Payday Loans in Phoenix, Arizona

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Payday Loan Companies in Phoenix, AZ

Company nameAddressZip codePhone number
1 Stop Title Loans 1625 N 51st Ave 85035 +1 (602) 233 - 3311
1 Stop Title Loans & Motor Vehicle Services 1501 N 16th St 85006 +1 (602) 253 - 6002
A1 Stop Payday & Title Loans 6650 W Thomas Rd 85033 +1 (623) 849 - 2242
AAA Title Loans 1551 E Indian School Rd 85014 +1 (602) 351 - 2274
Academy Mortgage Corporation 2730 W Agua Fria Fwy Suite 101 85027 +1 (480) 500 - 4588
ACE Cash Express 15249 N 32nd St 85032 +1 (602) 482 - 4650
Alaska USA Federal Credit Union 3511 W Peoria Ave 85029 +1 (800) 525 - 9094
Allied Cash Advance 8033 N 35th Ave Suite #3 85051 +1 (602) 347 - 8448
American Financial Lending, Inc. 20860 N Tatum Blvd 160 85050 +1 (602) 277 - 3800
Arizona Federal Credit Union - Business & Home Loan Center 22601 N 19th Ave 120 85027 +1 (623) 230 - 3500
Arizona Federal Credit Union - Camelback Colonnade 1945 E Camelback Rd 85016 +1 (602) 683 - 1000
Arizona Federal Credit Union - Washington Park 4475 E Van Buren St 85008 +1 (602) 683 - 1000
Auto Title Loans 2301 W Glendale Ave 85021 +1 (602) 841 - 7872
Auto Title Loans USA 2415 E Camelback Rd Suite 700 85016 +1 (602) 428 - 6822
Bancless 16026 N Cave Creek Rd 85032 +1 (602) 569 - 3333
Bell Road Pawn 2510 E Bell Rd 85032 +1 (602) 765 - 2274
Big Star Finance 725 E Covey Ln 190 85024 +1 (888) 411 - 1033
Buckeye Checksmart Glen Manor, 2528 W Glendale Ave 85051 +1 (602) 995 - 1800
Buckeye Title Loans 1930 W Indian School Rd 85015
C B Home Loans 3113 E Lincoln Dr 85016 +1 (602) 840 - 2876
Car Title Loans Phoenix Co. by iLoan 2803 W Van Buren St 85009 +1 (480) 359 - 6987
CASH 1 Loans 2539 E Bell Rd 85032 +1 (602) 996 - 4781
CASH 1 Loans 2415 E Thomas Rd #2 85016 +1 (602) 955 - 8800
CASH 1 Loans 1728 W Bell Rd 85023 +1 (602) 298 - 0394
CASH NOW TITLE LOANS 3025 W Van Buren St 85009 +1 (602) 233 - 0011
Cash Time Loan Centers 2140 W Camelback Rd 85015 +1 (602) 841 - 1011
Cash Time Loan Centers 7430 S 48th St 85042 +1 (602) 438 - 0800
Cash Time Loan Centers 1160 E Van Buren St 85006 +1 (602) 512 - 3010
CDC Small Business Finance 221 E Indianola Ave 85012 +1 (602) 560 - 8464
Chase Bank 4311 W Anthem Way 85086 +1 (623) 465 - 7115
Check Into Cash 1510 W McDowell Rd #1 85007 +1 (602) 253 - 6806
Check Into Cash 4248 W Indian School Rd #101 85019 +1 (602) 278 - 9111
Check Into Cash 610 E Baseline Rd Ste C-1 85040 +1 (602) 268 - 0732
Checkmate 7435 W Lower Buckeye Rd #104 85043 +1 (623) 478 - 0531
Checkmate 2950 N 32nd St #100 85018 +1 (602) 381 - 1100
Checkmate 7510 W Thomas Rd #102 85033 +1 (623) 247 - 6366
Checkmate 8072 N 19th Ave #1 85021 +1 (602) 995 - 9600
Checkmate 10410 N 35th Ave Suite 118 85051 +1 (602) 283 - 0768
Checkmate Payday Loans 5204 S Central Ave 85040 +1 (602) 899 - 3026
CheckSmart 1930 W Indian School Rd 85015 +1 (602) 297 - 9777
Cobalt Financial 4222 E Thomas Rd 250 85018 +1 (480) 966 - 2354
DolEx Dollar Express 1825 W Indian School Rd 2 85015 +1 (888) 246 - 2527
