Payday Loans in Brickeys, Arkansas

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No payday loan companies in Brickeys, AR. Consider companies in other cities:

Company nameAddressZip codePhone number
Simply Home Lending 1450 Zion Rd #10, Fayetteville, AR 72703 +1 (479) 695 - 3838
Bailey's Fast Cash 2235 US-79, Fordyce, AR 71742 +1 (870) 352 - 8024
National Park Aquarium 209 Central Ave, Hot Springs National Park, AR 71901 +1 (501) 624 - 3474
Bank OZK 1405 E Walnut St, Paris, AR 72855 +1 (479) 963 - 1100
W W Pawn & Auto Inc 6322 US 49, Paragould, AR 72450 +1 (870) 597 - 4444
Farm Credit of Western Arkansas - Waldron 502 Frankie Matthew Dr, Waldron, AR 72958 +1 (479) 637 - 2087
IBERIABANK 100 S 28th St, Rogers, AR 72758 +1 (479) 619 - 2300
U.S. Bank Branch 2620 Prince St, Conway, AR 72032 +1 (501) 327 - 5105
Regions Bank 1023 Main St, Conway, AR 72032 +1 (501) 358 - 7210
Pine Federal Credit Union 5100 Jefferson Pkwy, White Hall, AR 71602 +1 (870) 247 - 5100

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Brickeys, AR, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Springdale, AR, Payday Loans in Texarkana, AR, Payday Loans in Benton, AR, Short-term Loans in Bentonville, AR, Payday Loan Companies in Conway, AR, Payday Loans in Fayetteville, AR, Payday Loans in Fort Smith, AR and Payday Loans in Jonesboro, AR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Brickeys, AR.

Are Payday Loans Legal In Brickeys, Arkansas?

Payday Lending is Prohibited in Arkansas

Arkansas Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Brickeys, AR payday loan calculator

Payday Loans in Brickeys, Arkansas: Understanding the Situation

Payday loans are a contentious issue in many states, and Arkansas is no exception. While payday loans are technically illegal under Arkansas law, there are still many lenders who operate in the state, offering loans to individuals who may be in need of quick cash. Brickeys, Arkansas, is no exception to this trend, and residents of the town may find themselves struggling with the pros and cons of payday loans when faced with unexpected expenses or financial emergencies.

What Are Payday Loans, and Why Are They So Controversial?

Payday loans are small, short-term loans that are meant to help individuals bridge the gap between paychecks. These loans are typically for less than $500 and have high interest rates, making them a controversial option for those who are already struggling with debt or financial issues. Critics of payday loan lenders argue that these businesses prey on vulnerable populations, trapping individuals in a cycle of debt and financial instability.

Why Are Payday Loans Illegal in Arkansas?

While payday loans are legal in many states, Arkansas is one of the few states that has banned payday lending entirely. The state’s usury laws specify that loans with an interest rate exceeding 17% per annum are considered usurious and therefore illegal. While many payday lenders have attempted to work around this law by partnering with Native American tribes located outside of the state, these partnerships have been challenged in court and have largely been struck down in recent years.

Alternatives to Payday Loans in Brickeys, Arkansas

While payday loans may be tempting for those in need of quick cash, there are other options available to residents of Brickeys, Arkansas. For example, those who are in need of a small loan may be able to take advantage of a credit union or local bank that offers personal loans with more reasonable interest rates. Those who are struggling with debt or financial instability may also wish to explore options like debt consolidation or credit counseling, which can help address the root causes of their financial problems.

Interesting Facts and Statistics about Payday Loans in Brickeys, Arkansas

  • Payday loans are currently illegal in Arkansas, but some lenders still operate in the state by partnering with Native American tribes or by offering loans online from out of state.
  • In 2016, the Arkansas Attorney General announced that the state would be taking action against several online payday lenders for violations of state law.
  • According to a report from the Center for Responsible Lending, the average payday loan borrower in Arkansas takes out 10 payday loans per year, with an average annual interest rate of 400%.

Apply Now for a Personal Loan

Done with facing the short repayment terms and high interest rates of payday loans? Apply for a personal loan from a trusted and reliable lender via TheGuaranteedLoans. We are a connector service, not a direct lender, and we will work to match you with a lender that meets your individual needs and circumstances. Fill out our online application today to get started.

F.A.Q.

What are the penalties for offering or taking out a payday loan in Brickeys, Arkansas?

Offering or taking out a payday loan in Brickeys, Arkansas is considered a criminal offense and can result in fines and imprisonment.

Are there any exceptions to the payday loan prohibition in Brickeys, Arkansas?

No, there are no exceptions to the payday loan prohibition in Brickeys, Arkansas.