Payday Loans in McNary, Arizona

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No payday loan companies in McNary, AZ. Consider companies in other cities:

Company nameAddressZip codePhone number
Don Dinero Financial 1818 E Southern Ave 18b, Mesa, AZ 85204 +1 (480) 964 - 6466
Chase Bank 8495 AZ-95, Mohave Valley, AZ 86440 +1 (928) 768 - 3771
Heartland Payment Systems Inc 11811 N Tatum Blvd 2550, Phoenix, AZ 85028 +1 (480) 451 - 1117
TitleMax Title Loans 5131 W Glendale Ave, Glendale, AZ 85301 +1 (623) 277 - 4792
$ Title Loans Maricopa, AZ 85138
MVP Bad Credit Loans 10601 N 99th Dr, Sun City, AZ 85351 +1 (623) 292 - 4179
Wells Fargo Bank 1021 S Chief Ave, Whiteriver, AZ 85941 +1 (928) 338 - 1249
Fast Auto Loans, Inc. 114 W Rte 66, Flagstaff, AZ 86001 +1 (928) 774 - 7927
A1 Stop Payday & Title Loans 6650 W Thomas Rd, Phoenix, AZ 85033 +1 (623) 849 - 2242
Car Cash Tucson 4373 E 22nd St, Tucson, AZ 85711 +1 (520) 791 - 2274

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in McNary, AZ, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Casa Grande, AZ, Bad Credit Loans in Chandler, AZ, Payday Loans in El Mirage, AZ, No Credit Check Loans in Flagstaff, AZ, Online Loans in Gilbert, AZ, Emergency Loan in Glendale, AZ, 24-Hour Loan in Goodyear, AZ and Guaranteed Loans in Lake Havasu City, AZ. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in McNary, AZ.

Beautiful sights of McNary, AZ

Payday Loans Available in McNary, AZ By The Following ZIP Codes:

85930

Are Payday Loans Legal In McNary, Arizona?

Payday Lending is Prohibited in Arizona

Arizona Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

McNary, AZ payday loan calculator

Understanding Payday Loans in McNary, Arizona

Payday loans are often marketed as quick and easy solutions for financial emergencies. Essentially, they are short-term loans that are meant to be paid back on your next payday. However, these types of loans can also come with high interest rates and fees that can trap borrowers in a cycle of debt.

While payday loans are prohibited in Arizona, it’s important to understand the risks associated with these types of loans and alternatives that may be available to those in McNary.

The Risks of Payday Loans

The high interest rates and fees associated with these types of loans can make it difficult to pay them back on time, which can lead to additional debt and financial hardship. In fact, according to a Consumer Financial Protection Bureau study, the average payday loan borrower ends up in debt for nearly six months out of the year.

In addition, payday loan lenders often require access to borrowers’ bank accounts, which can put them at risk of overdrafts and other fees. It’s important to carefully read and understand the terms of any loan before agreeing to it.

Alternatives to Payday Loans

While payday loans may seem like the only option for those facing financial emergencies, there are other alternatives to consider. One option is to explore loans or advances from your employer. Another is to seek assistance from local non-profits or government agencies that may offer financial assistance programs.

It’s also important to consider building up an emergency fund to help cover unexpected expenses. Setting aside even a small amount of money each month can help alleviate financial stress in the long run.

Facts and Statistics

  • Arizona has some of the strictest laws in the country when it comes to payday loans. In 2010, the state outlawed payday loans entirely under the Arizona Consumer Loans Act.
  • In 2017, the Consumer Financial Protection Bureau found that over 80% of payday loans are rolled over or followed by another loan within two weeks of repayment.
  • The average payday loan in Arizona is for $400 and comes with an average of 15% interest, which equates to a $75 fee for a two-week loan.

Apply Now

If you’re facing a financial emergency in McNary and need help finding a loan, consider filling out an online application through TheGuaranteedLoans. Our service connects borrowers with potential lenders, but it’s important to note that we are not a direct lender and cannot guarantee approval. However, we strive to provide a seamless and trustworthy experience for our customers.

Remember, payday loans may seem like a quick fix, but they come with significant risks and high interest rates. Explore other options before taking out any loan and always read and understand the terms before agreeing to them.

F.A.Q.

Are there any other options for fast cash in McNary, Arizona?

Consumers in McNary, Arizona may be able to access funds through a credit union or bank loan, or by using a credit card or personal loan. It is also possible to sell assets or ask friends or family for financial assistance.

Are payday loans legal in McNary, Arizona?

No, payday loans are prohibited in the state of Arizona.