Payday Loans in Paulden, Arizona

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No payday loan companies in Paulden, AZ. Consider companies in other cities:

Company nameAddressZip codePhone number
Pioneer Title Agency 812 E Ash St, Globe, AZ 85502 +1 (928) 425 - 7110
Ready Money 1147 E Florence Blvd #2, Casa Grande, AZ 85122 +1 (520) 426 - 1300
Check Into Cash 1426 E Route 66, Suite 102-B, Flagstaff, AZ 86001 +1 (928) 213 - 1731
National Bank of Arizona 28801 Los Angeles Ave, Wellton, AZ 85356 +1 (928) 785 - 3331
Thrivent Financial - Lutherans 352 E 4th St, Benson, AZ 85602 +1 (520) 464 - 4119
Walmart Money Center 864 W Coffee Dr, Benson, AZ 85602
Washington Federal Bank 6720 N Scottsdale Rd Ste 111, Scottsdale, AZ 85253 +1 (480) 374 - 6800
Auto Equity Loans 15231 N 87th St #115b, Scottsdale, AZ 85260 +1 (480) 307 - 6388
Pinal County Federal Credit Union 290 S Phelps Dr, Apache Junction, AZ 85120 +1 (520) 381 - 3100
Money Mart 1326 W University Dr, Tempe, AZ 85281 +1 (480) 894 - 8446

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Paulden, AZ, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Phoenix, AZ, Payday Loan Without a Credit Check in Prescott, AZ, 24-Hour Loan in Prescott Valley, AZ, Bad Credit Loans in Queen Creek, AZ, Payday Loans in San Luis, AZ, Payday Loan Without a Credit Check in Scottsdale, AZ, Payday Loans in Sierra Vista, AZ and Online Loans in Sun City, AZ. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Paulden, AZ.

Beautiful sights of Paulden, AZ

Payday Loans Available in Paulden, AZ By The Following ZIP Codes:

86334, 86344

Are Payday Loans Legal In Paulden, Arizona?

Payday Lending is Prohibited in Arizona

Arizona Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Paulden, AZ payday loan calculator

What You Need to Know About Payday Loans in Paulden, Arizona

Payday loans are a type of short-term loan that can be useful for individuals who need to borrow a small amount of money and repay it quickly. These loans are typically due on the borrower’s next payday and carry high interest rates and fees. While payday loans are legal in some states, they are prohibited in Arizona, including Paulden.

Why are Payday Loans Prohibited in Arizona?

In 2008, Arizona voters passed Proposition 200, which effectively banned payday loans in the state. The law capped interest rates on loans at 36%, effectively making payday loans illegal. The law was designed to protect consumers from predatory lending practices and high interest rates that could trap borrowers in a cycle of debt.

Alternatives to Payday Loans in Paulden, Arizona

While payday loans are not available in Paulden, there are other options for individuals who need to borrow money quickly.

  • Personal Loans: Personal loans are a type of unsecured loan that can be used for a variety of purposes, including unexpected expenses or emergencies. These loans typically have lower interest rates than payday loans and longer repayment terms.
  • Credit Cards: Credit cards can be a useful tool for managing unexpected expenses. If you have a credit card, you can use it to pay for the expense and then pay off the balance over time.
  • Friends and Family: If you have friends or family members who are willing to lend you money, this can be a good option. However, it’s important to have a clear agreement in place for repayment to avoid damaging your relationship.

Interesting Statistics About Payday Loans

  • According to the Consumer Financial Protection Bureau, the average payday loan borrower takes out 10 loans per year.
  • A study by the Pew Charitable Trusts found that the average payday loan borrower is in debt for five months of the year and spends an average of $520 in fees to repeatedly borrow $375.
  • In 2019, the Arizona Attorney General’s Office received 754 complaints about payday lending practices.

Apply Now for a Personal Loan

At TheGuaranteedLoans, we offer a simple and easy application process for personal loans. As a connector service, we work with a network of potential lenders to help you find the best loan option for your needs. To apply, visit our website and fill out the online application. Remember, personal loans can be a better option than payday loans for managing unexpected expenses and emergencies.

F.A.Q.

What are the alternatives to payday loans in Paulden, Arizona?

Consumers in Paulden, Arizona can seek out small, short-term loans from credit unions or banks, or can consider using a credit card or personal loan for financial emergencies.

Why are payday loans prohibited in Paulden, Arizona?

Payday loans are prohibited in Paulden, Arizona due to their high interest rates and fees, which can trap consumers in a cycle of debt.