Payday Loans in Delaware, Arkansas

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No payday loan companies in Delaware, AR. Consider companies in other cities:

Company nameAddressZip codePhone number
U.S. Bank Branch 4199 E Kiehl Ave, Sherwood, AR 72120 +1 (501) 834 - 5036
Anstaff Bank 150 West End Way, Mountain Home, AR 72653 +1 (870) 424 - 8522
Edwards Cash Saver 315 S James St, Jacksonville, AR 72076 +1 (501) 982 - 3841
T J's Pawn Shop 311 N Apple St, Searcy, AR 72143 +1 (501) 268 - 2444
FNBC Bank 358 US Hwy 63 S, Mammoth Spring, AR 72554 +1 (870) 625 - 0400
Eastman Credit Union 2800 Gap Rd, Batesville, AR 72501 +1 (870) 698 - 5602
Central Arkansas Finance 939 Locust St, Conway, AR 72034 +1 (501) 932 - 0209
First National Bank of Eastern Arkansas 1460 W Keiser Ave, Osceola, AR 72370 +1 (870) 622 - 0400
Merchants and Planters Bank 555 E Main St, Batesville, AR 72501 +1 (870) 307 - 0222
Cornerstone Home Lending, Inc. 3100 S Market St 106, Rogers, AR 72758 +1 (479) 306 - 6200

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Delaware, AR, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Little Rock, AR, Payday Loans in North Little Rock, AR, Payday Loan Without a Credit Check in Pine Bluff, AR, Payday Loans in Rogers, AR, Online Loans in Sherwood, AR, Payday Loans in Springdale, AR, 24-Hour Loan in Texarkana, AR and Payday Loans in Benton, AR. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Delaware, AR.

Are Payday Loans Legal In Delaware, Arkansas?

Payday Lending is Prohibited in Arkansas

Arkansas Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Delaware, AR payday loan calculator

Understanding Payday Loans in Delaware and Arkansas

Payday loans are a type of short-term loan that are typically taken out by borrowers who need quick access to cash to cover unexpected expenses or emergencies. These loans are typically due on the borrower’s next payday and are often easier to obtain than traditional loans.

In this article, we will discuss the regulations and laws surrounding payday loans in Delaware and Arkansas.

Payday Loans in Delaware

In Delaware, payday loans are legal and regulated by the Delaware Office of the State Bank Commissioner. This means that borrowers who need access to cash quickly can easily apply for a payday loan and receive the money they need within a few hours.

However, it’s important to note that there are limits on the amount a borrower can borrow. In Delaware, borrowers can only borrow up to $1,000 or 25% of their monthly income, whichever is less. Additionally, the term of the loan cannot exceed 60 days.

Delaware also has regulations in place to protect borrowers from excessive interest rates and fees. The interest rate on payday loans in Delaware is capped at 100% per annum, and lenders cannot charge more than 1.08% in fees for each $100 borrowed.

Interesting Facts about Payday Loans in Delaware

  • Delaware is home to more than 200 payday lenders.
  • The average payday loan amount in Delaware is $350.
  • Delaware payday lenders charge an average annual interest rate of 521%.

Payday Loans in Arkansas

Unlike Delaware, payday loans are prohibited in Arkansas. The state’s usury laws prohibit loans with an interest rate above 17%, effectively banning payday loans from being offered in the state.

While there are no legal payday lenders in Arkansas, some lenders have attempted to get around the state’s regulations by offering loans that are structured as “fee-based credit service organization” transactions. These loans, however, have been met with legal challenges and are not a viable option for people who need access to quick cash.

Interesting Facts about Payday Loans in Arkansas

  • Arkansas banned payday lending in 2009.
  • In 2016, the Arkansas Supreme Court ruled that the state’s usury laws apply to out-of-state lenders who offer loans to Arkansas residents.
  • A study by the Arkansas Advocates for Children and Families found that Arkansans pay over $25 million in fees and interest to payday lenders each year.

Need Fast Cash? Apply Now

If you need access to fast cash to cover unexpected expenses or emergencies, TheGuaranteedLoans can help connect you with potential lenders. Our online application is easy and straightforward, and you could receive an offer in just a few minutes.

Remember, TheGuaranteedLoans is not a direct lender, but rather a connector service. We work with a network of trusted lenders who are ready to provide you with the funds you need.

Apply Now for a Payday Loan

Fill out our online application now and get connected with potential lenders who can provide you with the cash you need. Our application process is quick, easy, and secure. Apply now and get started on the path to financial security.

F.A.Q.

Are payday loans legal in Delaware, Arkansas?

No, payday loans are prohibited in Delaware, Arkansas.

What are the alternatives to payday loans in Delaware, Arkansas?

Some options for short-term financial assistance in Delaware, Arkansas include credit union loans, personal loans from banks or online lenders, or borrowing from friends or family.