Payday Loans in Camp, Arkansas

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No payday loan companies in Camp, AR. Consider companies in other cities:

Company nameAddressZip codePhone number
Farm Credit of Western Arkansas - Harrison West, 129 Industrial Park Rd, Harrison, AR 72601 +1 (870) 741 - 2020
First National Bank 120 E 1st St, Lewisville, AR 71845 +1 (870) 921 - 5626
Southern Bancorp Bank 319 Baltimore Ave, Manila, AR 72442 +1 (870) 561 - 4427
Chris Bryant - State Farm Insurance Agent 707 Hwy 278 W, Monticello, AR 71655 +1 (870) 367 - 7000
Payday Pawn Inc 502 Virginia St # A, Springdale, AR 72764 +1 (479) 717 - 2699
Jackson Hewitt Tax Service 907 E Main St, Magnolia, AR 71753 +1 (870) 234 - 8077
Hackett Pawn & Loan 506 N Main St, Hackett, AR 72937 +1 (479) 638 - 7011
Development Finance Authority 900 W Capitol Ave, Little Rock, AR 72201 +1 (501) 682 - 5900
Dickerson Law Firm PA: Attorney 525 N Washington Ave, El Dorado, AR 71730 +1 (870) 863 - 4848
Thrivent Financial 324 E 9th St, Mountain Home, AR 72653 +1 (870) 425 - 7270

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Camp, AR, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Pine Bluff, AR, Bad Credit Loans in Rogers, AR, Emergency Loan in Sherwood, AR, Payday Loans in Springdale, AR, Payday Loans in Texarkana, AR, Payday Loan Without a Credit Check in Benton, AR, Payday Loans in Bentonville, AR and Payday Loan for Conway, AR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Camp, AR.

Are Payday Loans Legal In Camp, Arkansas?

Payday Lending is Prohibited in Arkansas

Arkansas Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Camp, AR payday loan calculator

Understanding Payday Loans in Camp, Arkansas

Payday loans are short-term loans that are typically offered to individuals who need quick cash to deal with urgent financial needs. These loans generally have high interest rates and fees, making them a controversial and expensive source of credit for many borrowers. However, the state of Arkansas has prohibited payday loans, and residents of Camp, Arkansas must consider other options if they find themselves in need of immediate financial relief.

Why are Payday Loans Prohibited in Arkansas?

The state of Arkansas has banned payday loans to protect its residents from predatory lending practices. In 2008, the Arkansas Supreme Court ruled that payday loans that charge interest rates higher than 17% are illegal and unenforceable under the Arkansas Constitution. This ruling effectively shut down the payday lending industry in the state, protecting borrowers from exorbitant fees and interest rates.

While payday lending may be prohibited in Arkansas, many borrowers still fall prey to other forms of high-interest loans. These can include auto title loans, rent-to-own agreements, and other types of lending products that offer quick cash but come with high costs and fees.

Alternative Financial Options in Camp, Arkansas

If you need immediate financial relief in Camp, Arkansas, there may be other options available to you. These can include:

  • Personal loans: Consider applying for a personal loan from a bank or credit union. These loans typically have lower interest rates and fees than payday loans and can be used for a variety of purposes. However, they may take longer to process, so they might not be the fastest option.
  • Credit cards: If you have good credit, you may be able to qualify for a credit card with a low interest rate. This can be a good option if you need to pay for immediate expenses but can pay off the balance quickly to avoid accruing interest.
  • Community assistance programs: Many communities have programs in place to help individuals and families in need. These can include food banks, rent assistance programs, and utility assistance programs. Check with your local government or community organizations to see what options are available in Camp, Arkansas.

Interesting Facts and Statistics About Payday Loans in Camp, Arkansas

  • As of 2021, 16 states and the District of Columbia have banned payday lending.
  • The average interest rate on a payday loan in the United States is 391%.
  • In Arkansas, the Attorney General’s Office has taken legal action against multiple lenders who have attempted to circumvent the state’s payday lending laws.
  • The Consumer Financial Protection Bureau (CFPB) has reported that the average payday loan customer takes out 10 loans per year and spends nearly 200 days in debt annually.

Apply Now for Financial Assistance

If you live in Camp, Arkansas and are in need of financial assistance, TheGuaranteedLoans can help. As a connector service, we work with a network of potential lenders who may be able to offer you short-term loans, personal loans, or other forms of financial assistance. Our fast and easy online application process can connect you with lenders who can provide quick funding for your emergency expenses.

Remember, our service is not a direct lender, and we do not make lending decisions. Instead, we facilitate connections between borrowers and potential lenders. Once you submit your application, we will match you with lenders who meet your specific needs and criteria. From there, you can review your loan offers and select the one that best suits your needs.

If you need urgent financial assistance in Camp, Arkansas, don’t hesitate to apply for a loan through TheGuaranteedLoans. We’re here to help you get the funding you need, when you need it most.

F.A.Q.

Can I still be charged fees on a payday loan in Camp, Arkansas?

No, you cannot be charged fees on a payday loan in Camp, Arkansas because these loans are illegal in the state.

Can I be evicted from my home for taking out a payday loan in Camp, Arkansas?

No, you cannot be evicted from your home for taking out a payday loan in Camp, Arkansas because these loans are illegal in the state.