Don Dinero Financial 3024 W Van Buren St 126 85009 +1 (602) 257 - 6466
Farmers Insurance - Frank Soldano 8911 N Central Ave 103 85020 +1 (602) 995 - 4427
Fast Auto Loans Title Loans 1602 E Baseline Rd 85042 +1 (480) 339 - 0875
Fast Auto Loans, Inc. 5050 W McDowell Rd 85035 +1 (602) 278 - 8761
First Finance Co LLC 3001 W Indian School Rd 85017 +1 (602) 354 - 3598
Goldwater Bank 2525 E Camelback Rd 1100 85016 +1 (480) 281 - 8200
Heartland Payment Systems Inc 11811 N Tatum Blvd 2550 85028 +1 (480) 451 - 1117
Hilton Financial Corporation 11024 N 28th Dr 170 85029 +1 (602) 375 - 8951
Kenica Financial Corporation 2041 E Vista Ave 85020 +1 (602) 955 - 1755
Land Rover Financial Group 1820 E Sky Harbor Cir S 150 85034 +1 (866) 931 - 3347
Lendmark Financial Services LLC Algodon Center, 9130 W Thomas Rd ste a-103 85037 +1 (623) 849 - 0804
Lobel Financial 7720 N 16th St 360 85020 +1 (602) 230 - 8000
Mayfield Settlement Funding co 10645 N Tatum Blvd 200 85028 +1 (888) 800 - 8400
Metropolis Loans 2323 N 3rd St 85004 +1 (602) 254 - 2235
Money Mart 3501 W Dunlap Ave 1 85051 +1 (800) 361 - 1407
Nations Lending Services of Arizona 3930 E Ray Rd 85044 +1 (480) 967 - 2209
Navy Federal Credit Union 1150 E Bell Rd 85022 +1 (888) 842 - 6328
NOVA Home Loans - Phoenix Office 3900 E Camelback Rd 200 85018 +1 (602) 224 - 4840
Oportun 1610 N 75th Ave 85035 +1 (602) 282 - 8041
Phoenix Pawn & Gold 2803 W Van Buren St 85009 +1 (602) 272 - 3449
Phoenix Payday Loan Solution 384 N 1st Ave 85003 +1 (623) 428 - 2666
PLS Check Cashing Store 2695 W Van Buren St 85009 +1 (602) 288 - 1212
Preapprovalcenter.Com 3030 N Central Ave UNIT 1203 85012 +1 (602) 266 - 6999
Presto Loan Centers, LLC 3241 E McDowell Rd 85008 +1 (602) 275 - 2600
Profound Financial, PLLC 11225 N 28th Dr Suite B214 85029 +1 (623) 566 - 9821
Rising Star Auto Title Loan 1305 E Van Buren St 85006 +1 (480) 625 - 0666
RSM US LLP 2375 E Camelback Rd 300 85016 +1 (602) 636 - 6000
Sbaguy LLC 20235 N Cave Creek Rd 104-512 85024 +1 (602) 538 - 9671
Shell 21015 N Cave Creek Rd 85024 +1 (602) 765 - 2442
Southwest Financial of Phoenix 2328 W Northern Ave 85021 +1 (602) 841 - 7223
Southwest Title Loans 3510 E Bell Rd ste 1 & 1a 85032 +1 (623) 266 - 7108
Speedy Cash 5819 W Camelback Rd 85031 +1 (623) 845 - 1911
Speedy Cash 3520 E Bell Rd 85032 +1 (602) 404 - 2274
Speedy Cash 1551 E Indian School Rd 85014 +1 (602) 351 - 2274
Stearns Lending- Savana Amadore 5415 E High St 85054 +1 (928) 864 - 6718
SunWest Credit Union 11839 N 28th Dr 85029 +1 (866) 897 - 9378
Supreme Lending 34225 N 27th Dr 138 85085 +1 (623) 223 - 1306
TFC Title Loans - Phoenix 2338 W Royal Palm Rd 85021 +1 (844) 242 - 3543
Tio Rico Te Ayuda Loan Centers 2428 N 16th St 85006 +1 (602) 252 - 4177
Title Loans 1830 W Indian School Rd 85015
TitleBucks Title Loans 3555 W Thunderbird Rd 85053 +1 (602) 298 - 9262
TitleMax Title Loans 1702 W Bell Rd 85023 +1 (602) 358 - 2314
USA Cash Services 8831 N 19th Ave 85021 +1 (602) 944 - 4500
WaFd Bank 13648 N Tatum Blvd Suite 103 85032 +1 (602) 494 - 7684

