Payday Loans in Clarkedale, Arkansas

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No payday loan companies in Clarkedale, AR. Consider companies in other cities:

Company nameAddressZip codePhone number
Regions Bank 121 Lost Creek Pkwy, Fairfield Bay, AR 72088 +1 (800) 734 - 4667
Auto Pros of Cabot 1212 S 2nd St 4, Cabot, AR 72023 +1 (501) 605 - 0061
Supreme Lending' 300 N 5th St, Blytheville, AR 72315 +1 (870) 762 - 0930
Simmons Bank 728 Hwy 65 82 South, Lake Village, AR 71653 +1 (870) 265 - 5366
Loomis 10049 N Campbell Rd, Fayetteville, AR 72701 +1 (479) 521 - 0002
First National Bank Call Center 216 W Emerson St, Paragould, AR 72450 +1 (870) 215 - 4000
Capital Financial Service Group 726 N Washington St, Forrest City, AR 72335 +1 (870) 633 - 4941
Farm Credit Services 208 Fourche Ave, Perryville, AR 72126 +1 (501) 889 - 3042
BancorpSouth Bank 1833 Linwood Dr, Paragould, AR 72450 +1 (870) 240 - 0208
Wells Fargo Advisors 217 E Dickson St Suite 101, Fayetteville, AR 72701 +1 (479) 521 - 2200

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Clarkedale, AR, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Jonesboro, AR, Same Day Loans in Little Rock, AR, Payday Loans in North Little Rock, AR, Payday Loans in Pine Bluff, AR, Emergency Loan in Rogers, AR, Guaranteed Loans in Sherwood, AR, 24-Hour Loan in Springdale, AR and Payday Loans in Texarkana, AR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Clarkedale, AR.

Payday Loans Available in Clarkedale, AR By The Following ZIP Codes:

72325

Are Payday Loans Legal In Clarkedale, Arkansas?

Payday Lending is Prohibited in Arkansas

Arkansas Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Clarkedale, AR payday loan calculator

Payday Loans in Clarkedale, Arkansas: What You Need to Know

If you’re in a tight financial situation and need some quick cash, you may have considered a payday loan. However, it’s important to know that payday loans are prohibited in Arkansas, including in the town of Clarkedale. In this article, we’ll explain what payday loans are, why they’re prohibited in Arkansas, and offer some alternative options.

What Are Payday Loans?

Payday loans are short-term loans that are typically due on the borrower’s next payday. Borrowers can receive cash quickly, often within a day or two, but the loans come with high-interest rates and fees. In some cases, borrowers can end up paying more in interest and fees than the original amount they borrowed.

Why Are Payday Loans Prohibited in Arkansas?

Payday loans are prohibited in Arkansas under the state’s usury laws. These laws were put in place to protect consumers from predatory lending practices and to prevent them from getting trapped in cycles of debt. In addition to payday loans, other high-interest loans, such as title loans and installment loans, are also prohibited in Arkansas.

Alternative Options

If you need cash quickly and can’t get a payday loan in Clarkedale or elsewhere in Arkansas, there are some alternative options:

  • Ask friends or family for a short-term loan
  • Sell unwanted items
  • Get a side job or do freelance work
  • Consider a credit card cash advance (but be aware of high-interest rates and fees)

It’s important to explore all your options and make an informed decision that won’t put you at risk of falling into debt.

Interesting Facts and Statistics about Payday Loans in Clarkedale, Arkansas

  • Payday loans have a reputation for trapping consumers in a cycle of debt. In fact, the average payday borrower takes out eight loans a year and spends almost half the year in debt.
  • The average payday loan in the US is $375, and borrowers pay an average of $520 in interest and fees.
  • According to a Pew Charitable Trusts report, over 12 million Americans use payday loans every year.
  • Since Arkansas prohibits payday loans, there are no payday lenders operating in Clarkedale.

Apply Now

If you’re in need of a loan, TheGuaranteedLoans can help connect you with potential lenders. We offer a simple, online application process and our service is free to use. However, it’s important to note that we are a connector service, not a direct lender. We can’t guarantee approval or specific loan terms. It’s also important to carefully review any lender’s terms and conditions before accepting a loan offer.

Remember, when considering a loan, make sure you understand all the terms and conditions, including interest rates and fees, and only take out what you can afford to repay.

F.A.Q.

What are the alternatives to payday loans in Clarkedale, Arkansas?

Consumers in Clarkedale, Arkansas can seek out small, short-term loans from credit unions or banks, or can consider using a credit card or personal loan for financial emergencies.

Why are payday loans prohibited in Clarkedale, Arkansas?

Payday loans are prohibited in Clarkedale, Arkansas due to their high interest rates and fees, which can trap consumers in a cycle of debt.