Payday Loans in Maricopa, Arizona

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Payday Loan Companies in Maricopa, AZ

Company nameAddressZip codePhone number
$ Title Loans 85138
A B's Check Cashing 44480 Honeycutt Rd 104 85138 +1 (520) 568 - 2200
A1 Pawn 19395 N Maricopa Rd 1 85139 +1 (520) 568 - 5900
Check Into Cash 21083 N John Wayne Pkwy Ste C-102 85138 +1 (520) 568 - 9296
Check Into Cash 21083 N John Wayne Pkwy Ste C-102 85139 +1 (520) 568 - 9296
Desert Financial Credit Union 20797 N John Wayne Pkwy 85139 +1 (602) 433 - 7000
Family Title Loans 44555 W Edison Rd 85138 +1 (520) 217 - 7661
Great Western Bank 19750 N John Wayne Pkwy 85139 +1 (520) 568 - 4230
Maricopa Jewelry and Pawn 20800 N John Wayne Pkwy 109 85139 +1 (520) 494 - 7066
Pinal County Federal Credit Union 44600 W Smith Enke Rd STE 105 85139 +1 (520) 381 - 3100

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Maricopa, AZ, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Mesa, AZ, Payday Loans in Peoria, AZ, Payday Loan Companies in Phoenix, AZ, Bad Credit Loans in Prescott, AZ, Payday Loans in Prescott Valley, AZ, Payday Loans in Queen Creek, AZ, Payday Loans in San Luis, AZ and Bad Credit Loans in Scottsdale, AZ. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Maricopa, AZ.

Beautiful sights of Maricopa, AZ

Payday Loans Available in Maricopa, AZ By The Following ZIP Codes:

85239

Are Payday Loans Legal In Maricopa, Arizona?

Payday Lending is Prohibited in Arizona

Arizona Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Maricopa, AZ payday loan calculator

Payday Loans in Maricopa, Arizona

Maricopa is the fourth-largest city in Arizona and the twenty-seventh largest city in the United States. It is an important economic center and hub for many industries and businesses in the region. Unfortunately, it is also one of the few states in the United States where payday loans are prohibited. This means that those living in Maricopa and the surrounding area who are in need of short-term financial assistance may not find the help they need through a payday loan.

Before continuing, it is important to note that this article is for informational purposes only. We are not a lender, and you should verify all information before making any financial decisions. It is also important to explore all of your options, as there may be other ways of acquiring short-term financial assistance.

What are payday loans?

Payday loans are short-term, high-interest loans that can help borrowers quickly access the cash they need during a financial emergency. They are often used to cover unexpected bills or purchases, and are typically repaid within a few weeks. The amount borrowed is typically based on the borrower’s income and credit history, and lenders may require a post-dated check or automatic funds transfer to ensure repayment.

Are payday loans legal in Maricopa, Arizona?

No, payday loans are not legal in Maricopa, Arizona. In 2008, Arizona enacted the “Arizona Payday Loan Reform Act,” which prohibited payday lenders from operating in the state. The act was intended to protect consumers from the practices of high-cost, short-term lenders. As a result, payday loans are not available in Maricopa or any other part of Arizona.

What are my options for short-term financial assistance in Maricopa, Arizona?

Although payday loans are not legal in Maricopa, Arizona, there are still other options for those in need of short-term financial assistance. These include:

  • Personal loans: Personal loans, also known as signature loans, can be used to cover a variety of needs. They typically come with a fixed interest rate and can be secured or unsecured, depending on your credit history and financial situation. Personal loans typically have a low-interest rate when compared to payday loans and may be easier to qualify for, depending on your credit score.
  • Line of Credit: Lines of credit, like credit cards, provide a line of credit that can be used when needed. The interest rate may vary depending on the amount borrowed, and repayment will typically be due within a few weeks or months. Lines of credit can be easier to qualify for than personal loans and may be a good option for those with good or excellent credit.
  • Borrow from Friends and Family: Borrowing from friends and family is one of the safest and most affordable ways to access short-term financial assistance. The interest rate will typically be much lower than payday loans or other forms of credit. However, it is important to have an agreement in place before borrowing from a friend or family member to ensure that both parties understand the terms of the loan.

How to apply for a loan in Maricopa, Arizona?

The best way to apply for a loan in Maricopa, Arizona is to contact a local lender or credit union. These organizations will be able to assess your specific financial situation and determine the best loan option for you. You can also compare loans and interest rates online to find the best option. For those with poor credit, it may be best to speak with a financial advisor before applying for any loan.

FAQs

Are payday loans legal in Arizona?

No, payday loans are not legal in Arizona. In 2008, the state passed the “Arizona Payday Loan Reform Act,” which outlawed payday lenders from operating in the state.

What other options are available for short-term financial assistance in Maricopa, Arizona?

Those in need of short-term financial assistance in Maricopa, Arizona can consider personal loans, lines of credit, or borrowing from friends and family. It is important to speak with a financial advisor or local lender to determine the best option for your specific needs.

How do I apply for a loan in Maricopa, Arizona?

The best way to apply for a loan in Maricopa, Arizona is to contact a local lender or credit union. You can also compare loans and interest rates online to find the best option. For those with poor credit, it may be best to speak with a financial advisor before applying for any loan.

Apply now

If you are in need of short-term financial assistance in Maricopa, Arizona, TheGuaranteedLoans can help. We are not a lender, but we can connect you with lenders in the area who may be able to offer assistance. Fill out our online application and we’ll do the rest, so you can get the money you need fast.

More F.A.Q.

Can I be charged with a crime for taking out a payday loan in Maricopa, Arizona?

It is illegal for lenders to offer payday loans in Maricopa, Arizona, so borrowers cannot be charged with a crime for taking out a payday loan. However, lenders may face criminal charges for engaging in illegal lending practices.

What should I do if I have already taken out a payday loan in Maricopa, Arizona?

If you have already taken out a payday loan in Maricopa, Arizona, you should contact the lender to try to negotiate a repayment plan. If the lender is unwilling to work with you, you may want to seek out alternative forms of financing or seek legal advice.

How Many Cash Advance Companies are in Maricopa, AZ?

With the help of our service, you will be able to find 10 cash advance companies in Maricopa, AZ

What Cash Advance Companies in Maricopa, AZ are the most popular?

You should check Check Into Cash, $ Title Loans, and A B's Check Cashing. Also, you can start your application online on our website.