Payday Loans in Sun City, Arizona

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Payday Loan Companies in Sun City, AZ

Company nameAddressZip codePhone number
Arizona EZ-Pawn 9421 W Bell Rd ste 101 85351 +1 (623) 544 - 3446
Desert Financial Credit Union 10725 Grand Ave 85351 +1 (602) 433 - 7000
MVP Bad Credit Loans 10601 N 99th Dr 85351 +1 (623) 292 - 4179
Sun Cities Financial Group 10451 W Palmeras Dr Ste N206 85373 +1 (623) 933 - 4100
Washington Federal Bank 14626 N Del Webb Blvd 85351 +1 (623) 933 - 8445
Western State Bank 10050 W Bell Rd 6 85351 +1 (623) 561 - 4800

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sun City, AZ, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Surprise, AZ, Emergency Loan in Tempe, AZ, Payday Loans in Tucson, AZ, Payday Loans in Yuma, AZ, Payday Loan Companies in Apache Junction, AZ, Payday Loans in Avondale, AZ, Payday Loans in Buckeye, AZ and Payday Loans in Bullhead City, AZ. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sun City, AZ.

Beautiful sights of Sun City, AZ

Payday Loans Available in Sun City, AZ By The Following ZIP Codes:

85373, 85351, 85372

Are Payday Loans Legal In Sun City, Arizona?

Payday Lending is Prohibited in Arizona

Arizona Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Sun City, AZ payday loan calculator

There are many financial options available to residents of Sun City, Arizona, but payday loans are not one of them. Payday loans are prohibited in all of Arizona, so Sun City residents must find other sources for quick cash.

What are Payday Loans?

Payday loans are short-term loans for small amounts of money, typically less than $500. They are easy to get, with no credit check and no collateral, and can be repaid in a single payment coming from the borrower’s next paycheck. The loans usually carry very high interest rates, sometimes as high as 400%, and if the borrower is unable to pay on time, they can quickly spiral into debt.

Why Are Payday Loans Prohibited in Arizona?

Payday loans are prohibited in Arizona because they are seen as predatory and dangerous. The high interest rates often lead to borrowers taking out multiple loans, or “rolling over” their debt, leading to a cycle of debt they cannot escape. The short-term nature of the loans also make them difficult to pay off and can lead to long-term financial hardship.

Alternatives to Payday Loans in Sun City, Arizona

Sun City residents who need quick cash have other options than payday loans, including:

Credit Unions

Credit unions are non-profit financial institutions that typically offer lower interest rates than traditional banks. They may offer short-term loans or even small lines of credit to their members in need.

Title Loans

Title loans are secured loans for small amounts of money, typically less than $500. The loan is secured by the borrower’s vehicle title, so they must have a clear vehicle title to qualify. Like payday loans, title loans have high interest rates and can be difficult to pay off.

Personal Loans

Personal loans are unsecured loans for larger amounts of money, usually $1,000 or more. They usually carry lower interest rates than payday or title loans, but they also require a credit check, making them out of reach for many borrowers.

Conclusion

Payday loans are prohibited in all of Arizona, including Sun City. While there are no easy solutions for those in need of quick cash, there are alternatives to payday loans that may be more suitable for Sun City residents. Credit unions, title loans, and personal loans all offer different forms of short-term financial relief, but borrowers should make sure they understand the terms and conditions before taking out a loan.

TheGuaranteedLoans can help you find the right lender for your financial needs. Simply fill out the application form and we will connect you with lenders that may be able to provide you with the funds you need.

Frequently Asked Questions

Q: Are payday loans prohibited in Sun City, Arizona?

A: Yes, payday loans are prohibited in all of Arizona, including Sun City.

Q: What are some alternatives to payday loans in Sun City, Arizona?

A: Some alternatives to payday loans in Sun City, Arizona include credit unions, title loans, and personal loans.

Q: How can I get help finding the right lender for my financial needs?

A: TheGuaranteedLoans can help you find the right lender for your financial needs. Simply fill out the application form and we will connect you with lenders that may be able to provide you with the funds you need.

More F.A.Q.

Are payday loans legal in Sun City, Arizona?

No, payday loans are not legal in Sun City, Arizona. In fact, the state has some of the strictest laws in the country when it comes to payday lending, and it is one of only a few states that completely prohibits the practice.

What are the consequences of taking out a payday loan in Sun City, Arizona?

Taking out a payday loan in Sun City, Arizona is illegal, and violators can face significant penalties, including fines, jail time, and the revocation of their business license.

How Many Cash Advance Companies are in Sun City, AZ?

With the help of our service, you will be able to find 6 cash advance companies in Sun City, AZ

What Cash Advance Companies in Sun City, AZ are the most popular?

You should check Arizona EZ-Pawn, Desert Financial Credit Union, and MVP Bad Credit Loans. Also, you can start your application online on our website.