Payday Loans in Topock, Arizona

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Topock, AZ. Consider companies in other cities:

Company nameAddressZip codePhone number
BMO Harris Bank 21479 S Ellsworth Rd, Queen Creek, AZ 85142 +1 (480) 882 - 3000
Fast Auto Loans, Inc. 5050 W McDowell Rd, Phoenix, AZ 85035 +1 (602) 278 - 8761
ACE Cash Express 1150 W 8th St ste d, Yuma, AZ 85364 +1 (928) 783 - 1780
ACE Cash Express 2095 N Alma School Rd, Chandler, AZ 85224 +1 (480) 963 - 7826
Title Loans Safford by TL Lions 505 W Main St, Safford, AZ 85546 +1 (480) 581 - 1728
Sunstreet Mortgage LLC - Sierra Vista 1993 Frontage Rd 206, Sierra Vista, AZ 85635 +1 (520) 459 - 1161
ACE Cash Express 1971 Highway 95 Bldg B, STE 1, Bullhead City, AZ 86442 +1 (928) 444 - 1110
Allied Cash Advance 628 Elm St Unit 110, Page, AZ 86040 +1 (928) 645 - 2130
Jackson Hewitt Tax Service 1060 S Watson Rd, Buckeye, AZ 85326 +1 (623) 745 - 3841
Checkmate 10575 W Indian School Rd STE 115, Avondale, AZ 85392 +1 (623) 872 - 7979

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Topock, AZ, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in San Luis, AZ, Payday Loans in Scottsdale, AZ, Payday Loans in Sierra Vista, AZ, 24-Hour Loan in Sun City, AZ, Payday Loans in Surprise, AZ, Short-term Loans in Tempe, AZ, Payday Loans in Tucson, AZ and Same Day Loans in Yuma, AZ. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Topock, AZ.

Beautiful sights of Topock, AZ

Payday Loans Available in Topock, AZ By The Following ZIP Codes:

86436

Are Payday Loans Legal In Topock, Arizona?

Payday Lending is Prohibited in Arizona

Arizona Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Topock, AZ payday loan calculator

Payday Loans in Topock, Arizona – A Comprehensive Guide

Payday loans are a type of short-term lending that offers immediate cash to those who require it. In the state of Arizona, however, payday loans are prohibited by law. This article serves as a guide for those seeking more information on payday loans in Topock, Arizona.

What Are Payday Loans?

Payday loans are quick, small-dollar loans that people use to cover expenses until their next payday. Borrowers write a post-dated check to the lender, covering the amount borrowed plus high interest and fees. When the borrower’s next payday arrives, they can either pay the loan in full or renew the loan, adding on more fees and interest.

While payday loans are not legally available in Arizona, some out-of-state lenders have been known to advertise online. Borrowing from these unlicensed lenders can be risky and lead to an unending cycle of debt. It’s essential to avoid such lenders and seek legal alternatives, such as personal loans or credit unions.

Payday Loan Law in Arizona

In June of 2000, Arizona eliminated payday lending by allowing the payday lending law to expire. Under current Arizona law, payday lending and cash advances are illegal. Lenders who previously provided such services can no longer issue loans, and the state does not issue licenses to new payday lenders.

If found guilty of issuing payday loans in the state, lenders can face significant penalties and fines. As a consumer, it’s essential to be aware of these laws and exercise caution when looking for a loan in Arizona. Any offers for payday loans in Topock, Arizona, should be viewed as illegal and avoided at all costs.

Alternatives to Payday Loans in Topock, Arizona

If you’re a resident of Topock, Arizona, and face unexpected expenses, several alternatives can help you manage your finances temporarily without the need for a payday loan. Here are a few alternatives:

  • Personal Loans: Credit unions and banks offer personal loans with more reasonable terms compared to payday loans. These loans come with fixed interest rates and borrowing limits.
  • Credit Card Advances: If you have a credit card, you may qualify for a credit card advance. Remember that these advances come with interest and fees, but they may still be a cheaper option compared to payday loans.
  • Local Assistance Programs: Many local assistance programs, such as non-profit organizations and charities, offer support to those experiencing financial difficulties. Their services may include food pantries, rent and utility assistance, and other programs.

Interesting Facts and Statistics about Payday Loans in Topock, Arizona:

  • Arizona was one of the first states in the US to ban payday loans, following the expiration of the payday lending law, which allowed payday lenders to operate in the state.
  • In the US, the average interest on a payday loan is 400%, and the average fee is $15 for every $100 borrowed.
  • Payday loans are known to trap borrowers in a cycle of debt, with most borrowers renewing their loans an average of eight times in a year.

Connect with Lenders through TheGuaranteedLoans

TheGuaranteedLoans is a trusted financial resource that connects borrowers with lenders. We understand that unexpected expenses can arise at any time, and traditional lenders may not be an option for everyone. That’s why we offer a comprehensive directory of lenders who may provide loans to those in need.

Once you have completed our online application, we will process your information and match you with lenders that fit your needs. If we find a match, we’ll redirect you to the lender, where you can review their terms and conditions before making any decisions. If you accept a loan offer, be aware that TheGuaranteedLoans is not a direct lender and does not make loan decisions or offer loan terms. Instead, we serve as a connector service, providing borrowers with access to lenders who may result in a loan.

Final thoughts

Payday loans in Topock, Arizona, are illegal and should not be considered a viable option for those seeking short-term financing. Remember that payday loans come with high-interest rates, fees, and a risk of trapping you in debt. Instead, consider alternatives, such as personal loans, credit card advances, or assistance from local programs. If you need financial assistance, TheGuaranteedLoans can help you connect with lenders who may provide you with a loan in your time of need.

F.A.Q.

What are the alternatives to payday loans in Topock, Arizona?

Consumers in Topock, Arizona can seek out small, short-term loans from credit unions or banks, or can consider using a credit card or personal loan for financial emergencies.

Why are payday loans prohibited in Topock, Arizona?

Payday loans are prohibited in Topock, Arizona due to their high interest rates and fees, which can trap consumers in a cycle of debt.