Payday Loans in Bee Branch, Arkansas

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No payday loan companies in Bee Branch, AR. Consider companies in other cities:

Company nameAddressZip codePhone number
Big Brothers Pawn 904 W Kenwood St, Siloam Springs, AR 72761 +1 (479) 373 - 6000
IBERIABANK 5111 Highway 5 North, Bryant, AR 72022 +1 (501) 748 - 1274
Simmons Bank 111 N 8th St, Rogers, AR 72756 +1 (479) 636 - 0884
IBERIABANK 200 Olivia Dr, Newport, AR 72112 +1 (870) 523 - 3611
Jackson Hewitt Tax Service 910 Unity Rd, Crossett, AR 71635 +1 (870) 229 - 4199
Centennial Bank 2110 Fayetteville Rd, Van Buren, AR 72956 +1 (479) 441 - 1156
Instant Money Pawn of Arkansas 2650 N College Ave, Fayetteville, AR 72703 +1 (479) 443 - 5400
NwaLending.com 2829 Hyland Park Rd, Fayetteville, AR 72701 +1 (479) 841 - 6610
Relyance Bank 610 W 4th St, Fordyce, AR 71742 +1 (870) 535 - 7222
Regions Bank 121 Lost Creek Pkwy, Fairfield Bay, AR 72088 +1 (800) 734 - 4667

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bee Branch, AR, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Little Rock, AR, Payday Loan for North Little Rock, AR, 24-Hour Loan in Pine Bluff, AR, Payday Loans in Rogers, AR, Payday Loan for Sherwood, AR, Same Day Loans in Springdale, AR, Guaranteed Loans in Texarkana, AR and Quick Loan in Benton, AR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bee Branch, AR.

Payday Loans Available in Bee Branch, AR By The Following ZIP Codes:

72013

Are Payday Loans Legal In Bee Branch, Arkansas?

Payday Lending is Prohibited in Arkansas

Arkansas Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Bee Branch, AR payday loan calculator

Payday Loans in Bee Branch, Arkansas: Understanding the Law

If you live in Bee Branch, Arkansas, you may have heard about payday loans. These loans are intended to help people in need of quick cash during a financial emergency. However, while payday loans are legal in some states, they are prohibited in Arkansas.

What are Payday Loans?

Before we dive into the specifics of payday loans in Bee Branch, let’s first understand what payday loans are. Payday loans are small, short-term loans that are typically due on the borrower’s next payday. They often come with high interest rates and fees, making them a potentially costly option.

Payday Loans in Arkansas

In 2008, the Arkansas Supreme Court ruled that payday lending violated the state’s usury laws, effectively making payday loans illegal in the state. The Arkansas Check Cashers Act, passed in 2009, further clarified that payday lending is prohibited in the state.

The Impact of Payday Loans in Bee Branch

While payday loans are illegal in Bee Branch, some residents may still seek out these loans from out-of-state lenders or online. This can lead to a cycle of debt as borrowers struggle to repay high-interest loans with limited income.

According to a 2021 report from the Arkansas Attorney General’s office, payday loans can carry interest rates as high as 782%. This can trap borrowers in a cycle of debt that is difficult to escape.

Alternative Options for Bee Branch Residents

If you find yourself in need of emergency cash in Bee Branch, there are alternative options available. These include:

  • Personal Loans: Personal loans from a credit union or bank can offer a lower interest rate and more favorable repayment terms than payday loans.
  • Community Assistance: Consider reaching out to local charitable organizations or religious groups for assistance during a financial emergency.
  • Payment Plans: Many utility companies and service providers offer payment plans for those struggling to make ends meet.
  • Credit Counseling: Speaking with a credit counselor can help you develop a plan to manage your finances and avoid future financial emergencies.

Interesting Facts and Statistics

– As of 2021, payday lending is illegal in 18 states and the District of Columbia.
– In Arkansas, borrowers can face up to $25 in penalties for each check that is dishonored or returned.
– The average payday loan borrower takes out 10 loans per year and spends nearly 200 days in debt annually.

Apply Now

If you are in need of emergency cash and live in Bee Branch, Arkansas, consider exploring alternative options such as personal loans, payment plans, community assistance, or credit counseling. TheGuaranteedLoans is a connector service that can help connect you with potential lenders. Our online application process is fast and easy, and we are committed to helping you find the best financing options for your needs.

Please note: TheGuaranteedLoans is not a direct lender, and we do not make credit decisions or offer loans. We are a loan-connection service that puts you in touch with potential lenders who may be able to offer you a loan. All loan terms and rates are determined by the lender, not TheGuaranteedLoans.

If you have any questions about our services or the lending process, please feel free to contact us. We are here to help.

F.A.Q.

Can I still be charged fees on a payday loan in Bee Branch, Arkansas?

No, you cannot be charged fees on a payday loan in Bee Branch, Arkansas because these loans are illegal in the state.

Can I be evicted from my home for taking out a payday loan in Bee Branch, Arkansas?

No, you cannot be evicted from your home for taking out a payday loan in Bee Branch, Arkansas because these loans are illegal in the state.