Payday Loans in Altheimer, Arkansas

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No payday loan companies in Altheimer, AR. Consider companies in other cities:

Company nameAddressZip codePhone number
Raymond James Financial Services 399 Ponce De Leon Dr 1, Hot Springs Village, AR 71909 +1 (501) 915 - 0800
E-Z Pawn & Audio Sales 2016 AR-25 Bypass, Heber Springs, AR 72543 +1 (501) 362 - 8786
Jackson Hewitt Tax Service 1010 Falls Blvd, Wynne, AR 72396 +1 (870) 238 - 1040
Merrill Self Storage 1009 Batesville Blvd, Batesville, AR 72501 +1 (870) 251 - 5050
First National Bank 3500 E Johnson Ave, Jonesboro, AR 72401 +1 (870) 974 - 9800
Kroger Money Services 1601 E Race Ave, Searcy, AR 72143 +1 (501) 268 - 5138
Century Next Bank 218 Main St, Crossett, AR 71635 +1 (870) 364 - 1300
S & L Pawn 901 N Arkansas Ave, Russellville, AR 72801 +1 (479) 890 - 6479
U.S. Bank Branch 821 W Main St, Heber Springs, AR 72543 +1 (501) 362 - 8224
The Centennial Bank 1714 E Main St, Russellville, AR 72801 +1 (479) 967 - 0335

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Altheimer, AR, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Little Rock, AR, Payday Loans in North Little Rock, AR, Short-term Loans in Pine Bluff, AR, Short-term Loans in Rogers, AR, Payday Loans in Sherwood, AR, Short-term Loans in Springdale, AR, Payday Loans in Texarkana, AR and No Credit Check Loans in Benton, AR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Altheimer, AR.

Beautiful sights of Altheimer, AR

Payday Loans Available in Altheimer, AR By The Following ZIP Codes:

72004

Are Payday Loans Legal In Altheimer, Arkansas?

Payday Lending is Prohibited in Arkansas

Arkansas Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Altheimer, AR payday loan calculator

Payday Loans in Altheimer, Arkansas: What You Need to Know

If you find yourself in need of emergency funds, you may be considering a payday loan. However, if you live in Altheimer, Arkansas, you should be aware that payday loans are illegal in your state.

What are payday loans?

A payday loan is a short-term loan that is typically due on your next pay date. The loan amounts are usually small, ranging from $100 to $500, and the repayment period is usually two weeks to a month. Payday loans have high-interest rates and fees, making them a very expensive way to borrow money.

Why are payday loans illegal in Arkansas?

In 2008, the state of Arkansas passed the Arkansas Check Cashers Act, which prohibits payday lenders from operating in the state. The law was passed to protect consumers from the high-interest rates and fees associated with payday loans, which can trap borrowers in cycles of debt.

What are the consequences of obtaining a payday loan in Arkansas?

If you obtain a payday loan in Arkansas, you are breaking the law. The consequences of doing so can be severe. You may be charged hefty fines and fees, and you could even face criminal charges. It is important to explore other options for emergency funding if you are in need.

What are some alternatives to payday loans?

There are several other options for emergency funding that you can explore if you live in Altheimer, Arkansas. These include:

  • Personal loans from banks or credit unions
  • Credit card cash advances
  • Selling items you no longer need or want
  • Borrowing from friends or family

While these options may not be as quick or convenient as a payday loan, they are much less expensive and can help you avoid falling into a cycle of debt.

Interesting Facts and Statistics about Payday Loans in Altheimer, Arkansas

  • Arkansas has the second-highest poverty rate in the nation, with 17.2% of the population living below the poverty line.
  • The average payday loan borrower in Arkansas takes out eight loans per year.
  • The average payday loan in Arkansas has an interest rate of 391%.

Apply Now

While payday loans are illegal in Arkansas, if you need emergency funding, you can still fill out an online application on TheGuaranteedLoans website. As a connector service, we will work to connect you with potential lenders who may be able to help. Remember, it is important to explore all of your options before deciding to take out a loan, and only borrow what you can afford to repay.

Note: TheGuaranteedLoans is not a direct lender, and we do not make lending decisions. We simply facilitate the connection between borrowers and potential lenders.

Conclusion

Payday loans are not a legal option for emergency funding in Altheimer, Arkansas. It is important to explore other options, such as personal loans from banks or credit unions, credit card cash advances, or borrowing from friends or family. By avoiding the high-interest rates and fees associated with payday loans, you can protect yourself from falling into a cycle of debt.

F.A.Q.

Where can I get more information about payday loans in Altheimer, Arkansas?

More information about payday loans in Altheimer, Arkansas can be found on the Arkansas State Department of Financial Services website. You can also contact the department directly with any questions or concerns.

Are payday loans available in Altheimer, Arkansas?

No, payday loans are prohibited in Altheimer, Arkansas.