Payday Loans in Rio Verde, Arizona

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No payday loan companies in Rio Verde, AZ. Consider companies in other cities:

Company nameAddressZip codePhone number
AmeriFirst Financial, Inc. 1910 E Juan Sanchez Blvd 7, San Luis, AZ 85349 +1 (928) 783 - 5035
Oportun 1118 E Southern Ave, Mesa, AZ 85204 +1 (480) 795 - 5481
Allied Cash Advance 2350 Miracle Mile Road 53, Bullhead City, AZ 86442 +1 (928) 758 - 3270
Check Into Cash 321 E Highway 260, Payson, AZ 85541 +1 (928) 468 - 1534
Arizona Loan Center Inc 1450 W Guadalupe Rd, Gilbert, AZ 85233 +1 (480) 635 - 0400
American Financial Lending, Inc. 20860 N Tatum Blvd 160, Phoenix, AZ 85050 +1 (602) 277 - 3800
Fast Auto Loans Title Loans 841 S Main St, Cottonwood, AZ 86326 +1 (928) 646 - 8602
Pinal County Federal Credit Union 1000 E Florence Blvd, Casa Grande, AZ 85122 +1 (520) 381 - 3100
CheckSmart 21 S Signal Butte Rd 101, Apache Junction, AZ 85120 +1 (480) 357 - 3100
Desert Creek Mortgage LLC 16810 E Ave of the Fountains 214, Fountain Hills, AZ 85268 +1 (480) 329 - 8117

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rio Verde, AZ, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Marana, AZ, Payday Loans in Maricopa, AZ, Online Loans in Mesa, AZ, Payday Loans in Peoria, AZ, Payday Loan for Phoenix, AZ, No Credit Check Loans in Prescott, AZ, Payday Loans in Prescott Valley, AZ and Quick Loan in Queen Creek, AZ. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rio Verde, AZ.

Beautiful sights of Rio Verde, AZ

Payday Loans Available in Rio Verde, AZ By The Following ZIP Codes:

85263

Are Payday Loans Legal In Rio Verde, Arizona?

Payday Lending is Prohibited in Arizona

Arizona Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Rio Verde, AZ payday loan calculator

Understanding Payday Loans in Rio Verde, Arizona

Payday loans are short-term loans that are typically due on the borrower’s next payday. They are often advertised as a quick and easy solution to unexpected expenses or financial emergencies. However, payday loans come with high-interest rates and fees, making them a very expensive form of credit. In Rio Verde, Arizona, payday loans are prohibited by law.

Why are Payday Loans Prohibited in Arizona?

In 2010, Arizona voters made the decision to ban payday loans in the state. This decision was made after years of advocacy work by consumer advocates, who argued that payday loans trap borrowers in cycles of debt with few options for escape.

Before the ban, payday lenders were charging triple-digit interest rates and fees, causing many borrowers to become trapped in a cycle of debt. The ban was put in place to protect these vulnerable consumers from predatory lending practices and to promote financial stability for all Arizonans.

What are the Alternatives to Payday Loans in Rio Verde?

Even though payday loans are prohibited in Rio Verde, there are still plenty of other options available to consumers who need emergency cash. Some of the best alternatives to payday loans include:

  • Personal loans from traditional banks or credit unions
  • Short-term loans from online lenders
  • Credit card cash advances
  • Borrowing from friends or family

Each of these options comes with its own pros and cons, so it’s important to do your research and choose the option that best fits your needs.

Interesting Facts and Statistics About Payday Loans in Rio Verde

  • Payday loans were banned in Arizona in 2010, but some lenders continue to operate illegally.
  • In Arizona, the average payday loan borrower takes out 10 loans per year, paying an average of $500 in fees for each loan.
  • In 2016, Arizona voters rejected a proposal to bring payday lending back to the state.

Apply Now

If you need emergency cash in Rio Verde, Arizona, TheGuaranteedLoans can help connect you with potential lenders. Simply fill out our online application, and if approved, you could receive your funds as soon as the next business day. Please note that TheGuaranteedLoans is a connector service and not a direct lender, and we cannot guarantee that you will be connected with a lender or receive favorable terms on your loan.

Don’t risk getting caught in a cycle of debt with a payday loan. Explore your options and make an informed decision that will help you achieve long-term financial stability.

F.A.Q.

Can I be arrested for taking out a payday loan in Rio Verde, Arizona?

It is unlikely that a borrower would be arrested for taking out a payday loan in Rio Verde, Arizona, as the focus of enforcement efforts is typically on the lenders, rather than the borrowers. However, borrowers who knowingly engage in illegal activities, such as providing false information to a lender or participating in a loan scheme, may face criminal charges.

Are there any other resources available to help me avoid predatory lending in Rio Verde, Arizona?

Yes, there are several resources available to help consumers avoid predatory lending in Rio Verde, Arizona, including the state's Consumer Financial Protection Bureau, the Arizona State Banking Department, and the Arizona City Department of Consumer Affairs.