Payday Loans in Peridot, Arizona

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No payday loan companies in Peridot, AZ. Consider companies in other cities:

Company nameAddressZip codePhone number
Casino Pawn and Gold 241 W Cottonwood Ln #101, Casa Grande, AZ 85122 +1 (520) 223 - 4633
Checkmate 5050 W Northern Ave, Glendale, AZ 85301 +1 (623) 842 - 1100
Wells Fargo Bank 650 W Finnie Flats Rd, Camp Verde, AZ 86322 +1 (928) 567 - 1767
Title Loans Coolidge, AZ 85128
American Southwest Credit Union 3090 E Fry Blvd, Sierra Vista, AZ 85635 +1 (520) 459 - 1860
Fast Auto Loans Title Loans 1850 N, McCulloch Blvd N Suite B-3, Lake Havasu City, AZ 86403 +1 (928) 854 - 3111
Money Mart 13045 W Rancho Santa Fe Blvd, Avondale, AZ 85392 +1 (623) 935 - 2944
Walmart Money Center 1017 Haul Rd, Page, AZ 86040
Sun Cities Financial Group 10451 W Palmeras Dr Ste N206, Sun City, AZ 85373 +1 (623) 933 - 4100
Allied Cash Advance 183 W Apache Trail Suite 108, Apache Junction, AZ 85120 +1 (480) 288 - 2906

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Peridot, AZ, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in San Luis, AZ, Short-term Loans in Scottsdale, AZ, Payday Loans in Sierra Vista, AZ, Guaranteed Loans in Sun City, AZ, Payday Loan for Surprise, AZ, Payday Loans in Tempe, AZ, Online Loans in Tucson, AZ and Payday Loans in Yuma, AZ. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Peridot, AZ.

Beautiful sights of Peridot, AZ

Payday Loans Available in Peridot, AZ By The Following ZIP Codes:

85542

Are Payday Loans Legal In Peridot, Arizona?

Payday Lending is Prohibited in Arizona

Arizona Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Peridot, AZ payday loan calculator

Payday Loans in Peridot, Arizona: What You Need to Know

If you find yourself in a tight spot and need cash fast, a payday loan might seem like an attractive option. However, if you live in Peridot, Arizona, it’s important to know that payday loans are prohibited in the state. In this article, we’ll take a closer look at what payday loans are, why they’re not allowed in Arizona, and what alternatives you have if you need money quickly.

What are Payday Loans?

A payday loan is a short-term loan that is typically due on your next payday. These loans are designed to help people bridge the gap between paychecks, but they can also be incredibly expensive. The fees and interest rates attached to payday loans are often much higher than those of other types of loans, and many people end up trapped in a cycle of debt as a result.

Why are Payday Loans Prohibited in Arizona?

Arizona is one of the many states that have taken steps to protect consumers from the predatory lending practices of payday lenders. In 2010, voters passed Proposition 200, which allowed payday lenders to continue operating in the state, but with increased regulations. However, in 2017, the law allowing payday lenders to operate in Arizona expired and was not renewed.

Alternatives to Payday Loans

If you’re in a tough spot and need cash quickly, there are some alternatives to payday loans that you can consider. These include:

  • Credit Cards: While credit cards can have high interest rates, they’re often a better option than payday loans. If you have a credit card with an available balance, you can use it to pay for emergency expenses.
  • Personal Loans: A personal loan from a bank or credit union is another option to consider. These loans typically have lower interest rates and more reasonable fees than payday loans.
  • Community Assistance Programs: Many communities have programs in place to help people in need. These programs may provide emergency assistance with utility bills, rent, or other expenses.
  • Savings: While it’s not always possible, having an emergency fund can be a smart financial move. If you have money saved up for a rainy day, you can tap into those funds to pay for unexpected expenses.

Interesting Facts and Statistics about Payday Loans in Arizona

– Arizona is one of 17 states that have banned payday lending.
– Before the ban on payday loans in Arizona, interest rates on these loans could reach as high as 400%.
– In other states where payday lending is legal, the average borrower takes out eight loans per year and spends $520 in interest and fees alone.

Apply Now

If you’re in need of a loan and want to explore your options, visit TheGuaranteedLoans. We’re a lender connection service that can put you in touch with potential lenders who may be able to help. Fill out our online application form to get started, and remember that we’re here to connect you with lenders – we’re not a direct lender ourselves.

In conclusion, if you live in Peridot, Arizona, payday loans are not an option for you. However, there are alternatives you can explore if you find yourself in need of emergency cash. Remember to consider your options carefully and avoid falling into a cycle of debt that can be difficult to escape.

F.A.Q.

Are there any other options for fast cash in Peridot, Arizona?

Consumers in Peridot, Arizona may be able to access funds through a credit union or bank loan, or by using a credit card or personal loan. It is also possible to sell assets or ask friends or family for financial assistance.

Are payday loans legal in Peridot, Arizona?

No, payday loans are prohibited in the state of Arizona.