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Phoenix, AZ, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Prescott, AZ, Payday Loans in Prescott Valley, AZ, Short-term Loans in Queen Creek, AZ, 24-Hour Loan in San Luis, AZ, No Credit Check Loans in Scottsdale, AZ, Payday Loans in Sierra Vista, AZ, Payday Loans in Sun City, AZ and Guaranteed Loans in Surprise, AZ. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Phoenix, AZ.

Beautiful sights of Phoenix, AZ

Payday Loans Available in Phoenix, AZ By The Following ZIP Codes:

85074, 85061, 85001, 85031, 85041, 85075, 85013, 85017, 85068, 85023, 85036, 85042, 85098, 85032, 85051, 85065, 85035, 85011, 85076, 85038, 85020, 85004, 85045, 85069, 85067, 85063, 85070, 85071, 85099, 85034, 85006, 85085, 85040, 85050, 85033, 85007, 85077

Are Payday Loans Legal In Phoenix, Arizona?

Payday Lending is Prohibited in Arizona

Arizona Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Phoenix, AZ payday loan calculator

With an economy that has been lagging for decades and with wages remaining stagnant, it’s no surprise that predatory lending is pervasive in Phoenix. Most people who completed a survey on the subject expressed frustration with their debt and lost hope because they felt trapped in a cycle of debt. Payday loans, though not ideal, can provide immediate financial relief to those who need it most.

This post will go over the benefits of payday loans in Phoenix, Arizona, and how they can also be problematic if taken out too many times per year or on credit cards.

The most important thing to remember before going into debt with a payday loan is that regardless of what limits are placed on the loan, it will be an annual reminder of just how much money you borrowed. Keep this in mind when taking out a payday loan, and your chances of defaulting on the loan will decrease.

With the powerful marketing tactics used by payday lenders, it is easy to take out a high-interest loan and then continue borrowing against other sources of credit. This is never an effective way to deal with debt and should be avoided if possible. The inability to pay off debts promptly can lead you down the path to some very major financial problems. 

Instead of taking out a payday loan or two, it may be best to wait until you can secure your finances before taking out any additional loans. It may seem like common sense, but there are thousands of people who fit this bill every single day. If you have no other options and must take out a payday loan, by doing so, you’ll be able to pay off the loan itself much more quickly.

Cash Advance Online in Phoenix, Arizona

Payday Loans in Phoenix, Arizona, are loaned from a lender by post date. These loans are designed for those who cannot afford to wait for the full amount of their paycheck or have a sudden expense such as a medical bill. They can be received in written form (cannot be used with checks), electronically (cannot be used with tabs), or over the phone.

Payday loans are quick solutions to short-term financial problems by providing an opportunity to receive fast cash within the same day. Lenders choose their fees based on state laws and the size of loan requested, which range from $15-$68 per $100 borrowed. The median loan amount is roughly $400, with a term of 14 days.

Lenders receive payment directly, by debit card for an electronic transfer, or by bank account for online check. Lenders may not require a credit check, and most do not conduct one unless they request an extension. If you are newly employed or in a temporary financial crisis and would like to know your options, then payday loans may be your best solution.

Payday Loans in Phoenix, Arizona, are usually only used when the borrower has no other sources of funds available at that time.

Can I Get a Payday Loan for Bad Credit in Phoenix, Arizona?

The ability to take out a loan usually depends on its purpose and availability. Payday loans are most commonly used for unexpected expenses or an emergency backup plan. Many people do not need the full amount of their check and will ask the lender to advance them a smaller portion temporarily. This can help those in dire need of cash to address immediate issues but will increase the amount they owe if they continue using their loan dollars improperly.

If you can show that you have had issues with credit since becoming an adult, then lenders may be more willing to work with you. Lenders will still likely require a lot of your information and credit report reviews to qualify you for a loan, but it may be worth the effort if it means you can avoid high-interest loans.

Get a Payday loan in Phoenix, Arizona, Today.

If you live in Phoenix and struggle to cover your current bills while also meeting unexpected expenses, then maybe payday loans are right for you. They can help solve short-term financial problems quickly by providing a cash infusion right when it matters most. Are you considering this solution? If so, look into the various options available to each of the lenders reviewed here. These loans come with some risk, but the benefits usually outweigh this fact.

Online Payday Loans in Phoenix, Arizona

Lenders offer payday loans in Phoenix or online. When they are promptly paid back, lenders are happy to process and submit future online payday loans in Phoenix, Arizona. These loans are not ideal long-term but can be a feasible solution to your current financial problems. It is important to note that the interest rates on these loan products vary, and it may be worthwhile to find one that offers a lower-cost option.

The monthly interest rate on online payday loans in Phoenix, Arizona, will typically range between $15-$30. You will be required to pay back the loan within two business days, or you can apply this amount toward the next customer payday loan. A portion of the fees collected by the lender is covered by a third party guaranteeing that your loan amount will be paid in full on time. All of the lenders reviewed here require all borrowers to apply with a checking account and provide each user with an email address to make appointments and confirm transactions.

