lake Havasu City, Arizona?

Consumers in Lake Havasu City, Arizona may be able to access funds through a credit union or bank loan, or by using a credit card or personal loan. It is also possible to sell assets or ask friends or family for financial assistance.

Are payday loans legal in Lake Havasu City, Arizona?

No, payday loans are prohibited in the state of Arizona.

How Many Cash Advance Companies are in Lake Havasu City, AZ?

With the help of our service, you will be able to find 28 cash advance companies in Lake Havasu City, AZ

What Cash Advance Companies in Lake Havasu City, AZ are the most popular?

You should check ACE Cash Express, Academy Mortgage, and Academy Mortgage - Lake Havasu. Also, you can start your application online on our website.