Payday Loans in Stanfield, Arizona

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No payday loan companies in Stanfield, AZ. Consider companies in other cities:

Company nameAddressZip codePhone number
Goldwater Bank 2525 E Camelback Rd 1100, Phoenix, AZ 85016 +1 (480) 281 - 8200
U.S. Bank Branch 1305 W Duval Mine Rd, Green Valley, AZ 85614 +1 (520) 625 - 5126
ACE Cash Express 1377 E Florence Blvd #147, Casa Grande, AZ 85222 +1 (520) 836 - 7311
Credibly 4026 N Miller Rd b200, Scottsdale, AZ 85251 +1 (888) 664 - 1444
FirstBank 19309 N R H Johnson Blvd, Sun City West, AZ 85375 +1 (623) 584 - 9200
Mission Bank-Flagstaff 4610, 121 E Birch Ave 411, Flagstaff, AZ 86001 +1 (928) 213 - 5690
AutoZone Auto Parts 11283 E S Frontage Rd, Yuma, AZ 85367 +1 (928) 261 - 4110
Bay Equity Home Loans 7000 AZ-179 E200, Sedona, AZ 86351 +1 (928) 282 - 0282
Great Western Bank 635 N Arizona Blvd, Coolidge, AZ 85128 +1 (520) 723 - 9511
U.S. Bank Branch 13733 N Fountain Hills Blvd, Fountain Hills, AZ 85268 +1 (480) 816 - 5766

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Stanfield, AZ, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Surprise, AZ, Same Day Loans in Tempe, AZ, Payday Loans in Tucson, AZ, Payday Loans in Yuma, AZ, Quick Loan in Apache Junction, AZ, Payday Loans in Avondale, AZ, Payday Loan Companies in Buckeye, AZ and Payday Loans in Bullhead City, AZ. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Stanfield, AZ.

Beautiful sights of Stanfield, AZ

Payday Loans Available in Stanfield, AZ By The Following ZIP Codes:

85272

Are Payday Loans Legal In Stanfield, Arizona?

Payday Lending is Prohibited in Arizona

Arizona Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Stanfield, AZ payday loan calculator

Payday Loans in Stanfield, Arizona

Payday loans, also known as cash advance loans or paycheck advances, are small, short-term loans that can help individuals in immediate need of money to cover unexpected expenses. However, in the state of Arizona, payday loans are prohibited by law.

The Law and Payday Loans in Arizona

In the state of Arizona, payday loans are illegal. According to Arizona Revised Statutes Section 6-632, lenders are not allowed to offer payday loans to borrowers in this state. This law was put in place in 2010, as lawmakers determined that payday loans were taking advantage of people in tough financial situations.

While payday loans are illegal in Arizona, individuals can still look for other options when they need money quickly. Some alternatives to payday loans in Arizona include:

  • Personal loans
  • Credit cards
  • Friends and family
  • Credit counseling
  • Negotiating with the creditor or lender

It’s important to note that while these options may be available, they aren’t always the best choice for everyone. Personal loans and credit cards can come with high-interest rates, while borrowing from friends and family can damage relationships. Credit counseling and negotiating with the creditor or lender can sometimes take time, which may not be an option for those in need of quick cash.

The Dangers of Payday Loans

While payday loans may seem like a quick fix for those in need of cash, they can also lead to a cycle of debt. Because payday loans come with high-interest rates and fees, borrowers can find themselves struggling to pay back the loan in full on their next payday. This can lead to a repeat of borrowing, with individuals taking out new loans to pay off the old ones, creating a cycle of debt that can be hard to break free from.

In addition, payday loans can also lead to predatory lending practices. Some lenders may offer loans to people who they know won’t be able to pay it back, causing them to take out additional loans and become trapped in a cycle of debt. These practices can be harmful to those in vulnerable financial situations and can make their financial situation worse.

Interesting facts and statistics about predatory lending in Arizona

  • Arizona has the highest percentage of residents without bank accounts in the United States, making them more susceptible to predatory lending practices.
  • In Arizona, more than half of payday loans go to borrowers who take out 10 or more loans per year.
  • According to a report from the Consumer Federation of America, Arizona is home to some of the highest payday loan costs in the nation.

Apply Now

While TheGuaranteedLoans is not a direct lender, we offer a connection service that can help you find potential lenders that can meet your financial needs. We can help you fill out an online application to connect with lenders who operate in states where payday loans are legal. Our service is free, and you can get started today by filling out a simple application on our website.

Remember, payday loans are not legal in the state of Arizona, and you should always explore other options before considering a payday loan. If you find yourself in need of quick cash, there are still alternative options available to you. Good luck!

F.A.Q.

Can a payday loan company report me to a credit bureau in Stanfield, Arizona?

No, a payday loan company cannot report you to a credit bureau in Stanfield, Arizona because these loans are illegal in the state.

Can a payday loan company take me to court in Stanfield, Arizona?

No, a payday loan company cannot take you to court in Stanfield, Arizona because these loans are illegal in the state.