The lenders may ask you to fill in an online application form with details. This process can help you find a lender of your choice who can further assist in the cash advance process. The lending application is an important part and will be used to assess your eligibility for any loan you choose to apply for.

24 Hour Payday Loans in Phoenix, Arizona

When looking for a payday loan in Phoenix, you need to check the lender review. This will help save money and time by comparing all lenders available locally. You will be offered information such as what they can provide you with and their critical application processes, and how to apply for a payday advance loan in Phoenix, Arizona.

Easy Cash Advance Provides fast loans in Phoenix, Arizona, with flexible options, including online payday loans, cash advances, and pawns. Our secure online application has been designed to be easy to use and provides instant approval with no obligation. Before approving your loan request, we assess your financial situation by looking at your available credit, savings balances, debts, and income levels. If you have a low credit score, we recommend reading our tips on increasing your credit score. Depending on state regulations, we can offer you an easy payday loan or cash advance of up to $1500. If this is the case, you may be able to get a loan with Fax less Payday Loans, no payday loans, or no bank account loans. For more information, see our Complete Review, including Application Tips.

Can you get a payday loan in Phoenix, Arizona, without a bank account? 

The majority of lenders require that you have a bank account with them at this time; however, some may offer a loan if you do not have one. These loans are more suitable for short-term situations and usually provide the customer with the funds they need to cover the next month’s expenses. The lender has been granted access to your savings and checking accounts to fund this loan request. Your funds can then be transferred from your savings or checking account to cover any amount owed by the end of the following business day. If you can provide all of the requested information, your application may be approved in Phoenix, Arizona, within 30 minutes. Payday advance loans are online, which means you can go directly to the lender instead of going through a third party. This is much more convenient, and you save time and money by avoiding costly fees.

The first step in finding a payday loan in Phoenix, Arizona, is creating an account with the lender that meets your needs. Some lenders will process a loan for you without an account; however, this is not common and should probably be avoided. Remember that if you do not have an account with this provider, any loan you obtain may come with additional fees. This is often done to entice people to open an account with this company since they already know their credit history.

You should have all of the information you need to apply for a payday loan by this time. Of course, there are more details about other cash advance lenders, but this should be enough information to get started. If you require additional help, you may want to contact your peers and see if they can offer advice or guidance. While some individuals may not wish to share their personal information, it could be beneficial to hear what they say after learning more about your situation. Suppose you are struggling with credit or debt issues or any other financial problems. In that case, it is always recommended that you seek out the help of a professional before making any rash decisions.

Phoenix, AZ Cash Advance Payday Loan, and Online Payday Loans

The lender is an online cash advance business that provides loans in Phoenix. Depending on your state’s regulations, you can get a payday loan for $300 to $1500. You will be charged an origination fee equal to 15% of the loan amount plus a nominal processing fee of $10, which is waived if you apply with a credit card. Your account will be charged the loan amount on the due date, generally within two business days. The balance on the account must be paid back in full by this time, or you will incur additional fees and risk losing your collateral.

When looking for an online payday loan in Phoenix, you need to make sure that the company provides fast services when applying. Call centers are often overwhelmed, so waiting around can cause delays in your application. Most lenders want to see all of the paperwork and applications quickly. This process may take a few hours, and it is best to avoid delays by quickly completing credit checks, income verification, and other required information. Doing this will ensure that the lender has enough time to approve your application on time, which will help keep costs down for both you and the company.

You should check out any complaints about these cash advance lenders by reading comments or feedback from other customers.

FAQ

Are There Guaranteed Loans in Phoenix, Arizona?

Yes. We offer loans that are backed by a guarantee from an independent guarantor. These types of loans are provided for customers who have already received approval for a loan from any payday loan company that the federal government has approved. If this is the case, you will be required to repay the loan plus interest and fees over five years. The guarantor is responsible for refunding any amount over this period and being liable if you default on this agreement. This kind of loan gives you more security than traditional payday loans. However, we understand that it does come with additional costs and risks which need to be weighed carefully before applying.

Are Same Day Loans in Phoenix Real?

Yes. These loans are becoming very popular in Phoenix and are available for people with bad credit or no credit history. Our service is 100% online, and we can process an application and approve a loan within 30 minutes of receiving all of the required documentation. Apply now to receive the funds you need within the next business day.

Are Short-term Loans in Phoenix Good?

These types of loans are very beneficial to people who need short-term cash. Our company provides the funds you need in Phoenix, Arizona, within 24 hours.